Unfcu Foundation Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO REDUCE POVERTY THROUGH EDUCATION, HEALTH CARE PROGRAMS AND LIVELIHOOD TRAINING, ESPECIALLY AMONG WOMEN AND YOUTH.
- Income
- $1.7 million
- Spending
- $1.5 million
- Spent on programs
- 88%
- Reserves
- 6.1 months of spending
- Largest source of income
- donations and private grants, 99%
- Employees
- 0
- Volunteers
- 73
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 93 out of 100. Higher than 83% of charities in its peer group (education, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 6.1 months of spending.
Debt
20 of 20It owes 4% of what it owns.
Living within its means
15 of 15Income exceeded spending by 7% of income.
Income trend
15 of 15Income rose 22% on the year before.
Spending floor
15 of 1588% of spending went to programs and raising each dollar of donations cost 6 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 93 out of 100. Higher than 63% of charities in its peer group (education, $1m to $10m).
Independent board
25 of 256 of 6 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (5)
- $1.4 million spent. DURING 2025, THE FOUNDATION RECEIVED AND REVIEWED 26 APPLICATIONS FROM ORGANIZATIONS APPLYING FOR FUNDING. THE FOUNDATION BOARD APPROVED 21 PROJECTS THAT ALIGNED WITH ITS MISSION TO SUSTAIN A PATH OUT OF POVERTY THROUGH HEALTHCARE AND EDUCATION FOR WOMEN AND YOUTH. IN DECEMBER 2025, FUNDS TOTALING $795,000 WERE DISTRIBUTED. THE GRANTS APPROVED BY THE UNFCU FOUNDATION BOARD OF DIRECTORS FOR THE 2026 PROGRAM YEAR ARE THE FOLLOWING:EDUCATION:BUILDING TOMORROW IS A LOCALLY-LED SOCIAL IMPACT ORGANIZATION ENSURING CHILDREN IN RURAL UGANDA ACCESS FOUNDATIONAL LEARNING OPPORTUNITIES. BUILDING TOMORROW WILL RECRUIT AND TRAIN 125 NEW FELLOWS ON THEIR ROOTS TO RISE EDUCATION PROGRAM, BRINGING THEIR ACTIVE CORPS TOTAL TO 275. THE 275 FELLOWS WILL RECRUIT AND TRAIN 4,000 NEW COMMUNITY EDUCATION VOLUNTEERS AND IMPACT AN ESTIMATED 410,000 LEARNERS, MORE THAN HALF WILL BE WOMEN AND GIRLS, ACROSS CAMPS AND THEIR ONLINE EWAKA LEARNING PLATFORM.YWCA BROOKLYN PROVIDES A HOLISTIC COLLEGE ACCESS AND LEADERSHIP PROGRAM (LEAD) FOR YOUTH, SERVICES FOR IMMIGRANT WOMEN, AND DOMESTIC VIOLENCE PREVENTION, ANTI-RACISM, CIVIC ENGAGEMENT, AND WOMEN'S HEALTH AND WELLNESS INITIATIVES WITH THE GOAL OF EMPOWERING WOMEN. YWCA BROOKLYN'S LEAD PROGRAM WILL SERVE 170 GIRLS OF COLOR FROM POVERTY-IMPACTED COMMUNITIES TO SUPPORT THEIR TIMELY GRADUATION AND ACCEPTANCE TO A FOUR-YEAR UNIVERSITY, BUILD FINANCIAL LITERACY AND CAREER EXPOSURE AND PROVIDE MENTORSHIP FOR ALUMNI OF THE PROGRAM. MINDLEAPS CREATES POSITIVE LIFE PATHWAYS FOR VULNERABLE CHILDREN AND YOUTH IN UGANDA THROUGH A CREATIVE ARTS PROGRAM BUILD ON DATA-DRIVE METRICS, COMBINED WITH HOLISTIC WRAP-AROUND SERVICES FOR THE CHILDREN, YOUTH, THEIR CARETAKERS AND COMMUNITIES. THE "GIRLS & WOMEN RISING" PROGRAM WILL PROVIDE ACADEMIC AND ADVANCED DIGITAL LITERACY SKILL-BUILDING FOR 25 GIRLS BETWEEN THE AGES OF 12-18, AND THEIR CARETAKERS WILL ENROLL IN THE FAMILY STRENGTHENING PROGRAM, PROVIDING BUSINESS TRAINING CLASSES.
