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Young Mens Christian Assoc Inc

EIN 52-0607953 · Frederick, MD

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak37 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

ASSOCIATIONS OF PERSON OF ALL AGES WHO ARE UNITED THROUGH A COMMON EFFORT TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT PROMOTE HEALTHY LIFESTYLES, STRENGTHEN THE FAMILY, DEVELOP LEADERSHIP IN YOUTH, BUILD INTERNATIONAL UNDERSTANDING, AND ASSIST IN COMMUNITY DEVELOPMENT IN FREDERICK, MARYLAND.

Income
$22.4 million
Spending
$22.8 million
Spent on programs
94%
Reserves
-0.4 months of spending
Largest source of income
fees for its services, 91%
Employees
869
Volunteers
350
Highest pay
$311,564, secretary/treasurer/ceo

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 37 out of 100. Higher than 8% of charities in its peer group (human services, $10m to $100m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    16 of 20

    It owes 30% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 2% of income.

  • Income trend

    5 of 15

    Income fell 12% on the year before.

  • Spending floor

    8 of 15

    94% of spending went to programs and raising each dollar of donations cost 47 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 35% of charities in its peer group (human services, $10m to $100m).

  • Independent board

    25 of 25

    16 of 17 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $5.3 million spent. FAMILY SERVICES AND CHILD CARE: THE YMCA IS THE LARGEST CHILDCARE PROVIDER IN FREDERICK COUNTY, AND AS SUCH HAS A STRONG WORKING RELATIONSHIP WITH FCPS, FREDERICK COUNTY GOVERNMENT, AND THE FREDERICK COUNTY HOUSING AUTHORITY. THROUGH A PARTNERSHIP APPROACH, WE PROVIDE SERVICE TO NEARLY 3,000 UNIQUE CHILDREN. OVER THE LAST YEAR, THE YMCA HAS SUCCESSFULLY PROVIDED QUALITY CHILDCARE SERVICES AT MULTIPLE LOCATIONS FOR A VARIETY OF AGES, SERVING A DIVERSE POPULATION YEAR-ROUND. THE PROGRAMS, AS MENTIONED ABOVE, INCLUDE: LICENSED CHILD CARE DEVELOPMENT CENTERS, BEFORE- AND AFTER-SCHOOL ACTIVITIES HOSTED IN TWENTY-FOUR (24) LOCATIONS, AND SUMMER DAY CAMP AT SEVEN (7) OFF-SITE LOCATIONS. THE YMCA IS COMMITTED TO PROVIDING A MULTITUDE OF EXPERIENCES AND ACTIVITIES, INCLUDING ENRICHMENT-BASED OFFERINGS SUCH AS DANCE, YOUTH SPORTS, ARTS & CRAFTS, GYMNASTICS, SCIENCE & TECHNOLOGY, HOMEWORK/TUTORING, COMPREHENSIVE STATE-APPROVED PRESCHOOL CURRICULUM, SPECIALTY FIELD TRIPS, AND GUEST SPEAKERS.
  2. $4.5 million spent. HEAD START & EARLY HEAD START PROGRAM:THE YMCA OF FREDERICK COUNTY CONTINUES TO ADMINISTER THE FEDERALLY FUNDED HEAD START AND EARLY HEAD START PROGRAMS, SERVING 144 FUNDED ENROLLMENT SLOTS ACROSS MULTIPLE LOCATIONS THROUGHOUT FREDERICK COUNTY, INCLUDING 120 HEAD START (AGES 3-5) AND 24 EARLY HEAD START (6 WEEKS TO AGE 3). WHILE THE YMCA HAS MANAGED THE FEDERAL GRANT SINCE 2011, THESE PROGRAMS HAVE SERVED THE FREDERICK COUNTY COMMUNITY FOR MORE THAN 50 YEARS.HEAD START AND EARLY HEAD START PROMOTE SCHOOL READINESS FOR CHILDREN FROM LOW-INCOME FAMILIES