Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
Charleston Habitat for Humanitys (CHFH) vision is a world where everyone has a decent place to live. Seeking to put God's love into action, Charleston Habitat for Humanity brings people together to build homes, communities, and hope. By facilitating homeownership, families can break the cycle of poverty, which goes a long way to building a better future for multiple generations. CHFH provides a comprehensive package of services, including serving as a mortgage lender, home builder, social support provider, and recruiting and training center. The organization serves families earning 35% to 60% of the area median income (or up to 80% for veterans). This is a demographic that is not served by traditional lenders. Families and individuals in need of a hand up partner with Charleston Habitat for Humanity to build or improve a place they can call home. When Habitat accepts a family's partnership application, they make homeownership a reality for low- to moderate-income families. Habitat work
- Income
- $1.8 million
- Spending
- $1.4 million
- Spent on programs
- 72%
- Reserves
- 15.1 months of spending
- Largest source of income
- donations and private grants, 53%
- Employees
- 21
- Volunteers
- 1,049
- Highest pay
- $76,070, executive director
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 96 out of 100.
Reserves
35 of 35Spendable reserves would cover 15.1 months of spending.
Debt
16 of 20It owes 29% of what it owns.
Living within its means
15 of 15Income exceeded spending by 22% of income.
Income trend
15 of 15Income rose 52% on the year before.
Spending floor
15 of 1572% of spending went to programs and raising each dollar of donations cost 16 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 2513 of 13 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $1.0 million spent. Habitat homeowners help build their own homes alongside volunteers and pay an affordable, zero- interest mortgage. The Charleston affiliate was established in 1989 to serve the Charleston peninsula, North Charleston and West Ashley, and has since built 98 new homes, repaired over 99 homes and supported 60 homes in Honduras through tithes to Habitat for Humanity International. Through financial support, volunteering or adding a voice to support affordable housing, everyone can help families achieve the strength, stability and self-reliance they need to build better lives for themselves and their families. (Continued on Schedule O)Here are some of our accomplishments for and at the year ended June 30, 2025: - 99 new homes completed since 1989 - There are forty (40) active Charleston Habitat for Humanity mortgages. Three homeowners paid off during the fiscal year. - Over 1,027 volunteers provided roughly 15,270 hours of volunteer assistance via construction, ReStore, office projects and committee work. - Seven (7) partner families completed a total of 966 sweat equity hours. - Completed ten (ten) critical home repairs. - Raised a total of $108,595 for affordable housing at the 9th Annual Builder Bash Gala, $12,792 from the 3rd Annual Play House Project and $16,223 from the 5th Annual Oyster Roast. - Accepted two new partner families into the affordable homeownership program.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.