Covering Kids & Families of Indiana Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- Raising each dollar of donations cost 508 cents.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
THE MISSION OF CKF-IN: FACILITATES AND ADVOCATES ACCESSIBLE HEALTH FOR ALL HOOSIERS WITH A PRIMARY FOCUS ON HEALTHCARE COVERAGE AND CHILDREN'S DEVELOPMENT.
- Income
- $4.6 million
- Spending
- $4.6 million
- Spent on programs
- 93%
- Reserves
- 2.1 months of spending
- Largest source of income
- fees for its services, 100%
- Employees
- 14
- Volunteers
- 20
- Highest pay
- $184,360, executive director
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 47 out of 100. Higher than 15% of charities in its peer group (human services, $1m to $10m).
Reserves
10 of 35Spendable reserves would cover 2.1 months of spending.
Debt
10 of 20It owes 40% of what it owns.
Living within its means
12 of 15Income exceeded spending by 1% of income.
Income trend
15 of 15Income rose 3% on the year before.
Spending floor
0 of 1593% of spending went to programs and raising each dollar of donations cost 508 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2520 of 20 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $1.6 million spent. COVERING KIDS & FAMILIES PROMOTES AND FACILITATES HEALTHCARE COVERAGE THROUGH PROVIDING FINANCIAL AND TECHNICAL SUPPORT TO LEAD AGENCIES ACROSS INDIANA. OUR SUPPORT ALLOWS THOSE LEAD AGENCIES TO PROVIDE COMMUNITY OUTREACH, EDUCATION AND ENROLLMENT FOR MEDICAID, CHILDREN'S HEALTH INSURANCE PROGRAM (CHIP), THE HEALTHY INDIANA PLAN (HIP) AND AFFORDABLE CARE ACT MARKETPLACE PLANS. ONE MECHANISM OF SUPPORT IS TO PROVIDE DIRECT REIMBURSEMENT TO THE LEAD AGENCY BY WAY OF A CONTRACT WITH HEALTH AND HOSPITAL CORPORATION OF MARION COUNTY.
- $2.7 million spent. COVERING KIDS & FAMILIES OF INDIANA PROVIDES SUPPORT TO LEAD AGENCIES FOR COMMUNITY OUTREACH, EDUCATION AND ENROLLMENT IN MEDICAID, CHILDREN'S HEALTH INSURANCE PLAN (CHIP), THE HEALTHY INDIANA PLAN (HIP) AND AFFORDABLE CARE ACT MARKETPLACE PLANS. THE SUPPORT SERVICES OF THE ORGANIZATION INCLUDE POLICY AND ADMINISTRATIVE GUIDANCE FOR THE LEAD AGENCIES. COVERING KIDS & FAMILIES OF INDIANA ADVOCATES AT THE STATE AND NATIONAL LEVEL, WHICH INVOLVES COMMUNICATION TO THAT END WITH STATE AGENCIES, LEGISLATORS, AND OTHER PUBLIC OFFICIALS.
- IN ADDITION TO IDOI CERTIFIED NAVIGATORS, COVERING KIDS & FAMILIES PROVIDE EDUCATIONAL AND SUPPORT SERVICES BY SPONSORING THE INDIANA SCHOOL HEALTH NETWORK (ISHN). A CONFERENCE FOR SCHOOL HEALTH PROFESSIONALS AND ALL STAKEHOLDERS INTERESTED IN CHILDREN'S ISSUES IS HELD ANNUALLY. 2025 ATTENDANCE WAS OVER 500 PROFESSIONALS FROM INDIANA. CKF-IN ALSO SPONSORS AND PARTICIPATES IN WORKSHOPS, TASK FORCES AND POLICY ANALYSIS THROUGH OUT THE YEAR.
- OTHER PROGRAMS RELATED TO THE MISSION OF THE ORGANIZATION.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since February 2009.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.