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Habitat for Humanity International Inc

EIN 55-0679539 · Charleston, WV

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair66 out of 100GovernanceStrong92 out of 100Impact evidenceDescribes programsHow well its results are evidenced

Points to look into

  • Only 40% of its spending went to programs.

These come from the organization's own tax return. There may be a good explanation; ask the charity.

What it says it does

CONSTRUCTION OF SAFE, DECENT, AFFORDABLE HOUSES FOR ECONOMICALLY DISADVANTAGED MEMBERS OF KANAWHA ND PUTNAM COUNTY COMMUNITIES. PROVIDING FINANCIAL LITERACY AND HOMEOWNER EDUCATION OPPORTUNITIES. OPERATION OF RESTORES SELLING DONATED ITEMS INCLUDING CONSTRUCTION MATERIALS, HOME FURNISHINGS, APPLIANCES, AND OTHER HOUSEHOLD ITEMS.

Income
$997,326
Spending
$668,831
Spent on programs
40%
Reserves
13 months of spending
Largest source of income
investment income, 51%
Employees
42
Volunteers
290
Highest pay
$100,935, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 66 out of 100. Higher than 65% of charities in its peer group (housing, $250k to $1m).

  • Reserves

    35 of 35

    Spendable reserves would cover 13.0 months of spending.

  • Debt

    16 of 20

    It owes 25% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 33% of income.

  • Income trend

    0 of 15

    Income fell 40% on the year before.

  • Spending floor

    0 of 15

    40% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 92 out of 100. Higher than 76% of charities in its peer group (housing, $250k to $1m).

  • Independent board

    25 of 25

    10 of 10 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $268,292 spent. THE ORGANIZATION BUILDS SIMPLE, DECENT HOUSES USING MODERN CONSTRUCTION MATERIALS AND TECHNIQUES USING VOLUNTEER AND PAID LABOR. THESE HOUSES ARE SOLD TO APPROVED HOMEBUYERS WHO COMPLETE AN 18-WEEK EDUCATION PROGRAM AND WHO INVEST AT LEAST 250 HOURS IN SWEAT-EQUITY BUILDING THEIR OWN HOME. THE ORGANIZATION FINANCES THE HOUSES IT SELLS WITH NON-INTEREST BEARING MORTGAGES; THE DIFFERENCE BETWEEN THE FAIR-MARKET VALUE AND THE MORTGAGE IS EXPENSED. ADDITIONAL REVENUE IS GENERATED BY ITS TWO RESTORE RETAIL STORES THAT SELL DONATED HOUSEHOLD ITEMS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.