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Habitat for Humanity International Inc

EIN 59-2870908 · Punta Gorda, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood89 out of 100GovernanceStrong90 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

OUR MISSION: CHARLOTTE COUNTY HABITAT FOR HUMANITY, A CHRISTIAN HOUSING MINISTRY, IS COMMITTED TO HOMEOWNERSHIP: BY A NEEDS-BASED PARTNERSHIP WITH LOW-INCOME CHARLOTTE COUNTY RESIDENTS BUILDING SAFE, AFFORDABLE, QUALITY HOMES USING VOLUNTEERS STRENGTHENING LIVES AND NEIGHBORHOODS

Income
$8.8 million
Spending
$9.2 million
Spent on programs
92%
Reserves
22.3 months of spending
Largest source of income
fees for its services, 72%
Employees
74
Volunteers
963
Highest pay
$180,452, ceo

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 89 out of 100. Higher than 79% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 22.3 months of spending.

  • Debt

    16 of 20

    It owes 20% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 4% of income.

  • Income trend

    15 of 15

    Income rose 3% on the year before.

  • Spending floor

    15 of 15

    92% of spending went to programs and raising each dollar of donations cost 3 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 90 out of 100. Higher than 51% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $8.4 million spent. CHARLOTTE COUNTY HABITAT FOR HUMANITY IS A CHRISTIAN ORGANIZATION THAT WAS FOUNDED IN 1987 AND IS COMMITTED TO PROVIDING SAFE, DECENT AND AFFORDABLE HOMES TO THOSE WHO ARE IN NEED IN OUR COMMUNITY. WE BELIEVE STRONGLY THAT EVERYONE SHOULD HAVE THE OPPORTUNITY TO ACHIEVE THE AMERICAN DREAM OF OWNING THEIR OWN HOME. WE ALSO BELIEVE CHILDREN SHOULD HAVE THE OPPORTUNITY TO GROW UP IN A SAFE, STABLE ENVIRONMENT. OUR VISION: TO ELIMINATE SUBSTANDARD HOUSING IN CHARLOTTE COUNTY THROUGH GODS LOVE AND DIRECTION. OUR MISSION: CHARLOTTE COUNTY HABITAT FOR HUMANITY, A CHRISTIAN HOUSING MINISTRY, IS COMMITTED TO HOMEOWNERSHIP: BY A NEEDS-BASED PARTNERSHIP WITH LOW-INCOME CHARLOTTE COUNTY RESIDENTS BUILDING SAFE, AFFORDABLE, QUALITY HOMES USING VOLUNTEERS STRENGTHENING LIVES AND NEIGHBORHOODS CHARLOTTE COUNTY HABITAT RAISES OUR FUNDS LOCALLY AND IS NOT SUPPORTED FINANCIALLY BY HABITAT FOR HUMANITY INTERNATIONAL. OUR AFFILIATE OPERATES FOUR RESALE STORES ONE IN PUNTA GORDA, ONE IN MURDOCK, ONE IN PORT CHARLOTTE AND ONE IN ENGLEWOOD. THESE STORES HELP GENERATE THE NEEDED REVENUE FOR CHARLOTTE COUNTY HABITAT TO CONTINUE TO PROVIDE HOMES IN OUR COMMUNITY. CHARLOTTE COUNTY HABITAT HOMES ARE SOLD AT AN AFFORDABLE PRICE TO QUALIFIED APPLICANTS WHO MEET OUR PROGRAM CRITERIA, WHO HAVE BEEN SELECTED BY A SELECTION COMMITTEE AND WHO HAVE BEEN APPROVED BY OUR BOARD OF DIRECTORS. OUR APPLICANTS MUST HAVE A NEED FOR AFFORDABLE HOUSING, MUST HAVE THE ABILITY TO PAY THEIR MORTGAGE AND MUST HAVE A WILLINGNESS TO PARTNER WITH CHARLOTTE COUNTY HABITAT. RECENTLY, CHARLOTTE COUNTY HABITAT HAS BEEN RECOGNIZED BY HABITAT FOR HUMANITY INTERNATIONAL AS THE NUMBER ONE DOMESTIC HOME BUILDER IN OUR POPULATION CATEGORY OF 50,000 250,000. THIS YEAR, WE PROVIDED 19 CHARLOTTE COUNTY FAMILIES WITH HOMES. DUE TO SHORTAGE OF AFFORDABLE HOUSING, WE HAVE SEEN A TREMENDOUS INCREASE OF APPLICANTS COME THROUGH OUR DOORS. THE NUMBER OF FAMILIES IN NEED OF AFFORDABLE HOUSING CONTINUES TO GROW AND CHARLOTTE COUNTY HABITAT IS DETERMINED TO DO OUR PART IN SEEING THAT THEY HAVE THE OPPORTUNITY TO OWN THEIR OWN SAFE, DECENT AND AFFORDABLE HOME. WE ARE DEDICATED TO OUR MISSION AND MINISTRY TO OUR COMMUNITY AND WE WILL CONTINUE TO PROVIDE AFFORDABLE HOMES TO THE NEEDY RESIDENTS OF CHARLOTTE COUNTY. "A BRUSH WITH KINDNESS" PROGRAM WAS STARTED IN 2010-11. THIS PROGRAM