Central Florida Young Mens Christian Association
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE YMCA OF CENTRAL FLORIDA IMPROVES LIVES OF ALL IN CENTRAL FLORIDA BY CONNECTING INDIVIDUALS, FAMILIES, AND COMMUNITIES WITH OPPORTUNITIES BASED ON CHRISTIAN VALUES THAT STRENGTHEN SPIRIT, MIND, AND BODY.
- Income
- $40.5 million
- Spending
- $42.2 million
- Spent on programs
- 92%
- Reserves
- -0.9 months of spending
- Largest source of income
- fees for its services, 87%
- Employees
- 2,210
- Volunteers
- 1,134
- Highest pay
- $395,709, ceo president
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 54 out of 100. Higher than 34% of charities in its peer group (human services, $10m to $100m).
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
16 of 20It owes 25% of what it owns.
Living within its means
8 of 15Spending exceeded income by 4% of income.
Income trend
15 of 15Income rose 10% on the year before.
Spending floor
15 of 1592% of spending went to programs and raising each dollar of donations cost 21 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100. Higher than 16% of charities in its peer group (human services, $10m to $100m).
Independent board
25 of 2534 of 34 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (4)
- $23.1 million spent. HEALTHY LIVING PROGRAMS AND INITIATIVES:THE YMCA OF CENTRAL FLORIDA IS COMMITTED TO STRENGTHENING INDIVIDUALS, FAMILIES, AND COMMUNITIES THROUGH PROGRAMS THAT SUPPORT HEALTH, WELLNESS, AND BELONGING FOR ALL AGES.THROUGH OUR 14 FAMILY CENTERS WE OFFER THOUSANDS OF OPPORTUNITIES EACH WEEK TO STAY ACTIVE AND CONNECTED. CONTINUED ON SCHEDULE O.MEMBERS ENJOY ACCESS TO FITNESS EQUIPMENT, BASKETBALL, RACQUETBALL, PICKLEBALL, SWIMMING, AND A WIDE VARIETY OF GROUP EXERCISE CLASSES SUCH AS YOGA, SPIN, AQUA ZUMBA, BARRE, AND STRENGTH TRAINING. YMCA360 EXTENDS THESE EXPERIENCES BEYOND OUR WALLS, OFFERING LIVE AND ON-DEMAND CLASSES LIKE CARDIO DRUMMING, MAT PILATES, MUSCLE PUMP, CULINARY ARTS, AND MORE-MAKING HEALTHY LIVING ACCESSIBLE ANYWHERE, ANYTIME.WITH FAMILIES REPRESENTING ABOUT HALF OF OUR MEMBERSHIP, WE SUPPORT PARENTS AND CAREGIVERS THROUGH DAILY CHILD DEVELOPMENT CARE AND PARENT'S NIGHT OUT EVENTS, PROVIDING PEACE OF MIND SO THEY CAN FOCUS ON THEIR WELL-BEING. PERSONAL TRAINING AND WELLNESS COACHING FURTHER EMPOWER INDIVIDUALS TO ACHIEVE THEIR HEALTH GOALS WITH EXPERT GUIDANCE.RECOGNIZING THAT ONE IN TWO ADULTS FACES CHRONIC HEALTH CHALLENGES, WE ARE EXPANDING EVIDENCE-BASED PROGRAMS TO HELP PREVENT, MANAGE, AND OVERCOME CHRONIC CONDITIONS. TO ENSURE THAT COST IS NEVER A BARRIER TO PARTICIPATION, FINANCIAL ASSISTANCE IS AVAILABLE FOR MEMBERSHIP AND PROGRAMS, REFLECTING OUR COMMITMENT TO ACCESS FOR ALL.
