Henderson Settlement Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO CREATE OPPORTUNITIES FOR BETTER LIVES THROUGH CHRIST-CENTERED SERVICE.
- Income
- $1.8 million
- Spending
- $1.7 million
- Spent on programs
- 80%
- Reserves
- 9.2 months of spending
- Largest source of income
- donations and private grants, 49%
- Employees
- 44
- Volunteers
- 1,200
- Highest pay
- $60,000, executive director
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 93 out of 100. Higher than 81% of charities in its peer group (community improvement, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 9.2 months of spending.
Debt
20 of 20It owes 2% of what it owns.
Living within its means
15 of 15Income exceeded spending by 9% of income.
Income trend
15 of 15Income rose 11% on the year before.
Spending floor
15 of 1580% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 68% of charities in its peer group (community improvement, $1m to $10m).
Independent board
25 of 2512 of 12 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (5)
- $388,764 spent. TO PROVIDE HOME REPAIR AND CONSTRUCTION TO FAMILIES IN A VERY POOR AREA OF SOUTHEASTERN KENTUCKY AND NORTHEASTERN TENNESSEE, USING VOLUNTEER LABOR AND FUNDS FROM AROUND THE COUNTRY.
- $211,529 spent. COMMUNITY DEVELOPMENT IN THE FORM OF PROVIDING BASIC HUMAN NEEDS, SUCH AS FOOD, CLOTHING, RENT AND UTILITY ASSISTANCE, EDUCATIONAL SCHOLARSHIPS, MEDICAL EXPENSE ASSISTANCE, A LIFE SKILLS CLASS, WOMENS SUPPORT GROUPS, AND TRANSPORTATION TO MEDICAL APPOINTMENTS IN A VERY POOR AREA OF APPALACHIA. A FEW OF OUR MINISTRIES INCLUDE A YOUTH PROGRAM WITH YOUTH SPORTS TEAM, TUTORING, AFTER-SCHOOL PROGRAMS, PROVISION OF SCHOOL SUPPLIES AND AN ANNUAL CHRISTMAS PARTY AND TOY SALE FOR COMMUNITY CHILDREN; A SENIOR CENTER THAT MEETS THREE DAYS A WEEK AND PROVIDES HOT MEALS, COMMODITIIES AND FELLOWSHIP TO SENIOR CITIZENS, AS WELL AS MEAL DELIVERIES WHEN NEEDED; A COMMUNITY FOOD PANTRY; A MATERNAL INFANT HEALTH OUTREACH WORKER PROGRAM AND BABY PANTRY; AND A COMMUNITY LIBRARY.
- $209,182 spent. MEALS PROVIDED TO VOLUNTEERS, ORGANIZATION STAFF, AND OTHERS IN THE ORGANIZATIONS DINING HALL.
- $354,465 spent. TO MAINTAIN THE FACILITIES.
- $164,372 spent. MINISTRY INCLUDES A THRIFT STORE AND A CRAFT STORE OPEN TO THE COMMUNITY, AS WELL AS A WORKING CATTLE FARM, SEVERAL GREENHOUSES, AND FACILITIES MAINTENANCE AND REPAIR. THE CRAFT STORE SELLS THE PRODUCTIONS OF LOCAL ARTISANS ADN SOME LOGO ITEMS FOR THE ORGANIZATION, SUCH AS SHIRTS AND HATS. THE THRIFT STORE SELLS MAINLY CLOTHING AND HOUSEHOLD ITEMS DONATED TO SELL TO THE LOCAL COMMUNITY AND VISITORS TO THE AREA. THE CATTLE FARM RAISES BEEF CATTLE TO SELL. THE GREENHOUSES PRODUCE FLOWERS AND VEGETABLES TO SELL TO THE LOCAL COMMUNITY AND TO USE IN OUR VARIOUS MINISTRIES. THE FACILITIES MAINTENANCE AND REPAIR MINISTRY MAINTAINS OUR BUILDINGS AND EQUIPMENT FOR USE IN OUR VARIOUS MINISTRIES.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since April 1972.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.