Skip to the page content
Your donations
Passes our checks

Care2 Fund at Usli Inc

EIN 45-3516159 · Wayne, PA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair60 out of 100GovernanceFair52 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

To provide the employees of USLI the opportunity to request donations to be made to charities and causes to which they have a direct, personal connection, and to serve as a portal for funds raised from USLI employees and customers to support a broad range of charitable causes and organizations.

Income
$756,361
Spending
$881,185
Spent on programs
99%
Reserves
2.6 months of spending
Largest source of income
donations and private grants, 100%
Employees
0
Volunteers
10

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 60 out of 100. Higher than 29% of charities in its peer group (human services, $250k to $1m).

  • Reserves

    10 of 35

    Spendable reserves would cover 2.6 months of spending.

  • Debt

    20 of 20

    It owes 5% of what it owns.

  • Living within its means

    0 of 15

    Spending exceeded income by 17% of income.

  • Income trend

    15 of 15

    Income rose 3% on the year before.

  • Spending floor

    15 of 15

    99% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Fair: 52 out of 100. Higher than 22% of charities in its peer group (human services, $250k to $1m).

  • Independent board

    18 of 25

    2 of 3 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    6 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $502,749 spent. The CARE2 Fund at USLI Inc. has a long-standing relationship with breastcancer.org, a local charity specializing in breast cancer outreach, education and research. Every October we hold a series of October Together fundraisers including a silent auction. This our largest fundraiser of the year. Form 990, Part III, Line 4a - Activity Classification: breast cancer research, outreach and education. Grantee name: breastcancer.org FEIN: 23-3082851 Grantee Relationship: None Grantee Address: 7 E Lancaster Ave, Ardmore, PA 19003. Date of Gift: 11/12/2025 Amount Given: $500,000.
  2. $215,605 spent. Donations of funds raised from USLI employees, clients and customers for disaster relief and in support of charitable causes. 2025's outreach included support for under-served and in-need individuals; mental health treatment; malaria prevention; cancer research and treatment; and outreach for individuals with autism. Form 990, Part III, Line 4b - Activity Classification: Outreach for underserved children via sports. Grantee name: Team IMPACT Inc. FEIN: 45-1837673. Grantee Relationship: None. Grantee Address: 500 Victory Rd, Quincy, MA 02171. Date of Gift: 09/05/2025. Amount Given: $60,000. Activity Classification: Campaign to fight malaria. Grantee name: UN Foundation - United to Beat Malaria. FEIN: 58-2368165. Grantee Relationship: None. Grantee Address: 1750 Pennsylvania Ave - Ste 350, Washington, DC 20006. Date of Gift: 05/15/2025. Amount Given: $39,000. Date of Gift: 07/11/2025. Amount Given: $3,196. Activity Classification: Outreach for underserved children. Grantee name: Marine Toys for Tots Foundation. FEIN: 20-3021444.Grantee Relationship: None. Grantee Address: 18251 Quantico Gateway Dr Triangle, VA 22172. Date of Gift: 12/21/2025. Amount Given: $16,306. Activity Classification: Autism awareness and outreach. Grantee name: Eagles Autism Challenge Inc. FEIN: 81-5290310 Grantee Relationship: None. Grantee Address: One NovaCare Way, Philadelphia, PA 19145. Date of Gift: 05/15/2025. Amount Given: $17,992 Activity Classification: Outreach to homeless and addicted individuals. Grantee name: Boise Rescue Mission Ministries. FEIN: 82-0259387. Grantee Relationship: None. Grantee Address: PO Box 1494, Boise, ID 83701. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to underserved children. Grantee name: Brightpoint (Children's Home & Aid Society of Illinois). FEIN: 36-2167743. Grantee Relationship: None. Grantee Address: 200 W Monroe St Ste 2100, Chicago, IL 60606. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to homeless individuals and families. Grantee name: Families Forward California, FEIN: 33-0086043. Grantee Relationship: None. Grantee Address: 8 Thomas Rd, Irvine, CA 92618. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to homeless individuals and families. Grantee name: Families Forward Philadelphia. FEIN: 23-1161210. Grantee Relationship: None. Grantee Address: 111 N 49th St, Philadelphia, PA 19139. Date of Gift: 01/10/2025. Amount Given: $10,000. Date of Gift: 08/18/2025. Amount given: $695.Activity Classification: Outreach to homeless individuals and families. Grantee name: Foundation for the Homeless Inc, FEIN: 74-2525249. Grantee Relationship: None. Grantee Address: PO Box 684519, Austin, TX 78768. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to homeless women and children. Grantee name: Love A Child Missions, FEIN: 68-0304743. Grantee Relationship: None. Grantee Address: 2279 Willow Pass Rd, Bay Point, CA 94565. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to homeless individuals and families. Grantee name: Neighbors Together Inc, FEIN: 57-0794782. Grantee Relationship: None. Grantee Address: 2105 Cosgrove Ave, North Charleston, SC 29405. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to children and families facing emergencies caused by illness, homelessness, domestic violence, or overwhelming parental stress . Grantee name: St. Louis Crisis Nursery, FEIN: 43-1410297. Grantee Relationship: None. Grantee Address: 11710 Administration Dr - Ste 18, Saint Louis, MO 63146. Date of Gift: 01/10/2025. Amount Given: $10,000. Activity Classification: Outreach to homeless youth. Grantee name: Urban Peak Denver, FEIN: 84-1212246. Grantee Relationship: None. Grantee Address: 1630 S Acoma St, Denver, CO 80233. Date of Gift: 01/10/2025. Amount Given: $10,000.
  3. $151,609 spent. The CARE2 Fund at USLI Inc original mission is to allow employees of United States Liability Insurance Company to request donations to be made to organizations or causes to which they have a personal connection. These causes include medical support for critically ill children to support for individuals and teams participating in fundraising events to support for community and outreach organizations such as animal shelters, counseling centers, domestic violence centers, and feeding programs. All donations range from $500 to $1,500 per cause. In 2025, donations were made to 169 charitable organizations and 20 individuals or families in need of specific assistance: twelve to assist medical patients and their families with medical or other expenses; four to help with emergency expenses after a fire and four to help cover funeral and living expenses after a sudden death. Form 990, Part III, Line 4c: The CARE2 Fund at USLI Inc original mission is to allow employees of United States Liability Insurance Company to request donations to be made to organizations or causes to which they have a personal connection. These causes range from medical support for critically ill children to support for individuals and teams participating in fundraising events to support for community and outreach organizations such as animal shelters, counseling centers, domestic violence centers, and feeding programs. All donations range from $500 to $1,500 per cause. In 2025, donations were made to 169 charitable organizations and 20 individuals or families in need of specific assistance: twelve to assist medical patients and their families with medical or other expenses; four to help with emergency expenses after a fire, four to help cover funeral and living expenses after a sudden death.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 2012.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.