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Habitat for Humanity International Inc

EIN 56-1363464 · Asheville, NC

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong96 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEEKING TO PUT GOD'S LOVE INTO ACTION, ASHEVILLE AREA HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE.

Income
$16.3 million
Spending
$11.9 million
Spent on programs
91%
Reserves
13 months of spending
Largest source of income
donations and private grants, 70%
Employees
89
Volunteers
141
Highest pay
$118,575, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 96 out of 100. Higher than 91% of charities in its peer group (housing, $10m to $100m).

  • Reserves

    35 of 35

    Spendable reserves would cover 13.0 months of spending.

  • Debt

    16 of 20

    It owes 29% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 27% of income.

  • Income trend

    15 of 15

    Income rose 76% on the year before.

  • Spending floor

    15 of 15

    91% of spending went to programs and raising each dollar of donations cost 6 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 44% of charities in its peer group (housing, $10m to $100m).

  • Independent board

    25 of 25

    15 of 15 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $10.8 million spent. BUILDING AND REVITALIZING HOMES FOR OWNERSHIP: ASHEVILLE AREA HABITAT FOR HUMANITY (AAHH) BUILDS AND FINANCES 1, 2, 3, AND 4-BEDROOM HOMES AND TOWNHOMES, INCLUDING AGING IN PLACE UNITS BUILT SPECIFICALLY FOR AGE 55+. THE CONSTRUCTION AND SALE OF 16 NEW HOMES IN THE GLENN BRIDGE NEIGHBORHOOD (ARDEN) AND THE REVITALIZATION AND SALE OF 3 HOMES WAS COMPLETED IN THE FISCAL YEAR ENDING JUNE 30, 2025. CONSTRUCTION BEGAN AT NEW HEIGHTS, PHASE 2 (WEST ASHEVILLE), THE FUTURE SITE OF 60 HOMES. IN ADDITION TO CORE CONSTRUCTION VOLUNTEERS AND LOCAL SPONSORING GROUPS, 34 VISITING GROUPS (OF 6-20 VOLUNTEERS) VOLUNTEERED TO BUILD HOMES WITH ASHEVILLE HABITAT POST HURRICANE HELENE. THE FIRST HABITAT AFFILIATE IN NC AND THE LARGEST BUILDER OF GREEN BUILT-CERTIFIED HOMES IN THE STATE, ASHEVILLE HABITAT PROVIDES QUALIFIED LOW-INCOME RESIDENTS THE OPPORTUNITY TO BUY A HOME AND BUILD GENERATIONAL WEALTH.
  2. REPAIRING EXISTING HOMES (TRADITIONAL & DISASTER): PRESERVING HOMEOWNERSHIP THROUGH AN AFFORDABLE HOME REPAIR PROGRAM HELPS LOW-INCOME AND OLDER ADULT RESIDENTS LIVE IN THEIR HOMES FOR LONGER, AND WITH SAFETY AND DIGNITY. HOME REPAIR PRESERVES THE CHARACTER, AFFORDABILITY, AND DIVERSITY IN OUR LOCAL NEIGHBORHOODS. IN FISCAL YEAR ENDING JUNE 30, 2025, 23 TRADITIONAL REPAIRS WERE COMPLETED, AS THE FOCUS SHIFTED AFTER HURRICANE HELENE DEVASTATED ASHEVILLE AND SURROUNDING COMMUNITIES. WITH NEARLY 100,000 HOMES DAMAGED, ASHEVILLE HABITAT IMMEDIATELY EXPANDED SERVICES TO INCLUDE A NEW DISASTER HOME REPAIR PROGRAM, IN PARTNERSHIP WITH OTHER AGENCIES THROUGH ARCHR (ASHEVILLE REGIONAL COALITION FOR HOME REPAIR). ASHEVILLE HABITAT SERVES AS THE FIDUCIARY AGENT. THE NO-COST PROGRAM HELPS LOW-INCOME HOMEOWNERS WHOSE HOUSES WERE DAMAGED BY THE STORM, PARTICULARLY THOSE UNINSURED, UNDERINSURED, AND/OR INELIGIBLE FOR FEMA ASSISTANCE. IN FY25, 72 DISASTER REPAIRS WERE COMPLETED.
