Love Inc of the Black Hills
Public records show a registered, tax-exempt organization in good standing.
What it says it does
MOBILIZING CHURCHES TO TRANSFORM LIVES AND COMMUNITIES IN THE NAME OF CHRIST
- Income
- $1.3 million
- Spending
- $1.1 million
- Spent on programs
- 86%
- Reserves
- 10.4 months of spending
- Largest source of income
- donations and private grants, 78%
- Employees
- 19
- Volunteers
- 366
- Highest pay
- $89,763, executive director
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 88 out of 100. Higher than 74% of charities in its peer group (religion, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 10.4 months of spending.
Debt
20 of 20It owes 14% of what it owns.
Living within its means
15 of 15Income exceeded spending by 13% of income.
Income trend
10 of 15Income fell 4% on the year before.
Spending floor
15 of 1586% of spending went to programs and raising each dollar of donations cost 5 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 85 out of 100. Higher than 66% of charities in its peer group (religion, $1m to $10m).
Independent board
25 of 2510 of 10 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
0 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (6)
- $343,898 spent. THRIVE & RISETHRIVE: IS AN OUTDOOR ADVENTURE GEAR RESALE STORE THAT PROVIDES A SAFE, SUPPORTIVE ENVIRONMENT WHERE YOUTH CAN DISCOVER THE JOYS OF PRODUCTIVITY. THRIVES' MISSION IS TO MOBILIZE LOCAL CHURCHES TO TRANSFORM THE LIVES OF YOUTH THROUGH TRAINING AND MENTORING IN A WORK SETTING. IN 2025, FIFTEEN STUDENTS PARTICIPATED IN BIKE REPAIRS AND LEARNED MARKETING AND RETAIL SKILLS AT THE OUTDOOR GEAR STORE PROGRAM CALLED TRAK.A KEY ASPECT OF THRIVE IS VISION BIKES EARNED BY PARTICIPANTS WHO DON'T HAVE OTHER TRANSPORTATION OPTIONS. THESE BIKES HELP THEM GET TO JOBS, THE GROCERY STORE, OR AROUND TOWN MORE EFFICIENTLY THAN WALKING. IN 2025, THRIVE DISTRIBUTED 168 BIKES, VALUED AT $25,350. THRIVE ALSO HAS E-BIKES. TRAK YOUTH PARTICIPANTS ASSEMBLE THE E-BIKES, AND THER ARE SPECIAL PATHWAYS FOR PEOPLE IN NEED TO EARN E-BIKES.RISE: THIS MINISTRY ALLOWS PARTICIPANTS FROM OUR CONNECTION CENTER, WHO ARE SEEKING HELP WITH FURNITURE NEEDS, TO EARN FURNITURE BY JOINING A TEAM OF VOLUNTEERS. TOGETHER, THEY REFURBISH DONATED FURNITURE AND UPDATE OR REPURPOSE DECOR ITEMS. THE INVENTORY INCLUDES ITEMS THAT WEREEITHER TOO LARGE OR IMPRACTICAL FOR OUR CLIENTS' NEEDS. THESE PIECES ARE REFURBISHED AND RANSFORMED INTO ITEMS SOLD IN OUR SOCIAL ENTERPRISE. IN 2025, 142 PARTICIPANTS EARNED NEW FURNITURE FOR THEIR HOMES, AND VOLUNTEERS CONTRIBUTED OVER 4,491 HOURS TO THIS MINISTRY.
- $210,160 spent. LOVE INC CONNECTION CENTER: THE LOVE INC CONNECTION CENTER PROCESSES CALLS FOR HELP BY FIRST HAVING PHONE VOLUNTEERS LISTEN, ENCOURAGE, PRAY FOR, AND PROBLEM-SOLVE WITH EACH CALLER. THEN, INDIVIDUALS ARE CONNECTED WITH CHURCH VOLUNTEERS AND RESOURCES TO ASSIST WITH FURNITURE, BEDDING, KITCHEN ITEMS. OUR GAP MINISTRY MEND DELIVERS HOME MEDICAL DEVICES SUCH AS WHEELCHAIRS, KNEE SCOOTERS AND SHOWER CHAIRS TO HELP PEOPLE TRANISITIONING OUT OF THE HOSPITAL TO HOME GET ALONG EASIER. THE TOTAL VALUE OF ITEMS GIVEN WAS $315,675. VOLUNTEERS CONTRIBUTED 3,962 HOURS TO SUPPORT THESE PROGRAMS. THERE WERE 710 REQUESTS FOR HELP MADE THIS YEAR, WITH 1027 OF THOSE NEEDS MET.
- $114,633 spent. LIFE INC: LIFE INC IS A SAFE, SUPPORTIVE ENVIRONMENT WHERE INDIVIDUALS CAN LEARN, GROW, AND CHART A NEW COURSE FOR THEIR LIVES. THROUGH CLASSES AND MENTORING, LIFE INC PROVIDES ESSENTIAL SUPPORT. LOCAL CHURCHES OFFER FREE MEALS, AND FREE CHILDCARE PROGRAMMING IS AVAILABLE. IN 2025 200 CHILDREN, AGES 0-12 ATTENDED PROGRAMING. ONE HUNDRED EIGHTY ONE ADULTS PARTICIPATED IN CLASSES, AND VOLUNTEERS CONTRIBUTED 2,320 HOURS OF SERVICE. THIRTY-FIVE FAMILIES RECEIVED CLOTHING ASSISTANCE FOR 70 CHILDREN, VALUED AT $7,000. LIFE INC WAS OFFERED QUARTERLY AT 10 DIFFERENT CHURCH CAMPUSES, PROVIDING 22 COURSE OFFERINGS IN AREAS SUCH AS FINANCES, PARENTING, MARRIAGE, DDICTION, EMPLOYMENT, HEALTH, BIBLE STUDY, AND LIFE SKILLS.
