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Passes our checks

American Consumr Credit Education Support Services Inc

EIN 47-0826426 · Fremont, NE

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthNot ratedToo small or too little detailGovernanceNot ratedThe short tax form does not cover thisImpact evidenceDescribes programsHow well its results are evidenced

What it says it does

AMERICAN CONSUMER CREDIT EDUCATION SUPPORT SERVICES, INC. (ACCESS) IS A NONPROFIT ORGANIZATION DEDICATED TO PROVIDING EDUCATIONAL RESOURCES ON CREDIT AND PERSONAL FINANCE TO THE GENERAL PUBLIC, INCLUDING BOTH CONSUMERS AND CREDIT GRANTORS. ACCESS FULFILLS ITS MISSION BY RESEARCHING AND ANALYZING CURRENT TRENDS, EVENTS AND ISSUES WITHIN THE CREDIT INDUSTRY AND ASSESSING THEIR IMPACT ON INDIVIDUALS AND THE BROADER ECONOMY. THIS INFORMATION IS MADE ACCESSIBLE TO THE PUBLIC THROUGH OUR WEBSITE AND RELATED EDUCATIONAL PLATFORMS TO PROMOTE INFORMED FINANCIAL DECISION MAKING.

Income
$50,369
Spending
$59,175
Reserves
9.2 months of spending
Largest source of income
donations and private grants, 100%

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

This organization files the short tax form, which does not ask about boards, policies or audits. That is normal for a small charity and is not a mark against it.

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $59,175 spent. IN 2025, ACCESS CONTINUED TO ADVANCE ITS MISSION OF PROMOTING CREDIT AND FINANCIAL LITERACY BY DELIVERING TIMELY AND RELEVANT INFORMATION TO CONSUMERS. KEY ACTIVITIES AND ACCOMPLISHMENTS INCLUDE: PUBLISHED 3 PRESS RELEASES ON WRITING CONTEST, PUBLISHED 89 ARTICLES ON THE WEBSITE, DISTRIBUTED 12 MONTHLY NEWSLETTERS TO A SUBSCRIBER BASE OF 824 RECIPIENTS, AND MAINTAINED A TOTAL OF 1,091 REGISTERED USERS ON OUR PLATFORM.ONGOING DEVELOPMENT ON OUR WEBSITE WWW.MASTERINGMONEYBASICS.ORG REMAINED A KEY INITIATIVE,FOCUSING ON EDUCATING CHILDREN ON MONEY MANAGEMENT,PERSONAL FINANCE AND CREDIT. THE SITE ALSO PROMOTES OUR ANNUAL WRITING CONTEST. A KEY INITIATIVE OF THIS PLATFORM IS OUR ANNUAL WRITING CONTEST, WHICH IN 2025 WAS OFFERED TO NEBRASKA ELEMENTARY STUDENTS (GRADES K-5). PLANS ARE UNDERWAY TO EXPAND THIS CONTEST TO MIDDLE AND HIGH SCHOOL STUDENTS IN FUTURE YEARS. LONG-TERM OBJECTIVES INCLUDE THE DEVELOPMENT AND DISTRIBUTION OF EDUCATIONAL BOOKS DESIGNED TO TEACH CHILDREN FINANCIAL LITERACY IN AN ENGAGING AND AGE-APPROPRIATE MANNER. IN ADDITION, PLANS FOR 2026 INCLUDE EXPANDING FUNDRAISING EFFORTS AND HOSTING COMMUNITY-BASED EDUCATIONAL EVENTS CENTERED ON THE ORGANIZATION'S WRITING CONTESTS TO ENCOURAGE COMMUNITY INVOLVEMENT.

Source: Form 990EZ for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since October 2003.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.