YMCA
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THE YMCA IS A NON-PROFIT ORGANIZATION DEDICATED TO SERVE HUMAN NEEDS THROUGH PROGRAMS AND SERVICES THAT PROMOTE LIFELONG PERSONAL GROWTH AND THE BALANCED DEVELOPMENT OF SPIRIT, MIND AND BODY.
- Income
- $3.3 million
- Spending
- $3.5 million
- Spent on programs
- 87%
- Reserves
- 2.2 months of spending
- Largest source of income
- fees for its services, 50%
- Employees
- 200
- Volunteers
- 3,500
- Highest pay
- $123,353, ceo
Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 49 out of 100. Higher than 18% of charities in its peer group (human services, $1m to $10m).
Reserves
10 of 35Spendable reserves would cover 2.2 months of spending.
Debt
10 of 20It owes 38% of what it owns.
Living within its means
4 of 15Spending exceeded income by 6% of income.
Income trend
10 of 15Income fell 5% on the year before.
Spending floor
15 of 1587% of spending went to programs and raising each dollar of donations cost 3 cents.
Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 90 out of 100. Higher than 48% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2516 of 16 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $1.5 million spent. Youth Development - In the YMCA aquatics programs, children learn to be safe around water and they feel the sense of accomplishment that comes with learning something new. Our progressive swimming lessons are taught in a positive, caring environment where children can develop lifelong skills that can help them stay healthy. Other YMCA aquatics programs include water exercise and water sports, including a competitive swimming team for youth. We also offer special classes to help children and families learn how to be safer in and around water, including YMCA Splash. YSPLASH is an aquatics orientation and safety program providing instruction on swimming skills and basic water safety. The YMCA also offers low-cost, quality programs that support enrichment programs, child care, day camps and parent-child programs. Our programs focus on the YMCAs four core values - Caring, Honesty, Respect and Responsibility. We offer sports programs for youth that promote teamwork, interaction, and development of social and physical skills. YMCA programs include gymnastics, soccer, t-ball, skate park, climbing wall, sports clinics, basketball, adventure sports, martial arts and sports camps. The YMCA also provides financial assistance to those families in need.
- $343,838 spent. Healty Living - Helping people of all ages and abilities develop health in spirit, mind and body is the core of the YMCA movement. Our programs are designed to help people create realistic goals for self improvement and emphasize health through regular exercise, proper nutrition, and health education. We offer sports programs for families and adults that promote teamwork, interaction, and development of social and physical skills. YMCA exercise programs include strength training, group exercise, martial arts, yoga soccer, volleyball, basketball, mind/body fitness. With over 5,000 participants in various health enhancement and skill development classes, the list of results is endless. We also strive to impact the wellness of the community by offering health fairs and seminars where we provide various free health screenings, tests and evaluations.
- $1.2 million spent. Social Responsibility - The Gilchrist Center campus of the Cumberland YMCA offers various housing programs through HUD grant funding, including both Transitional and Communtity Housing Programs for homeless families and individuals from the surrounding area. That campus is also the only location within the County that offers housing to single men who are both homeless and have some type of disability. All housing programs offer supportive case management services to the participants. An average of 104 people per night have a roof over their head due to these housing programs. The Family Center program offers non-traditional high school classroom (through referals by the Board of Education), employment skills and linkages, service coordination, child development room, parenting, computer skills, life skills, health information, field trips and in home/in school intervention for young families. The Riverside YMCAs teen pregnancy prevention project is designed to reduce sexual risk behaviors among low-income youth, 11 to 14 years old by providing them with the motivation to make safe choices and to address deeper barriers to sexual risk prevention. The YMCA is uniquely poised for using fun and recreation to attract program participants and strengthen the parent-child connectedness - a crucial component in the effectiveness of absitnence messages given by the parents. These socially responsible programs are supported by grant funding sources.
Source: Form 990 for the year ending June 30, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2026.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 1934.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.