- $171,949 spent. HILL CITY/KEYSTONE BRANCH: THEY HOSTED A LIFE INC SERIES, WITH 24 PARTICIPANTS ATTENDING VARIOUS CLASSES. TWO INDIVIDUALS SUCCESSFULLY COMPLETED BUDGET MENTORING SESSIONS. FIVE LOCAL CHURCHES ARE SUPPORTING AND ACTIVELY INVOLVED WITH LOVE INC HILL CITY/KEYSTONE. THEY HOSTED A LIFE INC SERIES, WITH 24 PARTICIPANTS ATTENDING VARIOUS CLASSES. TWO INDIVIDUALS SUCCESSFULLY COMPLETEDBUDGET MENTORING SESSIONS. FIVE LOCAL CHURCHES ARE SUPPORTING AND ACTIVELY INVOLVED WITH LOVE INC HILL CITY/KEYSTONE. DURING THE SUMMER, THE COMMUNITY KIDS CLOSET ORGANIZED A CLOTHING SWAP, SERVING 135 KIDS AND 50 FAMILIES. A TOTAL OF 167 BAGS OF CLOTHING WERE DISTRIBUTED.STURGIS: THE STURGIS LOCATION HOSTED LIFE INC, WHERE 19 ADULTS ATTENDED CLASSES, AND VOLUNTEERS CONTRIBUTED 190 HOURS OF THEIR TIME. ADDITIONALLY, THE LOCATION SERVED FAMILIES THROUGH THECLOTHES-A-KID FOR SCHOOL PROGRAM, PROVIDING NEW CLOTHING FOR 14 CHILDREN. A TOTAL OF 7 VOLUNTEERS CONTRIBUTED 28 HOURS TO THIS EFFORT. THE CHANGED DIAPER MINISTRY ALSO MADE AN IMPACT BY HELPING MOMS WITH DIAPERS FOR THEIR CHILDREN, DISTRIBUTING OVER 300 DIAPERS IN 2025.AFTER SCHOOL: THE AFTER-SCHOOL PROGRAM IS DESIGNED FOR MIDDLE SCHOOL-AGED KIDS, OFFERING MENTORSHIP AND LIFE SKILLS TRAINING LED BY CHURCH VOLUNTEERS AND HIGH SCHOOL JUNIORS AND SENIORS WHO HAVE GRADUATED FROM THE PROGRAM. CURRENTLY HOSTED AT TWO CHURCHES IN RAPIDCITY, THE PROGRAM PROVIDES A SAFE, SUPPORTIVE ENVIRONMENT WHERE KIDS CAN BUILD CONFIDENCE, DEVELOP ESSENTIAL SKILLS LIKE TIME MANAGEMENT AND COMMUNICATION, AND FORM MEANINGFUL CONNECTIONS WITH CARING MENTORS. THE FOCUS IS ON PERSONAL GROWTH, LEADERSHIP, AND PREPARING STUDENTS FOR FUTURE SUCCESS, WHILE FOSTERING A SENSE OF COMMUNITY AND BELONGING. IN 2025, THE PROGRAM SERVED 555 UNIQUE STUDENTS, WITH 32 VOLUNTEERS CONTRIBUTING 1,974 VOLUNTEER HOURS. THE TOTAL NUMBER OF INDIVIDUAL VISITS WAS 5,359
- $95,527 spent. STURGIS AFFILIATE: THE STURGIS LOCATION HOSTED LIFE INC., WHERE 19 ADULTS ATTENDED CLASSES, AND VOLUNTEERS CONTRIBUTED 190 HOURS OF THEIR TIME. ADDITIONALLY, THE LOCATION SERVED FAMILIES THROUGH THE CLOTHES-A-KID FOR SCHOOL PROGRAM, PROVIDING NEW CLOTHING FOR 14 CHILDREN. A TOTAL OF 7 VOLUNTEERS CONTRIBUTED 28 HOURS TO THIS EFFORT.THE CHANGED DIAPER MINISTRY ALSO MADE AN IMPACT BY HELPING MOMS WITH DIAPERS FOR THEIR CHILDREN, DISTRIBUTING OVER 300 DIAPERS IN 2025.
- $19,105 spent. AFTER SCHOOL: THE AFTER-SCHOOL PROGRAM IS DESIGNED FOR MIDDLE SCHOOL-AGED KIDS, OFFERING MENTORSHIP AND LIFE SKILLS TRAINING LED BY CHURCH VOLUNTEERS AND HIGH SCHOOL JUNIORS AND SENIORS WHO HAVE GRADUATED FROM THE PROGRAM. CURRENTLY HOSTED AT TWO CHURCHES IN RAPID CITY, THE PROGRAM PROVIDES A SAFE, SUPPORTIVE ENVIRONMENT WHERE KIDS CAN BUILD CONFIDENCE, DEVELOP ESSENTIAL SKILLS LIKE TIME MANAGEMENT AND COMMUNICATION, AND FORM MEANINGFUL CONNECTIONS WITH CARING MENTORS. THE FOCUS IS ON PERSONAL GROWTH, LEADERSHIP, AND PREPARING STUDENTS FOR FUTURE SUCCESS, WHILE FOSTERING A SENSE OF COMMUNITY AND BELONGING.IN 2025, THE PROGRAM SERVED 555 UNIQUE STUDENTS, WITH 32 VOLUNTEERS CONTRIBUTING 1,974 VOLUNTEER HOURS. THE TOTAL NUMBER OF INDIVIDUAL VISITS WAS 5,359
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since July 2001.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
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