Passes our checks

Habitat for Humanity International Inc

EIN 56-1936484 · Spruce Pine, NC

Public records show a registered, tax-exempt organization in good standing.

What it says it does

Seeking to put God's love in action, Habitat for Humanity brings people together to build homes, communities and hope for low income families.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Good: 74 out of 100.

Reserves
35 of 35
Spendable reserves would cover 15.0 months of spending.
Debt
20 of 20
It owes 12% of what it owns.
Living within its means
4 of 15
Spending exceeded income by 10% of income.
Income trend
0 of 15
Income fell 63% on the year before.
Spending floor
15 of 15
98% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Good: 76 out of 100.

Independent board
25 of 25
7 of 7 voting board members are independent.
Conflict of interest policy
15 of 15
Has a written conflict of interest policy.
Whistleblower policy
0 of 8
Reports no written whistleblower policy.
Record keeping policy
0 of 7
Reports no written policy on keeping and destroying records.
Board minutes
5 of 5
Keeps minutes of board meetings.
Board sees the tax return
10 of 10
Gave the board a copy of this return before filing it.
Pay set independently
0 of 5
Reports no independent review process for its chief executive's pay.
No reported misuse
10 of 10
Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)

$69,224 spent. Home Construction Operations of nondenominational Christian organizations to provide home ownership opportunities for low income partner families and to develop communities. Homes are constructed using volunteer and partner labor and sold at cost with a low-interest mortgage. Partners are selected and receive ongoing support on homeownership by staff and trained volunteers. 10% of unrestricted donations are sent to the parent company, Habitat for Humanity International, for construction of homes in areas of critical need abroad at relatively low cost. Note: Proceeds from the sale of homes take the form of long-term interest mortgages held by the affiliate, or in some cases sold to other nonprofits or government agencies or other financial organizations, to provide funds for ongoing home construction. Program expenses include direct and indirect construction costs, partner services, and discounting for "present value" of mortgages.
$49,880 spent. ReStore Operations. The ReStore sells donated building materials and household goods at a discount to the public in a rural, low income area. Profits are used to support home construction. Volunteers assist with pickups, stocking and store operations. The ReStore also provides employment opportunities.
$50,450 spent. Aging-In-Place / Repair Program provides necessary repairs and additions to homes of elders. The repairs / additions allow them to stay in their homes in a safe environment.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.