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Habitat for Humanity International Inc

EIN 62-1516257 · Jefferson Cty, TN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair60 out of 100GovernanceFair64 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • Only 40% of its spending went to programs.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

HOME CONSTRUCTION AND CRITICAL HOME REPAIR FOR LOW INCOME FAMILIES AND SENIORS.

Income
$465,429
Spending
$266,940
Spent on programs
40%
Reserves
43.7 months of spending
Largest source of income
other income, 38%
Employees
27
Volunteers
172

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 60 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 43.7 months of spending.

  • Debt

    10 of 20

    It owes 45% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 43% of income.

  • Income trend

    0 of 15

    Income fell 42% on the year before.

  • Spending floor

    0 of 15

    40% of spending went to programs and raising each dollar of donations cost 23 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 64 out of 100.

  • Independent board

    25 of 25

    8 of 8 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Independent check of accounts

    6 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $85,670 spent. THE MOST SIGNIFICANT PROGRAM ACCOMPLISHMENT DURING THE YEAR WAS INITIATION OF HOME BUILDING UNDER THE FEDERALLY FUNDED HOME INVESTMENT PARTNERSHIPS PROGRAM ("HOME"), WHICH IS ADMINISTERED BY THE TENNESSEE HOUSING DEVELOPMENT AGENCY ("THDA"). THE PROGRAM FUNDS DEVELOPMENT OF HOUSING FOR SALE TO LOW-INCOME HOUSEHOLDS; AND JCHFH HAS ACCUMULATED CONSTRUCTION COSTS OF 792,750 FOR FIVE HOMES, THREEE OF WHICH WERE SUBSTANTIALLY COMPLETE AS OF JUNE 30, 2025 AND WERE SOLD IN JULY 2025. HABITAT WILL RECOGNIZE THE INCOME AND THE RELATED CONSTRUCTION COSTS UPON CLOSING OF THE SALE OF THESE HOMES. HABITAT ALSO QUALIFIED FOR 63,000 IN ADMINISTRATIVE FEES AND 42,000 IN DEVELOPER'S FEES UNDER THE PROGRAM, AND THESE AMOUNTS WERE INCLUDED IN INCOME DURING THE YEAR.
  2. $21,757 spent. JCHFH CONTINUED ITS CRITICAL HOME REPAIR PROGRAM, ALTHOUGH GRANT FUNDING WAS LIMITED DURING THE FISCAL YEAR. PROJECTS THIS YEAR INCLUDED REPAIRING A LEAKY ROOF, BUILDING A 40 FOOT HANDICAP RAMP, AND REPLACING AN ELECTRICAL PANEL THAT WAS A FIRE HAZARD.
  3. HOME CONSTRUCTION FOR LOW INCOME FAMILIES
  4. HOME CONSTRUCTION FOR LOW INCOME FAMILIES

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.