Commonwealth Community Trust Endowment Fund
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO SERVE INDIVIDUALS THROUGHOUT THE UNITED STATES WHO ARE VULNERABLE, INJURED, OR LIVING WITH A DISABILITY BY PROVIDING A STRUCTURED FRAMEWORK FOR CONVENIENT AND COST-EFFECTIVE POOLED TRUST ADMINISTRATION SERVICES THAT SUPPLEMENT GOVERNMENT BENEFIT PROGRAMS, INCLUDING SUPPLEMENTAL SECURITY INCOME (SSI) AND MEDICAID. CCT IS FURTHER COMMITTED TO EDUCATING INDIVIDUALS WITH DISABILITIES, THEIR FAMILIES, AND PROFESSIONALS ABOUT THE BENEFITS AND PROTECTIONS AFFORDED BY A POOLED TRUST. ADDITIONALLY, THROUGH CCT'S CHARITABLE FUND AWARD PROGRAM, THE ORGANIZATION AWARDS MONETARY GRANTS TO INDIVIDUALS WITH DISABILITIES WHO DEMONSTRATE FINANCIAL NEED, TO BE USED TOWARD ESSENTIAL SERVICES AND/OR EQUIPMENT.
- Income
- $3.7 million
- Spending
- $3.3 million
- Spent on programs
- 78%
- Reserves
- 13.2 months of spending
- Largest source of income
- donations and private grants, 52%
- Employees
- 26
- Highest pay
- $344,573, president/ce
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 96 out of 100. Higher than 87% of charities in its peer group (health care, $1m to $10m).
Reserves
35 of 35Spendable reserves would cover 13.2 months of spending.
Debt
16 of 20It owes 16% of what it owns.
Living within its means
15 of 15Income exceeded spending by 10% of income.
Income trend
15 of 15Income rose 21% on the year before.
Spending floor
15 of 1578% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 67% of charities in its peer group (health care, $1m to $10m).
Independent board
25 of 2518 of 18 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $2.4 million spent. ADMINISTERS POOLED SPECIAL NEEDS TRUSTS, INCLUDING FIRST-PARTY AND THIRD- PARTY TRUSTS, FOR PARTICIPANTS THROUGHOUT THE UNITED STATES WHILE PRESERVING ELIGIBILITY FOR GOVERNMENT BENEFIT PROGRAMS SUCH AS SSI AND/OR MEDICAID. MAINTAINS A CONVENIENT AND COST-EFFECTIVE FRAMEWORK WITH A MINIMUM OF 8,000 REQUIRED TO ESTABLISH A TRUST. OFFERS EDUCATION AND OUTREACH TO INFORM PEOPLE WITH DISABILITIES, THEIR FAMILIES, AND PROFESSIONALS ABOUT THE SERVICES OF CCT AND HOW TO PLAN AND EXECUTE A POOLED SPECIAL NEEDS TRUST THAT WILL PROVIDE FINANCIAL RESOURCES FOR AN IMPROVED QUALITY OF LIFE FOR THE TRUST BENEFICIARY.
- $171,562 spent. AS PART OF ITS MISSION TO ENRICH THE QUALITY OF LIFE FOR PEOPLE LIVING WITH A DISABILITY, CCT ESTABLISHED THE CHARITABLE FUND AWARD PROGRAM TO AWARD UP TO 1,000 PER INDIVIDUAL PER ANNUM FOR EQUIPMENT AND/OR SERVICES TO INDIVIDUALS WITH DISABILITIES WHO DEMONSTRATE FINANCIAL NEED. EACH RECIPIENT OF AN AWARD MUST MEET THE SOCIAL SECURITY ADMINISTRATION DEFINITION OF DISABLED AND MEET THE FEDERAL POVERTY GUIDELINES AND/OR RECEIVE SSI. 174 GRANTS WERE AWARDED TO ELIGIBLE INDIVIDUALS THROUGH THIS PROGRAM IN 2025.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since May 1991.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.