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Charitable Gift America Inc

EIN 46-1288701 · Ponte Verdra Beach, FL

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair66 out of 100GovernanceGood77 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

EXCLUSIVELY FOR CHARITABLE, RELIGIOUS, EDUCATIONAL AND SCIENTIFIC PURPOSES UNDER SECTION 501(C)3 OF THE THE INTERNAL REVENUE CODE OR CORRESPONDING SECTION OF ANY FUTURE FEDERAL TAX CODE.

Income
$13.5 million
Spending
$15.8 million
Spent on programs
78%
Reserves
3.4 months of spending
Largest source of income
donations and private grants, 99%
Employees
0

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 66 out of 100. Higher than 58% of charities in its peer group (education, $10m to $100m).

  • Reserves

    20 of 35

    Spendable reserves would cover 3.4 months of spending.

  • Debt

    16 of 20

    It owes 21% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 17% of income.

  • Income trend

    15 of 15

    Income rose 28% on the year before.

  • Spending floor

    15 of 15

    78% of spending went to programs and raising each dollar of donations cost 22 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 77 out of 100. Higher than 10% of charities in its peer group (education, $10m to $100m).

  • Independent board

    18 of 25

    3 of 4 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    0 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (2)
  1. $12.4 million spent. ACTIVITIES CARRIED OUT IN CONJUNCTION WITH THE ORGANIZATIONS STATED MISSION.
  2. CHARITABLE GIFT AMERICA (CGA), ESTABLISHED IN 2011,HAS HISTORICALLY PROVIDED PROGRAMS AND GRANTS TO CHARITABLE ORGANIZATIONS THROUGHOUT THE UNITED STATES OF AMERICA. PARTNERING WITH THESE CHARITIES, CGA HAS CREATED AN EFFICIENT MODEL OF PROVIDING CHARITABLE LIFE INCOME PLANS INCLUDING CHARITABLE GIFT ANNUITIES, POOLED INCOME FUNDS, DONOR ADVISED FUNDS, AND TRESTEE SERVICES FOR CHARITABLE REMAINDER TRUSTS. IN ADDITION TO ASSISTING HUNDREDS OF CHARITIES WITH THEIR FUNDRAISING OPERATIONS,CGA HAS CONSISTENTLY MADE GRANTS TO ORGANIZATIONS ACROSS THE USA THAT ALIGN WITH OUR CHARITABLE MISSION WHICH IS: EXCLUSIVELY FOR CHARITABLE, RELIGIOUS, EDUCATIONAL AND SCIENTIFIC PURPOSES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE OR CORRESPONDING SECTION OF ANY FUTURE TAX CODE. THERE HAVE BEEN SEVERAL STRATEGIES INCORPORATED TO REACH THE MARKETPLACE AND EXPAND THE REACH OF CGA. STRATEGIES HAVE INCLUDED QUARTERLY NEWSLETTERS, PUBLIC SPEAKING ENGAGEMENTS, BLOG POSTS ON THE WEBSITE, CHARITABLE EVENT SPONSORSHIPS AND IN PERSON MEETINGS WITH STAKEHOLDERS. CGA HAS AN ENTIRELY PRO BONO BOARD OF DIRECTORS AND HAS NO EMPLOYEES. THIS IS BY DESGN TO CREATE THE MOST EFFICIENT MODEL POSSILBE TO DELIVER OUR PRODUCTS AND SERVICES TO TAX- EXPEMPT ORGANIZATIONS. THE GOAL IS TO PROVIDE THE MAXIMUM AMOUNT OF CHARITABLE DOLLARS TO NAMED CHARITIES OR GRANTS TO SUCH CHARITIES. THIS STRATEGY HAS PROVEN TO BE EXTREMELY SUCCESSFUL IN METTING THE CHARITABLE PURPOSE OF BOTH CGA AND THE CHARITABLE ORGANIZATIONS RECEIVING SERVICES AND GRANTS. IN FISCAL YEAR ENDING JUNE 30, 2023,A STRATEGIC DECISION WAS MADE TO EXPAND THE REACH OF CGA WHILE DIVERSIFYING THE OPPORTUNITIES FOR THE ORGANIZATION TO CARRY OUT ITS EXEMPT PURPOSES. THAT STRATEGY WAS TO ENTER INTO NAME IMAGE AND LIKENESS (NIL) CONTRACTS WITH COLLEGE ATHLETES AROUND THE COUNTRY. THE IDEA IS TO USE THEIR CONSIDRABLE PLATFORM TO REACH MORE CHARITIES AND WEALTHY PHILANTHROPISTS WHILE HOLDING TRUE TO OUR STRATEGY OF NOT EMPLOYING ANY INDIVIDUALS. THE STRATEGY HAS PROVEN TO BE EXTREMELY SUCCESSFUL IN REACHING NEW CHARITIES. IN THE PAST YEAR ALONE,ENGAGING STUDENT-ATHLETES IN NIL CONTRACTS, HAS RESULTED IN GRANTS BEING RECEIVED BY MORE THAN 100 NEW CHARITABLE ORGANIZATIONS WORLDWIDE. IN ADDITION, THERE IS THE OPPORTUNITY TO REACH SIGNIFICANTLY MORE PHILANTHROPISTS AND ASSIST THEM WITH THEIR CHARITABLE PLANS. ATTRACTING UNRESTRICTED GIFTS TO CGA HAS ENABLED US TO USE THESE FUNDS FOR NIL CONTRACTS. AS OUR NIL PRESENCE NATIONWIDE CONTINUES TO GROW, THIS EFFICIENT MODEL WILL CREATE AN EVEN LARGER "RIPPLE EFFECT" AROUND THE GLOBE FOR CHARITABLE ORGANIZATIONS THAT FIT INTO OUR CHARITABLE PURPOSE AS STATED ABOVE

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 2014.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

  7. Could it be confused with another charity? Worth knowing.

    A much larger organization has a similar name: Bank of America Charitable Gift Fund (Boston, MA), EIN 04-6010342. If that is the one you meant, check the EIN before giving.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.