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National Fair Housing Alliance

EIN 52-1676364 · Washington, DC

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair69 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

FOUNDED IN 1988 AND HEADQUARTERED IN WASHINGTON, DC, THE NATIONAL FAIR HOUSING ALLIANCE (NFHA) IS THE ONLY NATIONAL ORGANIZATION DEDICATED SOLELY TO ENDING DISCRIMINATION IN HOUSING. (CONTINUED ON SCHEDULE O)

Income
$9.5 million
Spending
$14.9 million
Spent on programs
66%
Reserves
7.5 months of spending
Largest source of income
donations and private grants, 45%
Employees
88
Volunteers
21
Highest pay
$347,631, president & ceo

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 69 out of 100.

  • Reserves

    28 of 35

    Spendable reserves would cover 7.5 months of spending.

  • Debt

    16 of 20

    It owes 16% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 57% of income.

  • Income trend

    10 of 15

    Income fell 6% on the year before.

  • Spending floor

    15 of 15

    66% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    21 of 21 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $3.0 million spent. HOUSING & COMMUNITY DEVELOPMENT: THE HOUSING AND COMMUNITY DEVELOPMENT TEAM AT NFHA WORKS TO CREATE SUSTAINABLE HOUSING OPPORTUNITIES AND THRIVING, WELL-RESOURCED AND INCLUSIVE COMMUNITIES UTILIZING THE UNIQUE RESOURCES AND TOOLS AVAILABLE TO THE FAIR HOUSING MOVEMENT. THESE TOOLS AND RESOURCES ALLOW US TO INVEST IN HOUSING AND COMMUNITY DEVELOPMENT STRATEGIES THAT SPECIFICALLY ADDRESS THE HOUSING AND LENDING BARRIERS FACING PEOPLE OF COLOR AND PERSONS IN OTHER PROTECTED CLASSES.
  2. $2.2 million spent. EDUCATION & OUTREACH: NFHA'S EDUCATION AND OUTREACH PROGRAM INFORMS CONSUMERS ABOUT THEIR RIGHTS AND HOW TO RECOGNIZE AND REPORT POSSIBLE DISCRIMINATION. IT ALSO TEACHES HOUSING PROVIDERS ABOUT THEIR OBLIGATIONS UNDER THE LAW AND THE BENEFITS OF EXPANDING FAIR HOUSING CHOICE.OUR NATIONAL FAIR HOUSING MEDIA CAMPAIGN MATERIALS INCLUDE PRINT PRODUCTS, BROCHURES, POSTERS, SOCIAL MEDIA MARKETING, AND TELEVISION AND RADIO PSAS. THESE CREATIVE ASSETS ARE MARKETED AND DISTRIBUTED TO MEDIA OUTLETS AND ORGANIZATIONS THROUGHOUT THE UNITED STATES.THROUGH OUR EDUCATION AND OUTREACH INITIATIVES, NFHA HAS:-CREATED HUNDREDS OF PUBLIC SERVICE ANNOUNCEMENTS COVERING ALL PROTECTED CLASSES UNDER THE FEDERAL LAW-DEVELOPED FAIR HOUSING MATERIALS IN NINE LANGUAGES TO BROADEN THE AUDIENCES LEARNING ABOUT FAIR HOUSING ISSUES-ACHIEVED OVER 5 BILLION IMPRESSIONS TO EDUCATE THE PUBLIC ABOUT THE BENEFITS OF FAIR HOUSING-RECEIVED OVER $170 MILLION IN DONATED MEDIA TO EDUCATE THE PUBLIC ABOUT FAIR HOUSING ISSUES