IS DESIGNED TO HELP LOW INCOME FAMILIES WHO OWN THEIR OWN HOME AND ARE IN NEED OF MINOR REPAIRS, PAINTING AND LANDSCAPING. CHARLOTTE COUNTY HABITAT IS PARTNERING WITH THESE FAMILIES TO IMPROVE THE LOOKS AND VALUE OF THEIR HOME AND OUR COMMUNITY. THE CLEANOUT AND REMOVAL PROGRAM WAS STARTED DURING THE 2015-16 FISCAL YEAR. THE OBJECTIVE OF THIS PROGRAM IS TO GENERATE PROGRAM REVENUE THROUGH SERVICES TO "CLEANOUT" HOMES WHERE FORMER OWNERS ARE MOVING OR VACATING THE PROPERTY AND TO "REMOVE" ITEMS THAT WILL GENERATE PROGRAM REVENUE UNDER CCHFH'S RETAIL SALE OPERATIONS. AS WE CONTINUE TO EXPEND OUR SERVICES AND THE NUMBER OF FAMILIES WE ARE ABLE TO SERVE WE WILL BE SEEKING MORE VOLUNTEERS AND DONORS TO SUPPORT OUR ACTIVITIES. WE ASK YOU TO PUT YOUR FAITH INTO ACTION AND HELP HABITAT BY SPREADING THE WORD OF THE GREAT WORK WE ARE DOING HERE IN CHARLOTTE COUNTY. AT HABITAT WE VALUE A DONATION OF TIME AND LABOR JUST AS MUCH AS A FINANCIAL CONTRIBUTION. CHARLOTTE COUNTY HABITAT FOR HUMANITY IS A CHRISTIAN ORGANIZATION THAT WAS FOUNDED IN 1987 AND IS COMMITTED TO PROVIDING SAFE, DECENT AND AFFORDABLE HOMES TO THOSE WHO ARE IN NEED IN OUR COMMUNITY. WE BELIEVE STRONGLY THAT EVERYONE SHOULD HAVE THE OPPORTUNITY TO ACHIEVE THE AMERICAN DREAM OF OWNING THEIR OWN HOME. WE ALSO BELIEVE CHILDREN SHOULD HAVE THE OPPORTUNITY TO GROW UP IN A SAFE, STABLE ENVIRONMENT. OUR VISION: TO ELIMINATE SUBSTANDARD HOUSING IN CHARLOTTE COUNTY THROUGH GODS LOVE AND DIRECTION. OUR MISSION: CHARLOTTE COUNTY HABITAT FOR HUMANITY, A CHRISTIAN HOUSING MINISTRY, IS COMMITTED TO HOMEOWNERSHIP: BY A NEEDS-BASED PARTNERSHIP WITH LOW-INCOME CHARLOTTE COUNTY RESIDENTS BUILDING SAFE, AFFORDABLE, QUALITY HOMES USING VOLUNTEERS STRENGTHENING LIVES AND NEIGHBORHOODS CHARLOTTE COUNTY HABITAT RAISES OUR FUNDS LOCALLY AND IS NOT SUPPORTED FINANCIALLY BY HABITAT FOR HUMANITY INTERNATIONAL. OUR AFFILIATE OPERATES FOUR RESALE STORES ONE IN PUNTA GORDA, ONE IN MURDOCK, ONE IN PORT CHARLOTTE AND ONE IN ENGLEWOOD. THESE STORES HELP GENERATE THE NEEDED REVENUE FOR CHARLOTTE COUNTY HABITAT TO CONTINUE TO PROVIDE HOMES IN OUR COMMUNITY. CHARLOTTE COUNTY HABITAT HOMES ARE SOLD AT AN AFFORDABLE PRICE TO QUALIFIED APPLICANTS WHO MEET OUR PROGRAM CRITERIA, WHO HAVE BEEN SELECTED BY A SELECTION COMMITTEE AND WHO HAVE BEEN APPROVED BY OUR BOARD OF DIRECTORS. OUR APPLICANTS MUST HAVE A NEED FOR AFFORDABLE HOUSING, MUST HAVE THE ABILITY TO PAY THEIR MORTGAGE AND MUST HAVE A WILLINGNESS TO PARTNER WITH CHARLOTTE COUNTY HABITAT. RECENTLY, CHARLOTTE COUNTY HABITAT HAS BEEN RECOGNIZED BY HABITAT FOR HUMANITY INTERNATIONAL AS THE NUMBER ONE DOMESTIC HOME BUILDER IN OUR POPULATION CATEGORY OF 50,000 250,000. THIS YEAR, WE PROVIDED 19 CHARLOTTE COUNTY FAMILIES WITH HOMES. DUE TO SHORTAGE OF AFFORDABLE HOUSING, WE HAVE SEEN A TREMENDOUS INCREASE OF APPLICANTS COME THROUGH OUR DOORS. THE NUMBER OF FAMILIES IN NEED OF AFFORDABLE HOUSING CONTINUES TO GROW AND CHARLOTTE COUNTY HABITAT IS DETERMINED TO DO OUR PART IN SEEING THAT THEY HAVE THE OPPORTUNITY TO OWN THEIR OWN SAFE, DECENT AND AFFORDABLE HOME. WE ARE DEDICATED TO OUR MISSION AND MINISTRY TO OUR COMMUNITY AND WE WILL CONTINUE TO PROVIDE AFFORDABLE HOMES TO THE NEEDY RESIDENTS OF CHARLOTTE COUNTY. "A BRUSH WITH KINDNESS" PROGRAM WAS STARTED IN 2010-11. THIS PROGRAM IS DESIGNED TO HELP LOW INCOME FAMILIES WHO OWN THEIR OWN HOME AND ARE IN NEED OF MINOR REPAIRS, PAINTING AND LANDSCAPING. CHARLOTTE COUNTY HABITAT IS PARTNERING WITH THESE FAMILIES TO IMPROVE THE LOOKS AND VALUE OF THEIR HOME AND OUR COMMUNITY. THE CLEANOUT AND REMOVAL PROGRAM WAS STARTED DURING THE 2015-16 FISCAL YEAR. THE OBJECTIVE OF THIS PROG

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.