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Fuller Center for Housing Inc

EIN 64-0740796 · Greenwood, MS

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood85 out of 100GovernanceFair50 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

A) TO COOPERATE WITH OTHER CHARITABLE ORGANIZATIONS, WHICH ARE WORKING TO DEVELOP A BETTER HABITAT FOR ECONOMICALLY DISADVANTAGED PEOPLE. THIS INCLUDES BUILDING HOMES FOR QUALIFYING LOW INCOME FAMILIES WHEREIN THEY ONLY SIGN A MORTGAGE FOR THE COST OF MATERIALS, AND THEY PAY NO INTEREST, OR WHERE MINOR REPAIRS MAY BE NEEDED. THE LABOR FOR BUILDING OR REPAIRING THE HOMES IS DONATED BY THE FULLER CENTER ORGANIZATION OR LOCAL ORGANIZATIONS, INCLUDING THE REQUIRED WORK HOURS BY THE BENEFITTING FAMILIES. B) TO PROMOTE THE COMMON GOOD AND GENERAL WELFARE OF THE CITY OF GREENWOOD, LEFLORE COUNTY, MISSISSIPPI, ITS INHABITANTS, SURROUNDING TERRITORIES AND ITS INHABITANTS, BENEFITTING SOCIETY BY REDUCING BLIGHTED HOUSING CONDITIONS.

Income
$54,940
Spending
$69,108
Spent on programs
80%
Reserves
Over 10 years of spending
Largest source of income
donations and private grants, 81%
Employees
1
Volunteers
15

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 85 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover more than ten years of spending.

  • Debt

    20 of 20

    It owes 1% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 26% of income.

  • Income trend

    15 of 15

    Income rose 4% on the year before.

  • Spending floor

    15 of 15

    80% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 50 out of 100.

  • Independent board

    25 of 25

    9 of 9 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $35,212 spent. IN CONJUNCTION WITH THE FULLER CENTER GROUP MISSION, THE LOCAL CHAPTER ADOPTED A PROGRAM OF HELPING NEED FAMILIES WITH MINOR HOME IMPROVEMENTS AND ENERGY WEATHERIZATION THAT DO NOT EXCEED A REASONABLE AMOUNT PER FAMILY. THE FAMILY THEN MAKES A COMMITMENT TO REPAY AS THEY CAN. THE LOCAL CHAPTER ASSISTED APPROXIMATELY 6 FAMILIES DURING THE CURRENT FISCAL YEAR. THE PROGRAM IS REFERRED TO AS THE GREATER BLESSING BOX (GBB). MOST OF THE LABOR IS DONATED AND THE COST OF SOME OF THE MATERISAL IS PAID FROM ORGANIZATIONAL FUNDS AND DESIGNATED GIFTS.
  2. $19,835 spent. THE AFFILIATE CONTINUED TO COLLEC THE PAYMENTS ON LOW INCOME HOUSE NOTES (AT NO INTEREST FROM 27 HOUSES AND COTTAGES /BUIL/PLACE IN SERVICE IN PRIOR YEARS.ONE HOUSE RENOVATIONS FOR SALE TO A FAMILY WAS STARTED IN THE CURRENT FISCAL YEAR, WITH PLANS TO START ANOTHER. THE MAJORITY OF THE LABOR FOR BUILDING THE HOUSES IS CONTRIBUTED BY THE LOCAL FULLER CENTER FOR HOUSING ORGANIZATION, ANY COOPERATING ORGANIZATIONS, AND THE FAMILY WHICH WILL TAKE OWNERSHIP OF THE HOUSE. CERTAIN COSTS ARE INCURRED TO STORE AND INSURE MATERIALS INVENTORIES UNTIL USED ON A HOUSE AND TO PROVIDE WORKMEN'S COMPENSATION COVERAGE ON VOLUNTEER LABOR, AND CONSTRUCTION LIABILITY INSURANCE COVERAGE THAT IS NOT CHARGE TO HOMEOWNERS. THERE IS A SHARED APPRECIATION AGREEMENT THAT ALLOCATES HALF OF THE GAIN ON A MORTGAGED HOUSE SOLD WHICH PRORATES THE GAIN BASED ON LENGTH OF TIME THE HOMEOWNER HAS PAID ON THE MORTGAGE TO FULLER CENTER. IF THE HOMEOWNER HAS PAID OFF THE MORTGAGE, THE ASSOCIATION RECEIVES NO SHARED APPRECIATION PAYMENT. THE AFFILIATE CONTINUED TO COLLEC THE PAYMENTS ON LOW INCOME HOUSE NOTES (AT NO INTEREST FROM 27 HOUSES AND COTTAGES /BUIL/PLACE IN SERVICE IN PRIOR YEARS.ONE HOUSE RENOVATIONS FOR SALE TO A FAMILY WAS STARTED IN THE CURRENT FISCAL YEAR, WITH PLANS TO START ANOTHER. THE MAJORITY OF THE LABOR FOR BUILDING THE HOUSES IS CONTRIBUTED BY THE LOCAL FULLER CENTER FOR HOUSING ORGANIZATION, ANY COOPERATING ORGANIZATIONS, AND THE FAMILY WHICH WILL TAKE OWNERSHIP OF THE HOUSE. CERTAIN COSTS ARE INCURRED TO STORE AND INSURE MATERIALS INVENTORIES UNTIL USED ON A HOUSE AND TO PROVIDE WORKMEN'S COMPENSATION COVERAGE ON VOLUNTEER LABOR, AND CONSTRUCTION LIABILITY INSURANCE COVERAGE THAT IS NOT CHARGE TO HOMEOWNERS. THERE IS A SHARED APPRECIATION AGREEMENT THAT ALLOCATES HALF OF THE GAIN ON A MORTGAGED HOUSE SOLD WHICH PRORATES THE GAIN BASED ON LENGTH OF TIME THE HOMEOWNER HAS PAID ON THE MORTGAGE TO FULLER CENTER. IF THE HOMEOWNER HAS PAID OFF THE MORTGAGE, THE ASSOCIATION RECEIVES NO SHARED APPRECIATION PAYMENT.
  3. PER AGREEMENT WITH FULLER CENTER FOR HOUSING, THE LOCAL AFFILIATE MAKES A CONTRIBUTION WHEN POSSIBLE TO THE FULLER CENTER FOR HOUSING INTERNATIONAL, WHICH ASSISTS FULLER CENTER TO ADMINISTER ITS PROGRAMS ON A NATIONAL AND INTERNATIONAL BASIS. FULLER CENTER ALSO PROVIDES SUPPORT TO THE LOCAL CHAPTER IN THE WAY OF CONSTRUCTION METHODS, STANDARDS, AND HOUSE PLANS AND OCCASIONAL CONTRIBUTIONS BACK TO THE LOCAL CHAPTER.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since October 2008.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.