  3. $1.5 million spent. RESPONSIBLE AI: THE RESPONSIBLE AI PROGRAM IS A MULTI-FACETED EFFORT DESIGNED TO ELIMINATE BIAS IN ALGORITHMIC-BASED SYSTEMS USED IN HOUSING AND FINANCIAL SERVICES, INCREASE TRANSPARENCY AND EXPLAINABILITY FOR AI TOOLS, OUTLINE ETHICAL STANDARDS FOR RESPONSIBLE TECH, ADVANCE EFFECTIVE POLICIES FOR REGULATING AI TOOLS, AND INCREASE DIVERSITY AND INCLUSION IN THE TECH FIELD. THE GOAL IS TO HAVE OUR "GOLD STANDARD" OF ALGORITHMIC FAIRNESS ADOPTED BY REGULATORS, DEVELOPERS, AND CONSUMERS OF AI-BASED SYSTEMS.THIS INITIATIVE FOCUSES ON FIVE MAIN GOALS:-DEVELOPING SOLUTIONS FOR REMOVING BIAS FROM THE TECHNOLOGIES THAT SHAPE OUR LIVES-INCREASING TRANSPARENCY AND EXPLAINABILITY FOR AI TOOLS-ADVANCING RESEARCH TO HELP REDUCE BIAS IN TECH-DEVELOPING POLICIES THAT PROMOTE MORE EFFECTIVE OVERSIGHT FOR AI TOOLS-SUPPORTING EFFORTS TO INCREASE DIVERSITY, EQUITY, AND INCLUSION IN THE TECH FIELD
  4. $3.1 million spent. ENFORCEMENT: IN 1968, THE FAIR HOUSING ACT WAS PASSED INTO LAW MAKING HOUSING DISCRIMINATION UNLAWFUL THROUGHOUT THE NATION. DESPITE THIS LEGAL PROTECTION AND DECADES OF WORK BY NFHA AND ITS MEMBERS TO EDUCATE AND TRAIN PERSONS AND ORGANIZATIONS, REINVEST IN COMMUNITIES, AND ADVOCATE FOR POLICIES THAT EXTEND EQUITY AND EQUALITY IN HOUSING NATIONWIDE, HOUSING DISCRIMINATION PERSISTS. NFHA'S ENFORCEMENT EFFORTS SUPPORT ITS MISSION BY ENGAGING IN ACTIVITIES TO DOCUMENT AND ADDRESS UNLAWFUL HOUSING DISCRIMINATION THROUGHOUT THE COUNTRY: -INTAKE AND REFERRALS: NFHA RECEIVES ALLEGATIONS OF DISCRIMINATION AND CONNECTS PERSONS WITH LOCAL FAIR HOUSING ORGANIZATIONS AND OTHER RESOURCES FOR INVESTIGATION AND ADVOCACY SERVICES. NFHA MAY ALSO PROVIDE INVESTIGATION AND ADVOCACY SERVICES.-INVESTIGATIONS: WHEN NFHA HAS REASON TO BELIEVE FAIR HOUSING LAWS ARE BEING VIOLATED, IT CONDUCTS INVESTIGATIONS TO ASSESS THE SITUATION. INVESTIGATIONS ARE OFTEN CONDUCTED IN COLLABORATION WITH LOCAL FAIR HOUSING CENTERS AND MAY COVER MULTIPLE STATES. -COUNTERACTION: IN INSTANCES WHERE NFHA IDENTIFIES DISCRIMINATION, NFHA DIVERTS ITS RESOURCES TO ADDRESS DOCUMENTED DISCRIMINATION THROUGH, FOR EXAMPLE, RE-TRAINING, RE-EDUCATION CAMPAIGNS, AND OUTREACH ACTIVITIES. -ELIMINATION AND PREVENTION: NFHA LEVERAGES FAIR HOUSING LAWS TO ELIMINATE DISCRIMINATION IT HAS DOCUMENTED, PREVENT FUTURE DISCRIMINATION, AND PROVIDE RELIEF TO INDIVIDUALS AND COMMUNITIES HARMED BY DISCRIMINATION. -COMMUNITY REINVESTMENT: NFHA SEEKS TO REINVEST IN COMMUNITIES HARMED BY DISCRIMINATION, AND TO MAKE NEIGHBORHOODS AND PERSONS WHOLE. -AMICUS BRIEFS: NFHA ENGAGES IN AMICUS BRIEFS TO SUPPORT THE DEVELOPMENT OF STRONG FAIR HOUSING JURISPRUDENCE.PUBLIC POLICY: NFHA PLAYS A PIVOTAL ROLE IN PROVIDING IMPORTANT RESEARCH AND INFORMATION TO POLICY-MAKERS AND REGULATORS. NFHA SUPPORTS POLICY INITIATIVES THAT ADVANCE OUR GOALS OF ELIMINATING DISCRIMINATION IN HOUSING AND