Passes our checks

Open USA

EIN 45-4613191 · Mount Clemens, MI

Public records show a registered, tax-exempt organization in good standing.

What it says it does

ENERGIZING AND EMPOWERING INDIVIDUALS AND CHURCHES TO BRING SPIRITUAL AND ECONOMIC TRANSFORMATION VIA BUSINESS AMONG THE LEAST REACHED.

Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Good: 86 out of 100. Higher than 70% of charities in its peer group (international, $250k to $1m).

Reserves
28 of 35
Spendable reserves would cover 9.8 months of spending.
Debt
20 of 20
It owes 1% of what it owns.
Living within its means
8 of 15
Spending exceeded income by 4% of income.
Income trend
15 of 15
Income rose 27% on the year before.
Spending floor
15 of 15
94% of spending went to programs and raising each dollar of donations cost 1 cents.

Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Good: 81 out of 100. Higher than 65% of charities in its peer group (international, $250k to $1m).

Independent board
25 of 25
7 of 7 voting board members are independent.
Conflict of interest policy
15 of 15
Has a written conflict of interest policy.
Whistleblower policy
0 of 8
Reports no written whistleblower policy.
Record keeping policy
0 of 7
Reports no written policy on keeping and destroying records.
Board minutes
5 of 5
Keeps minutes of board meetings.
Board sees the tax return
10 of 10
Gave the board a copy of this return before filing it.
Independent check of accounts
12 of 15
Its accounts were reviewed or compiled by an independent accountant, but not audited.
No reported misuse
10 of 10
Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)

$249,955 spent. COACH/MENTOR/LOANS/CONNECT: EDUCATED, MENTORED, ENCOURAGED AND SHARED BEST PRACTICES WITH THOSE INVOLVED IN B4T BUSINESSES. COACHES AND MENTORS MEET REGULARLY WITH B4TERS AND ALSO MEET REGULARLY FOR TRAINING AND TO PREPARE THEM TO HELP B4T WORKERS EXCEL IN THEIR BUSINESSES AND IN THEIR ABILITY TO TRANSFORM THE LIVES OF THOSE THEY ENCOUNTER. AS PART OF THIS, HELD A VERY WELL ATTENDED CONNECT EVENT. THE OPEN USA LOAN FUNDS HAVE SUPPORTED B4T BUSINESSES WITH LOANS PROVIDING CAPITAL TO B4TERS.
$98,548 spent. B4T PROMOTION: EDUCATED AND SHARED BEST PRACTICES WITH STUDENTS, BUSINESS PROFESSIONALS, CHURCHES AND OTHER ORGANIZATIONS WHILE ENCOURAGING THEM TO START OR PARTNER WITH A B4T BUSINESS. HELD A VERY WELL ATTENDED B4T EXPO IN RALEIGH.
$17,255 spent. RECRUITMENT: PROVIDED A PATHWAY, TRAINING, AND CONSULTING FOR FUTURE B4T WORKERS AND THEIR ORGANIZATIONS THAT DESIRE HANDS-ON EXPERIENCE IN ECONOMICALLY DISADVANTAGED COMMUNITIES.
Book royalties related to B4T.

Source: Form 990 for the year ending March 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending March 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since November 2013.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

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