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Habitat for Humanity International Inc

EIN 59-2687200 · Daytona Beach, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood83 out of 100GovernanceStrong90 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

AFFORDABLE HOUSING IS SOLD TO THOSE WHO QUALIFY AT NO PROFIT AND WITH NO INTEREST CHARGED. VOLUNTEERS PROVIDE MOST OF THE LABOR, AND INDIVIDUALS, FAITH AND CORPORATE DONORS PROVIDE MONEY AND MATERIALS TO BUILD HABITAT HOUSES. PARTNER FAMILIES THEMSELVES INVEST HUNDREDS OF HOURS OF LABOR - "SWEAT LABOR" - INTO BUILDING THEIR HOMES AND THE HOMES OF OTHERS. THEIR MORTGAGE PAYMENTS GO INTO A REVOLVING FUND FOR HUMANITY THAT IS USED TO BUILD MORE HOUSES.

Income
$3.4 million
Spending
$3.4 million
Spent on programs
92%
Reserves
23.5 months of spending
Largest source of income
donations and private grants, 55%
Employees
26
Volunteers
466
Highest pay
$118,299, ceo

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 83 out of 100. Higher than 71% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 23.5 months of spending.

  • Debt

    20 of 20

    It owes 8% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 1% of income.

  • Income trend

    5 of 15

    Income fell 19% on the year before.

