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Central Alabama Housing Alliance

EIN 46-4598185 · Fairfield, AL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair55 out of 100GovernanceGood86 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

CENTRAL ALABAMA HOUSING ALLIANCE (CAHA) WAS FORMED TO ENGAGE IN ACTIVITIES TO PROVIDE QUALITY, SAFE, AFFORDABLE HOUSING TO LOW- AND MODERATE-INCOME INDIVIDUALS AND FAMILIES WITHIN JEFFERSON, SHELBY, ST. CLAIR AND WALKER COUNTIES OF THE STATE OF ALABAMA WHO LACK THE FINANCIAL AND OTHER RESOURCES NECESSARY TO OBTAIN SUCH HOUSING WITHOUT ASSISTANCE PROVIDED BY CAHA.

Income
$59,401
Spending
$90,136
Spent on programs
100%
Reserves
59.3 months of spending
Largest source of income
investment income, 83%
Employees
1
Volunteers
0
Highest pay
$207,508, president

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 55 out of 100. Higher than 62% of charities in its peer group (housing, under $250k).

  • Reserves

    35 of 35

    Spendable reserves would cover 59.3 months of spending.

  • Debt

    5 of 20

    It owes 67% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 52% of income.

  • Income trend

    0 of 15

    Income fell 56% on the year before.

  • Spending floor

    15 of 15

    100% of spending went to programs.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 86 out of 100. Higher than 66% of charities in its peer group (housing, under $250k).

  • Independent board

    18 of 25

    3 of 3 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. $90,136 spent. HOMES THAT WERE UNDER CONSTRUCTION DURING THE PREVIOUS YEAR WERE TRANSFERRED TO GREATER BIRMINGHAM HABITAT FOR HUMANITY, INC. TO COMPLETE THE CONSTRUCTION AND SALE OF HOMES. CAHA ANTICIPATES THE CONSTRUCTION AND SALE OF HOMES IN THE UPCOMING FISCAL YEARS.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 2014.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.