- HEALTHCARE:MOUNT SINAI ADOLESCENT HEALTH CENTER (MSAHC) WILL PROVIDE INTEGRATED MEDICAL, SEXUAL AND REPRODUCTIVE HEALTH, AND BEHAVIORAL AND MENTAL HEALTH SERVICES UTILIZING A WELLNESS AND PREVENTATIVE APPROACH. THEY WILL PROVIDE THESE MUCH NEEDED SERVICES TO 50 ADOLESCENT GIRLS BETWEEN THE AGES OF 10 TO 26. THEIR SERVICES WILL INCLUDE A MYRIAD OF DIFFERENT HIGH QUALITY, COMPREHENSIVE AND INTEGRATED YOUTH SPECIFIC SERVICES. THE FLOATING HOSPITAL WILL CONTINUE TO PROVIDE BEHAVIORAL HEALTH SERVICES AND SUPPORT PROGRAMS FOR 950 WOMEN AND CHILDREN. MANY OF THE WOMEN AND CHILDREN ARE EXPERIENCING DOMESTIC VIOLENCE AND OTHER TRAUMAS, AND ARE CONSIDERED PART OF THE "HIDDEN HOMELESS" POPULATION. CLIENTS WILL RECEIVE BEHAVIORAL-HEALTH SCREENINGS TO EVALUATE LEVEL OF CARE, WILL RECEIVE BEHAVIORAL-HEALTH THERAPY APPROPRIATE TO THEIR LEVEL OF NEED, AND WILL BE REFERRED TO TFH'S LIFE-SKILLS DEPARTMENT FOR ADDITIONAL SERVICES AND ASSISTANCE OUTSIDE OF MENTAL HEALTH.
- LIVELIHOOD TRAINING:GLOBAL FUND FOR WIDOWS IS DEDICATED TO EMPOWERING WIDOWS AND FEMALE HEADS OF HOUSEHOLDS TO OVERCOME POVERTY THROUGH SKILLS-BASED TRAINING, JOB CREATION, AND MICRO-FINANCE. GFW WILL SUPPORT 125 WIDOWS TO CREATE FIVE SAVINGS AND LOAN ASSOCIATIONS TO BRING ECONOMIC SECURITY TO 1,400 INDIVIDUALS IN KENYA. THE FIVE SAVINGS AND LOANS GROUPS WILL BE OWNED, MANAGED AND GOVERNED BY THE WIDOWS TO PROVIDE FINANCIAL INCLUSION AND ACCESS TO CAPITAL.HOT BREAD KITCHEN CREATES ECONOMIC OPPORTUNITY FOR IMMIGRANT WOMEN AND WOMEN OF COLOR IN NYC, THROUGH JOB SKILLS TRAINING, FOOD ENTREPRENEURSHIP PROGRAMS AND AN ECOSYSTEM OF HOLISTIC CARE. HBK WILL ENROLL 247 WOMEN IN THEIR CULINARY FUNDAMENTALS TRAINING PROGRAM ACROSS NYC, INCLUDING 178 MEMBERS WHO WILL PARTICIPATE CULINARY FUNDAMENTALS TAILORED TO THE NEEDS OF MIGRANTS AND ASYLUM SEEKERS. GRADUATED PARTICIPANTS WILL BE PLACED IN HIGH-QUALITY JOBS IN THE FOOD INDUSTRY WITHIN HBK'S NETWORK OF 200+ EMPLOYER PARTNERS.IMAGINE HER'S MISSION IS TO PREPARE RURAL YOUNG WOMEN AND YOUTH IN UGANDA TO BECOME THRIVING SOCIAL ENTREPRENEURS. IMAGINE HER WILL SUPPORT 350 RURAL YOUNG WOMEN AND YOUTH TO PARTICIPATE IN THE "GREEN ENERGY LAB," WHICH AIMS TO CATALYZE EMPLOYMENT OPPORTUNITIES FOR RURAL WOMEN IN THE GREEN ENERGY SECTOR AND EMPOWER THEM TO BECOME ENVIRONMENTALLY CONSCIOUS ENTREPRENEURS AND CHAMPIONS OF SUSTAINABILITY. MISSION FOR COMMUNITY DEVELOPMENT (MCODE) EMPOWERS INDIVIDUALS