Bluewater Healthcare Network
Public records show a registered, tax-exempt organization in good standing.
What it says it does
PROVIDING EXCEPTIONAL CARE CLOSE TO HOME AS THE LEADING RURAL HEALTHCARE ORGANIZATION.
- Income
- $4.2 million
- Spending
- $4.3 million
- Spent on programs
- 100%
- Reserves
- 1.4 months of spending
- Largest source of income
- fees for its services, 100%
- Employees
- 1,325
- Volunteers
- 11
- Highest pay
- $432,377, co-ceo
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Fair: 64 out of 100. Higher than 36% of charities in its peer group (health care, $1m to $10m).
Reserves
10 of 35Spendable reserves would cover 1.4 months of spending.
Debt
16 of 20It owes 20% of what it owns.
Living within its means
8 of 15Spending exceeded income by 3% of income.
Income trend
15 of 15Income rose 105306750% on the year before.
Spending floor
15 of 15100% of spending went to programs.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 67% of charities in its peer group (health care, $1m to $10m).
Independent board
25 of 2511 of 11 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $4.3 million spent. BLUEWATER HEALTHCARE NETWORK (BHN) IS ORGANIZED TO GOVERN, OWN, OPERATE, AND MAINTAIN AN INTEGRATED HEALTH CARE SYSTEM FOR THE CARE AND TREATMENT OF INDIGENT, SICK, INFIRM, AND INJURED PERSONS, AND TO GENERALLY PROVIDE FOR THE PRESERVATION AND PROMOTION OF HEALTH AND HEALTH CARE IN AND AROUND THE MICHIGAN COUNTIES OF SANILAC, TUSCOLA, HURON, AND LAPEER, AS THE BOARD OF DIRECTORS MAY FROM TIME TO TIME DETERMINE. BHN AIMS TO PROVIDE SUPPORT TO ITS RELATED PARTIES THROUGH CONDUCTING CENTRALIZED ACTIVITIES AND FUNCTIONS THAT ARE ESSENTIAL TO CARRYING OUT THE SUPPORTED ORGANIZATIONS EXEMPT PURPOSES. SERVICES INCLUDE COMPENSATION AND BENEFITS, STRATEGIC DIRECTION, AND STANDARDIZATION ACROSS ALL HEALTHCARE MEDIUMS THAT INCLUDE PATIENT CARE, COMMUNICATION, HEALTH MANAGEMENT, PATIENT OUTREACH, COMPLIANCE, STREAMLINED PROCESSES, AND TRAINING. BHN ALSO PROVIDES CENTRALIZED LEADERSHIP AND ADMINISTRATIVE SERVICES, INCLUDING UTILIZATION REVIEW, MEDICAL STAFF SERVICES, RISK AND COMPLIANCE, MARKETING, FINANCE, HEALTH INFORMATION MANAGEMENT, COMMUNITY AND EMPLOYEE EDUCATION, PATIENT ACCOUNTING, MATERIALS MANAGEMENT, HUMAN RESOURCES, QUALITY, INFECTION CONTROL, EMPLOYEE HEALTH, EMERGENCY PREPAREDNESS, INFORMATION TECHNOLOGY, CLINICAL IT, PRACTICE MANAGEMENT, PRIOR AUTHORIZATION, CARE COORDINATION, POPULATION HEALTH, LAUNDRY, AND COURIER SERVICES. BY CENTRALIZING THESE DEPARTMENTS, BHN IS ABLE TO SHARE EXPERTISE, REDUCE REDUNDANCY, STRENGTHEN COMMUNICATION, PRESERVE RESOURCES, AND EFFECTIVELY ENHANCE EFFICIENCY, FINANCIAL STABILITY, AND QUALITY OF CARE.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since September 2014.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.