- $7.9 million spent. YOUTH DEVELOPMENT PROGRAMS AND INITIATIVES: YOUTH DEVELOPMENT IS A CORE AREA OF IMPACT AT THE YMCA OF CENTRAL FLORIDA, WHERE WE NURTURE THE POTENTIAL OF EVERY CHILD-FROM CRADLE TO CAREER-THROUGH PROGRAMS THAT BUILD VALUES, WELLNESS, ENRICHMENT, AND TEAMWORK.CONTINUED ON SCHEDULE O.IN 2025, THOUSANDS OF CHILDREN WERE SUPPORTED AT YMCA FAMILY CENTERS, PARTNER SCHOOLS, AND DEDICATED Y CHILD DEVELOPMENT CENTERS. MORE THAN 1,700 CHILDREN RECEIVED HIGH-QUALITY EARLY LEARNING AT OUR CENTERS AT WALT DISNEY WORLD RESORT AND THE OSCEOLA COUNTY YMCA. ADDITIONALLY, OVER 2,100 ELEMENTARY AND MIDDLE SCHOOL STUDENTS BENEFITED FROM SAFE, ENRICHING BEFORE AND AFTER SCHOOL PROGRAMS AT 30 SCHOOLS ACROSS ORANGE, OSCEOLA, AND LAKE COUNTIES. THESE PROGRAMS PROVIDED HANDS-ON EXPERIENCES IN READING, SCIENCE, MATH, MUSIC, AND THE ARTS TO IMPROVE SCHOOL READINESS AND ACADEMIC SUCCESS.OUR COMMITMENT TO YEAR-ROUND LEARNING CONTINUED THROUGH SUMMER CAMP AND OUT-OF-SCHOOL PROGRAMS. IN 2025, MORE THAN 4,470 YOUTH PARTICIPATED IN Y SUMMER CAMPS AT 26 LOCATIONS. WE ALSO ENGAGED THOUSANDS OF FAMILIES IN FREE, FUN, HEALTHY ACTIVITIES DURING OUR ANNUAL FREE HEALTHY KIDS DAY IN APRIL AND HEALTHY FAMILIES DAY IN AUGUST.RECOGNIZING THE IMPORTANCE OF BOTH PHYSICAL AND MENTAL WELLNESS, THE Y SERVED OVER 11,000 YOUTH THROUGH SPORTS PROGRAMS THAT TAUGHT TEAMWORK, SPORTSMANSHIP, CONFIDENCE, AND HEALTHY HABITS. TEENS ALSO BUILT LEADERSHIP AND LIFE SKILLS THROUGH PROGRAMS LIKE TEEN ACHIEVERS, LINKS 2 LEARNING, TEEN LEADERS CLUB, HOWARD AFTER HOURS, AND COMMUNITY SERVICE PROJECTS. TO MEET THE EVOLVING INTERESTS OF TODAY'S YOUTH, THE Y CONTINUED OFFERING ITS E-SPORTS PROGRAM IN 2025, PROVIDING A SAFE SPACE FOR TEENS TO DEVELOP SKILLS AND CONNECT WITH PEERS.
- $3.5 million spent. AQUATICS:WITH WATER EVERYWHERE IN FLORIDA, THE Y KNOWS THAT SWIMMING IS A LIFE SKILL THAT EVERYONE MUST LEARN TO STAY SAFE, SECURE, AND ENJOY THE WATER. TO MEET THE NEEDS OF EVERYONE FROM INFANTS TO SENIORS, THE YMCA OF CENTRAL FLORIDA PROUDLY OFFERS A STRONG MENU OF AQUATICS PROGRAMMING THAT RANGES FROM INFANT DROWNING PREVENTION (SAFE START) TO INTRODUCTORY SWIMMING AND SWIM LESSONS FOR YOUTH AND ADULTS OF ALL AGES AND ABILITIES.CONTINUED ON SCHEDULE O.THE Y IS KEENLY AWARE OF THE REALITY THAT DROWNING IS THE LEADING CAUSE OF DEATH IN FLORIDA FOR CHILDREN UNDER THE AGE OF FOUR (4) YEARS. TO COMBAT THE RISK OF DROWNING, THE YMCA OF CENTRAL FLORIDA HAS TEAMED WITH DR. PHILLIPS CHARITIES AND INFANT SWIMMING RESOURCE TO DELIVER "SAFE START," WHICH IS A DROWNING-PREVENTION PROGRAM OFFERED TO INFANTS AS YOUNG AS SIX (6) MONTHS. SAFE START TEACHES CHILDREN HOW TO SURVIVE IN THE WATER BY HOLDING THEIR BREATH UNDERWATER AND HOW TO ROLL OVER AND FLOAT. SAFE START PROVIDES A SOLUTION TO KEEP CHILDREN SAFE IN AND AROUND WATER, ONE INFANT AT A TIME. IN 2025, NEARLY 230 CHILDREN WERE ENROLLED AND TAUGHT IN SAFE START, BRINGING THE TOTAL TO OVER 20,400 CHILDREN WHO HAVE COMPLETED THE WATER SAFETY PROGRAM SINCE 1999.IN ADDITION, THE Y WAS ALSO ABLE TO PROVIDE SWIM LESSONS AND AN ARRAY OF AQUATIC CLASSES TO NEARLY 7,000 ADULTS AND CHILDREN IN 2025, INCLUDING AQUA FITNESS CLASSES FOR ACTIVE OLDER ADULTS SUCH AS SHALLOW WATER FITNESS, SWIM WORKOUT AND AQUAFIT.THE RESULT OF THIS COMMITMENT FROM THE Y IS A STRONG AQUATICS PROGRAM THAT ENCOURAGES NOT ONLY WATER SAFETY, BUT SWIM PROFICIENCY. WITH 19 INDOOR AND OUTDOOR POOLS, THE YMCA OF CENTRAL FLORIDA REMAINS A LEADING COMMUNITY ADVOCATE FOR WATER SAFETY AND FOR THE POSITIVE IMPACT AQUATICS CAN HAVE ON HEALTH AND WELL-BEING FOR ALL AGES.