EXPANDING EQUAL ACCESS TO HOMEOWNERSHIP OPPORTUNITIES. SOME KEY PUBLIC POLICY ACCOMPLISHMENTS INCLUDE RESTORING CRITICAL FAIR HOUSING AND LENDING RULES TO ADVANCE RACIAL JUSTICE AND FAIRNESS FOR ALL; HELPING TO GENERATE 70 PERCENT OF THE PUBLIC COMMENTS IN FAVOR OF THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT'S AFFIRMATIVELY FURTHERING FAIR ACTION PROPOSED RULE; AND LEADING ADVOCACY EFFORTS TO MAKE THE CASE FOR SYSTEMIC REFORMS OF THE HOME VALUATION PROCESS.CONSULTING & COMPLIANCE: NFHA PROVIDES A FULL RANGE OF CONSULTING AND COMPLIANCE SERVICES TO HOUSING, REAL ESTATE, MORTGAGE LENDING, APPRAISAL, HOMEOWNERS INSURANCE, TECH, AND OTHER COMPANIES. THIS INCLUDES CUSTOMIZED TRAINING PROGRAMS AND ASSESSMENT OF ALL POLICIES AND PRACTICES FOR COMPLIANCE WITH FAIR HOUSING/FAIR LENDING LAWS. NFHA ALSO PROVIDES TRAINING AND CONSULTING FOR NON-PROFIT FAIR HOUSING, CIVIL RIGHTS, SOCIAL JUSTICE, GOVERNMENTAL AND COMMUNITY DEVELOPMENT ORGANIZATIONS ON FAIR HOUSING ENFORCEMENT, EDUCATION, AND OUTREACH, AFFIRMATIVELY FURTHERING FAIR HOUSING, AND OTHER SUBJECTS DESIGNED TO PROMOTE FAIR HOUSING THROUGHOUT THE NATION.KEYS UNLOCK DREAMS: THE KEYS UNLOCK DREAMS INITIATIVE (KUDI) IS A NATIONWIDE INITIATIVE LED BY THE NATIONAL FAIR HOUSING ALLIANCE (NFHA) DESIGNED TO ACHIEVE FIVE MAJOR GOALS:1. REMOVE STRUCTURAL BARRIERS THAT PERPETUATE RACIAL INEQUALITY;2. EXPAND AFFORDABLE AND FAIR HOUSING OPTIONS;3. PREVENT AN UNBALANCED RECOVERY FROM THE COVID-19 PANDEMIC;4. EMPOWER CONSUMERS AND STAKEHOLDERS WITH CRITICAL INFORMATION AND RESOURCES; AND5. HELP CLOSE THE RACIAL WEALTH AND HOMEOWNERSHIP GAPS.KEYS UNLOCK DREAMS PROMOTES PROGRAMS AND PRODUCTS SUPPORTING SUSTAINABLE MORTGAGES FOR AFFORDABLE HOUSING. IT ALSO ADVANCES PROGRAMS THAT CREATE SUSTAINABLE INCLUSIVE COMMUNITIES.THE KEYS UNLOCK DREAMS INITIATIVE CONNECTS CONSUMERS AND OTHER STAKEHOLDERS WITH IMPORTANT RESOURCES AND EVENTS TO EDUCATE PEOPLE ABOUT FAIR HOUSING AND FAIR CREDIT OPPORTUNITIES TO CREATE VIBRANT, INCLUSIVE COMMUNITIES.MEMBER SERVICES: NFHA PROVIDES TECHNICAL ASSISTANCE TO MEMBER ORGANIZATIONS; ADVOCATES ON BEHALF OF MEMBERS ON A RANGE OF ISSUES; CONDUCTS EXTENSIVE TRAINING PROGRAMS IN THE FORM OF WEBINARS, IN-SERVICE EVENTS, CONFERENCES AND ITS FAIR HOUSING SCHOOL (R) TRAINING PROGRAM; AND COLLABORATES WITH MEMBERS ON REGIONAL AND NATIONAL SYSTEMIC INVESTIGATIONS. THESE EFFORTS ARE DESIGNED TO BUILD CAPACITY FOR PROVIDING ASSISTANCE TO VICTIMS OF DISCRIMINATION AND TO IMPROVE PROFICIENCY OF EDUCATION AND ENFORCEMENT EFFORTS AT THE LOCAL LEVEL.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending September 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since May 1990.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

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