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Habitat for Humanity International Inc

EIN 52-1522421 · Fruitland, MD

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood73 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. HABITAT FOR HUMANITY WICOMICO ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.

Income
$3.3 million
Spending
$2.8 million
Spent on programs
90%
Reserves
8.4 months of spending
Largest source of income
donations and private grants, 48%
Employees
26
Volunteers
278
Highest pay
$94,655, president & ceo

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 73 out of 100. Higher than 60% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    28 of 35

    Spendable reserves would cover 8.4 months of spending.

  • Debt

    10 of 20

    It owes 32% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 14% of income.

  • Income trend

    5 of 15

    Income fell 23% on the year before.

  • Spending floor

    15 of 15

    90% of spending went to programs and raising each dollar of donations cost 5 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    15 of 15 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $1.1 million spent. HOMEOWNERSHIP PROGRAM: HABITAT FOR HUMANITY HELPS LOW-TO-MODERATE INCOME FAMILIES BECOME FIRST TIME HOMEBUYERS. THE HOMES ARE MODESTLY SIZED, BUT LARGE ENOUGH TO MEET THE FAMILIES NEEDS. LEVERAGING GIFT IN KIND, DISCOUNTS FROM SKILLED CONTRACTORS, VOLUNTEERS AND SWEAT EQUITY FROM PARTNER FAMILIES, HABITAT SELLS THE HOME WITH AN AFFORDABLE MORTGAGE PAYMENT NOT TO EXCEED 30% OF THE FAMILIES GROSS HOUSEHOLD INCOME. AFFORDABLE HOME OWNERSHIP CREATES STABILITY AND GENERATIONAL WEALTH BUILDING OPPORTUNITIES.
  2. $779,257 spent. CRITICAL HOME REPAIR PROGRAM: THE CRITICAL HOME REPAIR PROGRAM PROVIDES URGENT AND MAJOR HOME REPAIRS TO PRESERVE HOMES FOR OUR LOW-INCOME HOMEOWNERS THAT DESIRE TO AGE IN PLACE. HFHWC DEEPLY UNDERSTANDS THE DESIRE OF SENIORS TO LIVE INDEPENDENTLY AND SAFELY IN THEIR OWN HOMES. TWO SUB-PROGRAMS INCLUDE "AGING IN PLACE AND "VETERAN BUILD" BOTH ENSURING THAT ELDERLY HOMEOWNERS IN WICOMICO AND SOMERSET COUNTIES CAN ENJOY THEIR HOMES FOR YEARS TO COME, WITH DIGNITY AND COMFORT. REFERRALS AND COLLABORATIONS WITH OTHER NON-PROFITS, TIDALHEALTH AND GOVERNMENT OFFICES HAVE BEEN IN PLACE FOR THE LAST 10 YEARS. ELIGIBILITY CRITERIA: 1)HOMEOWNERS RESIDING IN WICOMICO OR SOMERSET COUNTIES. 2) INDIVIDUALS STRUGGLING WITH CRITICAL HOME REPAIRS THAT POSE A THREAT TO SAFETY AND/OR HEALTH. 3) HOUSEHOLDS MEETING INCOME GUIDELINES AND DEMONSTRATING A FINANCIAL NEED AND 4) HOME BEING REPAIRED MUST BE HOMEOWNER OCCUPIED.
  3. $634,339 spent. RESTORE PROGRAM: HABITAT FOR HUMANITY WICOMICO OPERATES A HABITAT FOR HUMANITY WICOMICO RESTORE, A RETAIL OPERATION WHERE DONATED FURNITURE, APPLIANCES, BUILDING MATERIALS, AND OTHER MISCELLANEOUS ITEMS ARE SOLD TO THE COMMUNITY AT A GREATLY REDUCED PRICE. THE RESTORE FUNDS THE MISSION OF THE ORGANIZATION AND PROVIDES OPERATING INCOME FOR THE ORGANIZATION PLUS ADDITIONAL NET INCOME FOR HOME BUILDING AND HOME REPAIR PROGRAMS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.