- $4.2 million spent. SOCIAL RESPONSIBILITY INITIATIVES:AT THE YMCA OF CENTRAL FLORIDA, WE BRING PEOPLE TOGETHER TO GIVE BACK, SUPPORT NEIGHBORS, AND STRENGTHEN OUR COMMUNITY THROUGH THE Y'S MISSION OF BUILDING HEALTHY SPIRIT, MIND AND BODY FOR ALL. WHETHER AS A MEMBER, VOLUNTEER, OR DONOR, THERE ARE MANY WAYS TO MAKE A LASTING DIFFERENCE THROUGH THE Y.THANKS TO THE GENEROSITY OF OUR COMMUNITY, THE Y PROVIDED FREE AND REDUCED-COST PROGRAMS AND SERVICES TO THOSE IN NEED. IN 2025, OVER $2.1 MILLION IN CHARITABLE GIFTS HELPED FUND VITAL PROGRAMS, SERVICES, AND MEMBERSHIP ASSISTANCE, ENSURING ACCESS FOR ALL, REGARDLESS OF INCOME. OVER 45,200 OF OUR CENTRAL FLORIDA NEIGHBORS WHO FACED BARRIERS TO ACCESS WERE ABLE TO EXPERIENCE HIGH QUALITY PROGRAM AND MEMBERSHIP AT THE Y THANKS TO THE GENEROSITY OF OUR DONORS AND OUR FINANCIAL ASSISTANCE PROGRAM.VOLUNTEERS ARE ALSO ESSENTIAL TO OUR IMPACT. IN 2025, MORE THAN 1,100 VOLUNTEERS CONTRIBUTED THEIR TIME AND TALENTS TO SUPPORT PROGRAMS AND STRENGTHEN OUR NEIGHBORHOODS.THROUGHOUT THE YEAR, THE Y PARTNERED WITH LOCAL ORGANIZATIONS TO OFFER FREE COMMUNITY SERVICES BOTH IN PERSON AND ONLINE. IN 2025, WE HOSTED MULTIPLE BLOOD DRIVES WITH ONEBLOOD, SUPPORTED FAMILIES WITH SCHOOL READINESS RESOURCES, AND PROVIDED OVER STUDENTS WITH BACKPACKS, SCHOOL SUPPLIES, AND ESSENTIAL SERVICES TO HELP THEM SUCCEED.ADDITIONALLY, IN 2025 WE LAUNCHED OUR NEWEST OUTREACH INITIATIVE, Y ON THE FLY. Y ON THE FLY IS AN INNOVATIVE, MOBILE YOUTH DEVELOPMENT PROGRAM THAT REFLECTS OUR STRATEGIC COMMITMENT TO REACH INDIVIDUALS AND FAMILIES BEYOND THE WALLS OF OUR YMCA FACILITIES. DESIGNED TO REMOVE BARRIERS SUCH AS TRANSPORTATION AND ACCESS, THE PROGRAM DELIVERS HIGH-QUALITY, EVIDENCE-BASED PROGRAMMING DIRECTLY INTO NEIGHBORHOODS WHERE IT IS NEEDED MOSTINCLUDING SCHOOLS, APARTMENT COMMUNITIES, CHILDCARE CENTERS, AND OTHER COMMUNITY GATHERING SPACES. BY BRINGING YMCA PROGRAMS INTO THE COMMUNITY, WE ARE EXPANDING ACCESS, STRENGTHENING ENGAGEMENT, AND ADVANCING OUR MISSION TO SERVE ALL.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 1946.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
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