  • Spending floor

    15 of 15

    92% of spending went to programs and raising each dollar of donations cost 1 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 90 out of 100. Higher than 51% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. $2.5 million spent. AFFORDABLE HOME BUILDING: FOR THE CURRENT FISCAL YEAR, HFHGVC COMPLETED 6 HOMES WHICH WERE SOLD TO FAMILIES. BECAUSE HABITAT IS NOT A GIVE-AWAY PROGRAM, FAMILIES PURCHASE THE HOME FROM HABITAT AT NO PROFIT AND HABITAT PROVIDES A ZERO INTEREST MORTGAGE TO THE FAMILY FOR THE LIFE OF THE LOAN. HABITAT ALSO HELPS THE HOMEOWNER CANDIDATE TO SECURE ANY DOWNPAYMENT OR FIRST-TIME HOMEBUYER ASSISTANCE FUNDING THAT THE FAMILY MAY BE QUALIFIED TO RECEIVE. THESE FUNDS HELP PAY DOWN A PORTION OF THE MORTGAGE BEFORE THE FAMILY EVEN MOVES IN,GIVING AN OPPORTUNITY TO ENSURE THAT THE AFFORDABILITY OF THIS HOME IS SUSTAINABLE FOR THE LONG-TERM. AS THE FAMILY MAKES THEIR MORTGAGE PAYMENTS,ALL FUNDS ARE USED TO HELP SUPPORT THE BUILDING OF FUTURE HABITAT HOMES. CONSEQUENTLY, WHILE SIX FAMILIES WERE HELPED IN THIS FISCAL YEAR, ALL FAMILIES THAT WORK WITH HABITAT IN THE FUTURE ARE ALSO ASSISTED. FINALLY, A CONTINUING SIGNIFICANT PROGRAM SERVICE IS THE ON-GOING EDUCATION FOR OUR HOMEOWNERS, HABITAT WANTS EACH HOMEOWNER TO BE SUCCESSFUL FOR THE LONG-TERM AND HAS FOUND THAT IT IS IMPORTANT TO DEFINE WHAT IS REQUIRED IN SUCCESSFUL HOMEOWNERSHIP. STAFF IS INVOLVED IN THE DEVELOPMENT OF THE EDUCATION PROGRAM BUT ALSO RELIES ON THE INVOLVEMENT OF COMMITTEE MEMBERS AND LOCAL COMMUNITY EXPERTS, TO HELP FACILITATE THAT EFFORT. AFFORDABLE HOME BUILDING: FOR THE CURRENT FISCAL YEAR, HFHGVC COMPLETED 6 HOMES WHICH WERE SOLD TO FAMILIES. BECAUSE HABITAT IS NOT A GIVE-AWAY PROGRAM, FAMILIES PURCHASE THE HOME FROM HABITAT AT NO PROFIT AND HABITAT PROVIDES A ZERO INTEREST MORTGAGE TO THE FAMILY FOR THE LIFE OF THE LOAN. HABITAT ALSO HELPS THE HOMEOWNER CANDIDATE TO SECURE ANY DOWNPAYMENT OR FIRST-TIME HOMEBUYER ASSISTANCE FUNDING THAT THE FAMILY MAY BE QUALIFIED TO RECEIVE. THESE FUNDS HELP PAY DOWN A PORTION OF THE MORTGAGE BEFORE THE FAMILY EVEN MOVES IN,GIVING AN OPPORTUNITY TO ENSURE THAT THE AFFORDABILITY OF THIS HOME IS SUSTAINABLE FOR THE LONG-TERM. AS THE FAMILY MAKES THEIR MORTGAGE PAYMENTS,ALL FUNDS ARE USED TO HELP SUPPORT THE BUILDING OF FUTURE HABITAT HOMES. CONSEQUENTLY, WHILE SIX FAMILIES WERE HELPED IN THIS FISCAL YEAR, ALL FAMILIES THAT WORK WITH HABITAT IN THE FUTURE ARE ALSO ASSISTED. FINALLY, A CONTINUING SIGNIFICANT PROGRAM SERVICE IS THE ON-GOING EDUCATION FOR OUR HOMEOWNERS, HABITAT WANTS EACH HOMEOWNER TO BE SUCCESSFUL FOR THE LONG-TERM AND HAS FOUND THAT IT IS IMPORTANT TO DEFINE WHAT IS REQUIRED IN SUCCESSFUL HOMEOWNERSHIP. STAFF IS INVOLVED IN THE DEVELOPMENT OF THE EDUCATION PROGRAM BUT ALSO RELIES ON THE INVOLVEMENT OF COMMITTEE MEMBERS AND LOCAL COMMUNITY EXPERTS, TO HELP FACILITATE THAT EFFORT.
  2. $678,348 spent. OPERATION AND MANAGEMENT OF RESTORE IN DIRECT SUPPORT OF THE AFFORDABLE HOUSING PROGRAM. THE PURPOSE OF THE RESTORE IS TO RAISE FUNDS FOR THE AFFORDABLE HOME BUILDING PROGRAM AND ALSO TO SERVE AS AN AMBASSADOR FOR THE HABITAT MISSION. SOMETIMES A DONOR OR CUSTOMER TO THE RESTORE FIRST LEARNS ABOUT THE HABITAT MISSION AND OUR LOCAL AFFILIATE WORK IN THIS MANNER. MANY TIMES THESE INDIVIDUALS BECOME REGULAR VOLUNTEERS AND/OR DONORS TO THE PROGRAM. THE RESTORE ALSO SERVES THE LOCAL COMMUNITY WHICH IS LARGELY COMPRISED OF LOW-INCOME HOUSEHOLDS IN THAT THE RESTORE SELLS DONATED BUILDING MATERIALS, HOME FURNISHINGS AND APPLIANCES AT PRICES THAT ARE ON AVERAGE 50-75% OF WHAT THESE ITEMS WOULD COST NEW AT RETAIL PRICE. THE RESTORE ALSO PROVIDES AN OPPORTUNITY TO RECYCLE AND REUSE-SAVING LANDFILL SPACE AND LIMITS THE IMPACT ON THE ENVIRONMENT. OPERATION AND MANAGEMENT OF RESTORE IN DIRECT SUPPORT OF THE AFFORDABLE HOUSING PROGRAM. THE PURPOSE OF THE RESTORE IS TO RAISE FUNDS FOR THE AFFORDABLE HOME BUILDING PROGRAM AND ALSO TO SERVE AS AN AMBASSADOR FOR THE HABITAT MISSION. SOMETIMES A DONOR OR CUSTOMER TO THE RESTORE FIRST LEARNS ABOUT THE HABITAT MISSION AND OUR LOCAL AFFILIATE WORK IN THIS MANNER. MANY TIMES THESE INDIVIDUALS BECOME REGULAR VOLUNTEERS AND/OR DONORS TO THE PROGRAM. THE RESTORE ALSO SERVES THE LOCAL COMMUNITY WHICH IS LARGELY COMPRISED OF LOW-INCOME HOUSEHOLDS IN THAT THE RESTORE SELLS DONATED BUILDING MATERIALS, HOME FURNISHINGS AND APPLIANCES AT PRICES THAT ARE ON AVERAGE 50-75% OF WHAT THESE ITEMS WOULD COST NEW AT RETAIL PRICE. THE RESTORE ALSO PROVIDES AN OPPORTUNITY TO RECYCLE AND REUSE-SAVING LANDFILL SPACE AND LIMITS THE IMPACT ON THE ENVIRONMENT.
  3. HOME OWNERSHIP READINESS AND CONTINUED EDUCATION. HFH OF GVC HAS DEVELOPED A COMPREHENSIVE PROGRAM FOR HOMEOWNERSHIP EDUCATION INCLUDING THE BASICS OF HOME MAINTENANCE, RESPONSIBILITIES OF HOMEOWNERSHIP, INSURANCE KNOWLEDGE AND FINANCIAL LITERACY. THE INITIAL AND CONTINUING EDUCATION OFFERINGS ARE DESIGNED TO PROVIDE A STRONG BASIS FOR SUCCESSFUL, SUSTAINABLE HOMEOWNERSHIP. COMBINED WITH THIS EDUCATION PROGRAM IS AN ON-GOING RELATIONSHIP MENTOR PROGRAM PROVIDING MORE INSIGHT AND KEY UNDERSTANDING OF THE HOMEOWNERSHIP EXPERIENCE.
  4. LOCAL PARTNERSHIPS WITH OTHER AGENCIES THAT PROVIDE SERVICES - ASSISTANCE WITH MAINTENANCE AND BUILDING REPAIRS TO FAMILIES IN NEED.
  5. LOCAL PARTNERSHIPS WITH OTHER AGENCIES THAT PROVIDE SERVICES - ASSISTANCE WITH MAINTENANCE AND BUILDING REPAIRS TO FAMILIES IN NEED.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.