Young Womens Christian Association of the Central Carolinas Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
YWCA Central Carolinas is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom, and dignity for all.
- Income
- $3.6 million
- Spending
- $7.3 million
- Spent on programs
- 85%
- Reserves
- 9.9 months of spending
- Largest source of income
- donations and private grants, 62%
- Employees
- 111
- Volunteers
- 189
- Highest pay
- $173,190, ceo mar25
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 68 out of 100.
Reserves
28 of 35Spendable reserves would cover 9.9 months of spending.
Debt
20 of 20It owes 8% of what it owns.
Living within its means
0 of 15Spending exceeded income by 104% of income.
Income trend
5 of 15Income fell 19% on the year before.
Spending floor
15 of 1585% of spending went to programs and raising each dollar of donations cost 25 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 2515 of 15 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (6)
- $3.1 million spent. Grounds for ChangeGrounds for Change is a campaign supporting the development of Wheatley Place, an affordable housing community under construction on the front lawn of YWCA. We have contracted with DreamKey Partners to build 80 affordable housing units. These units will be reserved for households earning 30% 60% area median income. They are desperately needed as one solution to Charlottes ever-growing affordable housing crisis. This non-recurring payment is the first installment towards a commitment of $5.2 million of restricted funds towards this project.
- $884,928 spent. Youth ProgramsThe Organizations Youth Programs provides high-quality out-of-school programs to students K-5 throughout Mecklenburg and Union Counties. The Organizations goal is to provide each student with an exemplary academic experience filled with fun, personal growth and parent participation by utilizing the following core competencies: Literacy Focus, Parent Engagement, Cultural Identity and Enrichment. We support children in their schoolwork while offering instruction and engagement grounded in historically responsive literacy (HRL). HRL cultivates the genius within students and creates spaces of empowerment and confidence. During the 2024-2025 school year, 66% of students increased or maintained their reading level if already on grade level while enrolled.
- $855,827 spent. Health & FitnessThe Organizations Sarah Belk Gambrell Health and Fitness Center provides health and fitness activities to over 1,200 community members, including participants in the Organizations transitional housing programs and Youth Programs. The Center features a heated indoor pool, weight and cardio facilities, water and land-based fitness classes and access to personal training services. In addition, specialty programming including fee-based swim lessons and a fee-based swim team generate additional income for the center.
- $800,714 spent. Women In Transition provides safe, affordable housing and comprehensive support services for women each day who have experienced homelessness or housing insecurity. Participants must earn less than 60% of Area Median Income ($47,220 for a family of one) at program entry. Participants work 1:1 with a participant advocate to create a plan upon entering the program which includes the goals the participant sets and how progress of those goals will be measured. Every participant has one housing and one budget goal but can identify other goals related to health and wellness, career/employment, sobriety/recovery, etc. WIT provides housing for up to 66 women every day and serves over 100 annually. In 2024-25, 74% of program graduates exited the program into permanent housing, and 91% established/maintained financial stability.
- $362,900 spent. Families Together provides safe, affordable housing and comprehensive support services for families with children that have experienced homelessness or housing insecurity. Families must earn between 20% and 50% of Area Median Income upon program entry ($22,480 to $56,200 for a four-person family). Participants work 1:1 with a participant advocate to create a plan upon entering the program which includes the goals the participant sets and how progress of those goals will be measured. Every participant has one housing and one budget goal but can identify other goals related to health and wellness, career/employment, sobriety/recovery, etc. FT provides individual housing for up to 10 families at a time, a population of 45-50 individuals each day and 55-80 over the course of a year. In 2024-25, 71% of families that graduated from the program exited into permanent housing, and 100% established/maintained financial stability.
- $118,353 spent. Racial Justice & AdvocacyThe Organizations Racial Justice and Advocacy efforts are designed to educate and engage the community on topics of racial and social justice and mobilize them to dismantle systems of oppression. At the core of the Organizations mission eliminating racism, empowering women, and promoting peace, justice, freedom and dignity for all is the belief that no one should suffer from institutional and structural racism. Laws, policies and practices that perpetuate the criminalization of people of color are devastating to communities. Sessions developed by the Organization and in conjunction with community partners use topic experts to clearly define the issues and bring inequities to the forefront for concerned citizens. In 2024-25, programs were offered in-person, and the Racial Justice and Advocacy forums and annual Until Justice Just Is event engaged roughly 188 community members.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since October 1969.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
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