TO IMPROVE THEIR LIVES AND PROMOTE COMMUNITY DRIVEN DEVELOPMENT IN RURAL AREAS OF UGANDA. MCODE WILL SUPPORT 90 YOUNG WOMEN IN THEIR ORGANIC AGRICULTURAL VOCATIONAL TRAINING PROGRAM TO LAUNCH A REGISTERED COOPERATIVE AND SELL TWO HIGH-DEMAND EXPORT VEGETABLES, HABANERO AND CAYENNE PEPPERS. THEY WILL PROVIDE COACHING AND MENTORSHIP THROUGH A HORTICULTURE TRAINING COMPANY TO PROVIDE A MARKET FOR THE PRODUCTS, AND SUPPORT TO ACHIEVE CERTIFICATIONS AT AN ACCREDITED FARMING INSTITUTE. REFUSHE'S MISSION IS TO PROTECT, EDUCATE, AND EMPOWER ORPHANED, UNACCOMPANIED, AND SEPARATED REFUGEE GIRLS AND YOUNG WOMEN SO THEY CAN BUILD HEALTHIER AND MORE RESILIENT FUTURES FOR THEMSELVES AND THEIR CHILDREN. REFUSHE'S ARTISAN COLLECTIVE IS A SOCIAL ENTERPRISE THAT WILL GRADUATE 20 YOUNG WOMEN INTO TWO-YEAR APPRENTICESHIPS TO GAIN ADVANCED TAILORING SKILLS, ENTREPRENEURSHIP EDUCATION AND ACCESS TO SMALL LOANS.SANCTUARY FOR FAMILIES IS NEW YORK'S LARGEST NONPROFIT PROVIDER OF WRAP-AROUND SERVICES EXCLUSIVELY FOR SURVIVORS OF DOMESTIC VIOLENCE, SEX TRAFFICKING, AND RELATED FORMS OF GENDER-BASED VIOLENCE. SANCTUARY'S ECONOMIC EMPOWERMENT PROGRAM (EEP) WILL COVER STIPENDS FOR 150 WOMEN AND YOUTH TO MAKE INTERNSHIPS ACCESSIBLE FOR PARTICIPANTS AND HELP PREPARE THEM FOR LIVING-WAGE JOBS.TOGETHER WE BAKE'S (TWB) MISSION IS TO PROVIDE A COMPREHENSIVE WORKFORCE TRAINING AND PERSONAL DEVELOPMENT PROGRAM FOR UNDERSERVED AND UNDERREPRESENTED WOMEN. TWB WILL RECRUIT AND TRAIN 45 WOMEN, AND PROVIDE POST PROGRAM SUPPORT TO 150 ALUMNI TEAM MEMBERS. ALUMNI TEAM MEMBERS WILL RECEIVE POST-PROGRAM PROFESSIONAL DEVELOPMENT SUPPORT SERVICES THROUGH THE WORKFORCE DEVELOPMENT SPECIALIST.TRICKLE UP WORKS WITH ULTRA-POOR WOMEN IN GUATEMALA TO HELP THEM ACCESS FINANCIAL INCLUSION SERVICES. TRICKLE UP WILL SUPPORT 250 INDIGENOUS WOMEN THROUGH THE PROGRESA PROGRAM, A TWO-YEAR INITIATIVE DESIGNED TO STRENGTHEN AND INSTITUTIONALIZE ECONOMIC INCLUSION PROGRAMMING IN IXCN, GUATEMALA, WHILE LAYING THE FOUNDATION FOR SCALE TO OTHER MUNICIPALITIES. PARTICIPANTS WILL BE ENROLLED IN VILLAGE SAVINGS AND LOANS ASSOCIATIONS (VSLAS), RECEIVE FINANCIAL EDUCATION, LIVELIHOODS COACHING, AND TRAININGS, AND RECEIVE SEED GRANTS.VILLAGE ENTERPRISE UTILIZES THE GRADUATION APPROACH TO ADDRESS THE CHALLENGES OF WOMEN LIVING IN RURAL POVERTY IN UGANDA BY PROVIDING ACCESS TO BUSINESS SAVINGS GROUPS, FINANCIAL LITERACY, SUSTAINABILITY