BY SUPPORTING COGNITIVE, SOCIAL, EMOTIONAL, AND PHYSICAL DEVELOPMENT. THE PROGRAMS PROVIDE COMPREHENSIVE SERVICES TO ENROLLED CHILDREN AND THEIR FAMILIES, INCLUDING EARLY LEARNING, HEALTH, NUTRITION, MENTAL HEALTH, AND FAMILY SUPPORT SERVICES, ALL INFORMED BY INDIVIDUALIZED FAMILY NEEDS ASSESSMENTS.SERVICES ARE DESIGNED TO BE RESPONSIVE TO EACH CHILD AND FAMILY'S ETHNIC, CULTURAL, AND LINGUISTIC BACKGROUND. BOTH PROGRAMS EMPHASIZE THE CRITICAL ROLE OF PARENTS AS THEIR CHILD'S FIRST AND MOST IMPORTANT TEACHER, FOSTERING STRONG FAMILY ENGAGEMENT TO SUPPORT LONG-TERM SUCCESS.TO IMPLEMENT THIS COMPREHENSIVE MODEL, THE YMCA PARTNERS WITH COMMUNITY ORGANIZATIONS TO SECURE PROGRAM LOCATIONS AND ENHANCE SERVICE DELIVERY. FUNDING FOR HEAD START AND EARLY HEAD START IS PROVIDED THROUGH A FEDERAL GRANT THAT COVERS APPROXIMATELY 80% OF PROGRAM COSTS, WITH A REQUIRED 20% NON-FEDERAL MATCH FUNDED THROUGH A COMBINATION OF CASH AND IN-KIND CONTRIBUTIONS, INCLUDING DONATED SPACE AND SERVICES.
  3. $6.3 million spent. MEMBERSHIP SERVICES: THE YMCA PROVIDES THE OPPORTUNITY FOR ANYONE IN FREDERICK COUNTY TO PARTICIPATE IN YMCA PROGRAMMING AND ACTIVITIES AND TO ENROLL REGARDLESS OF THEIR ABILITY TO PAY. FINANCIAL ASSISTANCE IS MADE POSSIBLE THROUGH THE BOARD OF DIRECTORS' EFFORTS AND NUMEROUS LOCAL BUSINESSES AND ORGANIZATIONS, ON BEHALF OF THE YMCA, TO SUPPORT THE YMCA'S INITIATIVES WHILE FOCUSING ON THE STRATEGIC PLAN. THE YMCA CONTINUES TO POSITION ITSELF AS A LEADER IN THE COMMUNITY BY PROVIDING SERVICES AND ACTIVITIES TO COMMUNITY MEMBERS THAT OTHER AGENCIES OR ORGANIZATIONS MIGHT NOT BE ABLE TO OFFER. OVER THE LAST YEAR, THE YMCA HAS PARTNERED WITH A VARIETY OF AGENCIES AND ORGANIZATIONS TO PROVIDE QUALITY ACTIVITIES TO THE COMMUNITY, ALLOWING THESE LOCAL CHARITIES AND ORGANIZATIONS TO LEVERAGE FINANCIAL AND PHYSICAL RESOURCES AND ELIMINATE DUPLICATE SERVICES. COMMUNITY PARTNERSHIPS INCLUDE, BUT ARE NOT LIMITED TO: THE CITY OF FREDERICK, FREDERICK COUNTY GOVERNMENT, 12-24 INITIATIVE, AUSHERMAN FAMILY FOUNDATION, DELAPLAINE FOUNDATION, COIPP, CITY YOUTH MATRIX, AND PHOENIX HOUSE. THE YMCA OF FREDERICK COUNTY CONTINUED TO IMPLEMENT THE STRATEGIC PLAN. THE ASSOCIATION CONTINUES TO UPGRADE AND IMPROVE ITS FACILITIES AND USE SPACE TO MEET THE DEMANDS OF MORE THAN 30,000 UNIQUE MEMBERS PARTICIPATING IN YMCA SERVICES. THE MOST VALUABLE ASSET OF THE YMCA IS ITS PEOPLE. THE ASSOCIATION CONTINUES TO REACH OUT TO BOTH MEMBERS AND STAFF TO CONDUCT SURVEYS, ENCOURAGE FEEDBACK, AND ADDRESS THE NEEDS OF THE COMMUNITY.
  4. $5.3 million spent. PROGRAMS SUCH AS YOUTH AND COMMUNITY PROGRAMS AND ADULT PROGRAMS ALIGN WITH THE MISSION OF THE YMCA THAT PROMOTE GENERAL WELFARE OF THE RESIDENTS OF FREDERICK, MARYLAND. THESE PROGRAMS SUPPORT A POSITIVE ENVIRONMENT FOR RESIDENTS OF FREDERICK MARYLAND TO MAKE HEALTHY LIVING CHOICES THAT GIVE THEM THE OPPORTUNITY TO LEARN, GROW, AND THRIVE.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 1942.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

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