  3. A COMPREHENSIVE HOMEBUYER EDUCATION CURRICULUM COMPRISED OF MONEY MANAGEMENT, HOME MAINTENANCE, AND MORE SETS BUYERS UP FOR SUCCESS. THROUGH THE COURSE WORK, FUTURE NEIGHBORS GET TO KNOW EACH OTHER AND BUILD COMMUNITY BEFORE THEY EVEN MOVE INTO THEIR HOMES. HABITAT HOMEBUYERS EARN 40-80% AREA MEDIAN INCOME (AMI) AND DO NOT QUALIFY FOR TRADITIONAL LENDING PROGRAMS. HABITAT EXTENDS AFFORDABLE MORTGAGES TO QUALIFIED BUYERS, WITH PAYMENTS NOT TO EXCEED 30% OF MONTHLY INCOME. IN FY ENDING JUNE 30, 2025, 19 FAMILIES PURCHASED NEW OR REVITALIZED HOMES FROM ASHEVILLE HABITAT. 6 ARE SINGLE-PARENT HOUSEHOLDS, 12 ARE FEMALE HEAD OF HOUSEHOLDS, 2 ARE AGING IN PLACE (55+) BUYERS, AND 1 IS A VETERAN. 30 CHILDREN WERE SERVED. RESEARCH SHOWS THAT DECENT AND STABLE HOUSING IS LINKED TO IMPROVED EDUCATIONAL OUTCOMES, BETTER HEALTH, GREATER FINANCIAL STABILITY, AND STRONGER COMMUNITIES.
  4. ASHEVILLE AREA HABITAT FOR HUMANITY OPERATES TWO RESTORES - ONE IN ASHEVILLE AND ONE IN WEAVERVILLE. THE STORES SELL MOSTLY DONATED HOME GOODS AND BUILDING SUPPLIES AT AFFORDABLE PRICES TO THE GENERAL PUBLIC, DIVERTING 2,400+ TONS OF MATERIAL FROM THE LANDFILL EACH YEAR. PROCEEDS FROM RESTORE SALES HELP FUND ASHEVILLE HABITAT'S BUILDING AND REPAIR PROGRAMS. VOLUNTEERS CONTRIBUTED 22,626 HOURS IN FY ENDING JUNE 30, 2025, SUPPORTING RESTORE STAFF IN ALL AREAS OF THE OPERATION. THE ASHEVILLE RESTORE WAS ONE OF THE FIRST RESTORES TO OPEN (IN 1990), AND TODAY IT REMAINS A TOP PERFORMING STORE OUT OF MORE THAN 850 RESTORES NATIONWIDE. THE WEAVERVILLE LOCATION OPENED IN AUGUST 2019. BOTH STORES CONTRIBUTE TO THE REGISTER ROUND UP PROGRAM, SUPPORTING A DIFFERENT NON-PROFIT PARTNER EACH MONTH AND RAISING MORE THAN $100,000 SINCE ITS INCEPTION IN 2019. THE ASHEVILLE STORE WAS SHUTTERED FOR MONTHS AFTER HURRICANE HELENE CAUSED SIGNIFICANT DAMAGE. $246,865 IN MERCHANDISE WAS LOST, AS WAS 4 MONTHS OF REVENUE ($808,000). RESTORE STAFF WERE DEPLOYED TO MANNA, A LOCAL FOOD BANK, WHILE THE STORE WAS CLOSED, KEEPING ALL EMPLOYED AND HELPING ANOTHER NON-PROFIT AT THEIR TIME OF GREATEST NEED. THE ASHEVILLE RESTORE REOPENED ON JANUARY 24, 2025 AFTER CLEAN-UP, RENOVATION, AND REPLACEMENT WAS COMPLETE. THE TRUCK FLEET (5, WITH A TOTAL REPLACEMENT COST OF $330,000) WAS ALSO REPLACED ENABLING THE DONATION PICK-UP PROGRAM AND DECONSTRUCTION PROGRAM TO RE-START. GENEROUS DONATIONS FROM NEAR AND FAR MADE RENOVATIONS AND REPLACEMENT POSSIBLE.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.