TRAINING, MEMBERSHIP AND A CASH GRANT AS SEED CAPITAL. THE PROGRAM WILL START 60 SMALL BUSINESSES, IMPACTING THE LIVES OF 180 WOMEN ENTREPRENEURS, AND FORM FOUR NEW BUSINESS SAVINGS GROUPS.INTERNATIONAL RESCUE COMMITTEE (IRC) PROVIDES OPPORTUNITIES FOR REFUGEES, ASYLEES, VICTIMS OF HUMAN TRAFFICKING, SURVIVORS OF TORTURE, AND OTHER IMMIGRANTS TO THRIVE IN AMERICA. IRC'S WOMEN'S EMPLOYABILITY PROGRAM (WEP) WILL PROVIDE SPECIALIZED EMPLOYMENT SERVICES AND FINANCIAL CAPABILITY TRAINING TO 150 REFUGEE WOMEN AND INDIVIDUAL FINANCIAL COACHING TO 40 WOMEN.UNITED NATIONS POPULATION FUND (UNFPA) WILL PROVIDE ECONOMIC AND SOCIAL EMPOWERMENT INITIATIVES FOCUSED ON IMPROVING THE LIVES OF FISTULA SURVIVORS THROUGH LONG-TERM STRATEGIES INVOLVING GENDER EQUALITY, VOCATIONAL AND TRADE SKILLS ACQUISITION, AND THE FORMATION OF SAVINGS GROUPS, AIMING FOR A RESILIENT AND INCLUSIVE SOCIETY IN KADUNA STATE, NORTH CENTRAL NIGERIA. THE GRANT WILL SUPPORT ENROLLMENT OF 40 INDIGENT FISTULA SURVIVORS IN SMALL AND MEDIUM-SIZED ENTERPRISES. THE 40 WOMEN WILL RECEIVE TRAINING FOR VARIOUS VOCATION AND TRADE SKILLS. KONEXIO IS DEDICATED TO ADDRESSING THE SOCIO-ECONOMIC CHALLENGES FACED BY REFUGEE WOMEN AND YOUTH THROUGH DIGITAL ACCESS AND EDUCATION. KONEXIO WILL ENROLL 60 YOUNG REFUGEE WOMEN IN THE "DIGITAL INCLUSION PROGRAM" IN KAKUMA REFUGEE CAMP IN KENYA. THE PARTICIPANTS WILL COMPLETE FOUNDATIONAL DIGITAL LITERACY TRAINING, JOB-SPECIFIC SKILLS DEVELOPMENT, AND ONLINE BUSINESS OPERATIONS TRAINING. PARTICIPANTS WILL BE LINKED TO DIGITAL JOB PLATFORMS AND PROVIDED WITH ONGOING MENTORSHIP, PEER LEARNING, AND DIGITAL RESOURCES.WORLD FOOD PROGRAMME SENEGAL WORKS TO BUILD RESILIENCE TO CLIMATE SHOCKS THROUGH SUSTAINABLE LIVELIHOODS AND AIMS TO TACKLE CHORNIC POVERTY AND STRENGTHEN THE RESILIENCE OF VULNERABLE COMMUNITIES. WFP SENEGAL'S ECONOMIC EMPOWERMENT PROJECT FOR RURAL WOMEN OF GIE BANGA WILL STRENGTHEN THE TECHNICAL AND ENTREPRENEURIAL CAPACITIES OF 300 MEMBERS OF THE ECONOMIC INTEREST GROUP (GIE) BANGA IN THE ZIGUINCHOR REGION, THROUGH CAPACITY BUILDING, HIGH QUALITY PRODUCTS TRAINING, ENTREPRENEURSHIP AND MANAGEMENT TRAINING, AND IMPROVI
