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Loaves & Fishes Inc

EIN 59-2792540 · Apopka, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood78 out of 100GovernanceGood74 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

IN THE NAME OF JESUS CHRIST THE COMPASSIONATE SAVIOR, WE SEEK TO MINISTER TO THE EXPRESSED PHYSICAL AND SPIRITUAL NEEDS OF PERSONS LIVING IN APOPKA AND SURROUNDING COMMUNITIES. OUR PRIMARY ACTIVITY IS WORKING AS A FOOD PANTRY FOR THE COMMUNITY.

Income
$1.9 million
Spending
$1.9 million
Spent on programs
84%
Reserves
5.9 months of spending
Largest source of income
donations and private grants, 99%
Employees
5
Volunteers
65

Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 78 out of 100.

  • Reserves

    20 of 35

    Spendable reserves would cover 5.9 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 0% of income.

  • Income trend

    15 of 15

    Income rose 11% on the year before.

  • Spending floor

    15 of 15

    84% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 74 out of 100.

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Independent check of accounts

    0 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $1.6 million spent. WE RECEIVED VARIOUS GRANTS FROM SEVERAL ORGANIZATIONS HAVE 65 DEDICATED VOLUNTEERS. SOME HAVE BEEN WITH LOAVES AND FISHES FOR 30 YEARS. GOD ALLOWS US TO UTILIZE EACH ONES'S TALENT AND PERONALITY TO HIS GLORY. THIS IS TRULY A TESTAMENT OF THEIR PASSION FOR HELPING FAMILIES IN NEED. WE SUPPORT LOCAL TEENS BY CONTRIBUTING TO THEIR BRIGHT FUTURES VOLUNTEER HOURS. WE ARE SETTING A FOUNDATION FOR LOAVES AND FISHES FUTURE AS WELL AS GIVING THEM THE SKILLS, VALUES, AND LIFE LESSONS. LOAVES AND FISHES IS BLESSED TO CONTINUE THE DISTRIBUTION OF FOOD, TOILETRIES, HOUSEHOLD ITEMS, CLEANING SUPPLIES, AND BABY ITEMS FOR OUR FAMILIES DUE TO THE SUPPORT OF THE COMMUNITY.

Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Worth knowing.

    The IRS does not require this organization to file annual returns.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since October 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.