- IN 2025, THE UNFCU FOUNDATION PROVIDED FOUR GRANTS TOTALING $75,000.00 THROUGH THE STRATEGIC INITIATIVES FUND (SIF) AS WELL AS OPERATIONAL SUPPORT IN THE AMOUNT OF $41,000.00 TO THE KILIMANJARO INITIATIVE (KI). THE AFRIWOMEN NETWORK IS A GLOBAL COMMUNITY DEDICATED TO SUPPORTING BLACK AFRICAN WOMEN IN THE DIASPORA WITH INTENTIONAL BRIDGES TO WOMEN ON THE CONTINENT. THE AFRIWOMEN NETWORK'S PROGRAMMING INITIATIVES INCLUDE A CONVENING AT THE UN COMMISSION OF THE STATUS OF WOMEN TO CONDUCT MEANINGFUL DISCUSSIONS CENTERED ON LEADERSHIP, PHILANTHROPY, ENTREPRENEURSHIP, COMMUNITY CONNECTIONS, AND ADVOCACY.NYAKA GLOBAL PROVIDES COMMUNITY-BASED SOLUTIONS TO ADDRESS THE NEEDS OF ORPHANED AND VULNERABLE CHILDREN IN RURAL SOUTHWESTERN UGANDA THROUGH A COMPREHENSIVE SUPPORT SYSTEM. NYAKA GLOBAL WILL SUPPORT 60 WOMEN AND GIRLS THROUGH THEIR WOMEN EMPLOYABILITY THROUGH ENTERPRISE AND SKILLS DEVELOPMENT PROJECT TO PROVIDE BUSINESS PLANNING TRAINING AND MENTORSHIPS. PARTICIPANTS WILL RECEIVE AGRICULTURAL TECHNICAL VOCATIONAL EDUCATION AND TRAINING AND RECEIVE FUNDS FOR BUSINESS START UPS.INTERNATIONAL ORGANIZATION FOR MIGRATION'S ANTI-TRAFFICKING CAMPAIGN IS DESIGNED TO LEVERAGE IOM'S EXPERTISE IN COUNTER-TRAFFICKING AND CALLS FOR STRONGER ACTION TO PREVENT HUMAN TRAFFICKING AND EXPAND SUPPORT FOR SURVIVORS. THE CAMPAIGN'S GOAL IS TO EDUCATE, MOBILIZE PUBLIC ENGAGEMENT, RAISE FUNDS FOR PROTECTION PROGRAMS FOR VICTIMS OF TRAFFICKING, AND HIGHLIGHT THAT TRAFFICKING REMAINS A WIDESPREAD HUMAN RIGHTS VIOLATION WORLDWIDE.UNHCR CLIMATE RESILIENCE FUND AIMS TO ENSURE THAT FORCIBLE DISPLACED PEOPLE FLEEING FROM OR LIVING IN CLIMATE-VULNERABLE COUNTRIES ARE PROTECTED FROM AND RESILIENT TO THE IMPACT OF CLIMATE CHANGE. UNHCR HAS IDENTIFIED PRIORITY COUNTRIES WHERE DATA DEMONSTRATES THE IMPACT OF THE CLIMATE CRRISIS ON THE DISPLACED WILL WORSEN SIGNIFICANTLY BY 2030. CLIMATE-RELATED INTERVENTIONS INCLUDE BUILDING CLIMATE RESILIENT SHELTERS, INCREASING ACCESS TO SOLAR ENERGY, AND IMPROVING CLIMATE-RESILIENT AGRICULTURE.
- KILIMANJARO INITIATIVE (KI) PROVIDES COUNSELING, LIVELIHOOD SKILLS AND INCOME GENERATION OPPORTUNITIES TO YOUNG WOMEN. KI ORGANIZES ANNUAL CLIMBS OF MT. KILIMANJARO WITH YOUTH FROM DISENFRANCHISED COMMUNITIES IN KENYA, TANZANIA AND THE USA. THE CLIMB SUPPORTS LEADERSHIP AND PHYSICAL TRAINING COURSES. KI ALSO SUPPORTS A NETWORK OF BOXING CLUBS AND PSYCHO-SOCIAL SUPPORT GROUPS WHERE YOUTH BECOME COMMUNITY ROLE MODELS. KI IS A UNIQUE PLATFORM THAT BRINGS TOGETHER INDIVIDUALS FROM DIFFERENT ECONOMIC, SOCIAL, ETHNIC, AND CULTURAL BACKGROUNDS.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 2015.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.