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Love Inc - Staunton-Waynesboro-Augusta

EIN 45-3201020 · Fishersville, VA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair68 out of 100GovernanceWeak40 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

FAITH-BASED SERVICES FOR THE NEEDY MOBILIZING CHURCHES TO TRANSFORM LIVES AND COMMUNITIES.

Income
$1.3 million
Spending
$1.3 million
Spent on programs
89%
Reserves
1.3 months of spending
Largest source of income
fees for its services, 71%
Employees
31
Volunteers
379
Highest pay
$58,856, ministry director

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 68 out of 100. Higher than 42% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    10 of 35

    Spendable reserves would cover 1.3 months of spending.

  • Debt

    20 of 20

    It owes 2% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 3% of income.

  • Income trend

    15 of 15

    Income rose 14% on the year before.

  • Spending floor

    15 of 15

    89% of spending went to programs and raising each dollar of donations cost 4 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Weak: 40 out of 100. Higher than 4% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    15 of 15 voting board members are independent.

  • Conflict of interest policy

    0 of 15

    Reports no written conflict of interest policy.

  • Whistleblower policy

    0 of 8

    Reports no written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    0 of 15

    Its accounts were not audited or reviewed by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. $1.1 million spent. SEE SCH O.
  2. $41,036 spent. IN 2025, THE ORGANIZATION IMPLEMENTED A NEIGHBOR DEVELOPMENT INITIATIVE THROUGH A NEIGHBOR DEVELOPMENT COORDINATOR TO ASSIST PARTICIPANTS IN ESTABLISHING INDIVIDUAL TRANSFORMATION PLANS (ITPS) WITH MEASURABLE GOALS AND FOLLOW-UP SUPPORT. THE CYL PROGRAM PROVIDES LIFE SKILLS INSTRUCTION AND INDIVIDUALIZED SUPPORT, WITH A CONCURRENT CHILDRENS PROGRAM. PARTICIPANTS MEETING PROGRAM REQUIREMENTS RECEIVE VOUCHERS FOR ESSENTIAL GOODS AND SERVICES.
  3. $36,089 spent. IN 2025, THE ORGANIZATION ESTABLISHED A CONNECTION CENTER AUDIT ADVISORY TEAM CONSISTING OF FIVE VOLUNTEERS AND THREE STAFF MEMBERS TO EVALUATE INTAKE AND REFERRAL PROCESSES. THE CONNECTION CENTER PROVIDES INTAKE ASSESSMENTS, REFERRALS, AND OPTIONAL PRAYER SUPPORT. THE ADVISORY TEAM MET THIRTEEN TIMES AND CONDUCTED A REVIEW TO IMPROVE CONSISTENCY, DOCUMENTATION, AND SERVICE DELIVERY.
  4. $22,827 spent. IN 2025, THE ORGANIZATION LAUNCHED THE AFFORDABLE CHRISTMAS MARKET TO PROVIDE QUALIFIED FAMILIES WITH THE OPPORTUNITY TO PURCHASE CHILDRENS GIFTS AT REDUCED PRICES. THE PROGRAM ENGAGES CHURCHES AND VOLUNTEERS TO SUPPORT FAMILIES.
  5. THE CHANGE YOUR LIFE (CYL) PROGRAM PROVIDES STRUCTURED LIFE SKILLS INSTRUCTION AND INDIVIDUALIZED SUPPORT TO INDIVIDUALS SEEKING INCREASED STABILITY. THE PROGRAM CURRICULUM INCLUDES BUDGETING, EMPLOYMENT READINESS, GOAL-SETTING, AND RELATIONAL HEALTH. A CONCURRENT CHILDRENS PROGRAM IS PROVIDED FOR PARTICIPATING FAMILIES. PARTICIPANTS WHO MEET ATTENDANCE AND PARTICIPATION REQUIREMENTS EARN VOUCHERS REDEEMABLE FOR ESSENTIAL GOODS AND SERVICES. DURING 2025: 18 CLASSES CONDUCTED ACROSS 3 SESSIONS, 102 INDIVIDUALS ENROLLED, 211 VOLUNTEERS SERVED CYL MEALS. PARTICIPANTS MEETING CYL REQUIREMENTS RECEIVE VOUCHERS FOR ESSENTIAL GOODS AND SERVICES. DURING 2025: 2,776 VOUCHERS ISSUED, APPROXIMATE TOTAL VALUE: $38,578. VOLUNTEERS SUPPORT MULTIPLE PROGRAM AREAS, INCLUDING THE CONNECTION CENTER, CYL CLASSES, TRANSPORTATION SERVICES, DONATION PROCESSING, AND DELIVERY OPERATIONS. DURING 2025: 379 INDIVIDUAL VOLUNTEERS SERVED,TOTAL VOLUNTEER HOURS: 20,875. THE BOARD OF DIRECTORS PROVIDES GOVERNANCE OVERSIGHT, STRATEGIC DIRECTION, AND FINANCIAL SUPERVISION. THE CONNECTION CENTER RECEIVES REQUESTS FOR ASSISTANCE, CONDUCTS INTAKE ASSESSMENTS, AND PROVIDES REFERRALS TO CHURCHES AND COMMUNITY RESOURCES, WITH OPTIONAL PRAYER SUPPORT. DURING 2025: 193 INTAKE CALLS PROCESSED, 178 FOLLOW-UP CALLS CONDUCTED, 150 PRAYER CALLS PROVIDED. CHILDRENS PROGRAM: CHILDREN ACCOMPANYING CYL PARTICIPANTS RECEIVE STRUCTURED, AGE-APPROPRIATE INSTRUCTION FOCUSED ON CHARACTER DEVELOPMENT, LIFE SKILLS, AND RELATIONAL DEVELOPMENT. DELIVERY AND PICKUP MINISTRY: VOLUNTEER TEAMS TRANSPORT DONATED GOODS AND DELIVER HOUSEHOLD ITEMS TO INDIVIDUALS IN NEED. DURING 2025: 414 DONATION PICKUPS COMPLETED, 207 DELIVERIES MADE. TRANSPORTATION SERVICES: VOLUNTEERS PROVIDE TRANSPORTATION FOR CYL PARTICIPANTS AND THEIR CHILDREN USING CHURCH-PROVIDED VEHICLES. DONATION CENTER: THE DONATION CENTER RECEIVES, SORTS, AND DISTRIBUTES DONATED GOODS. ITEMS ARE EITHER PROVIDED DIRECTLY TO INDIVIDUALS IN NEED OR SOLD THROUGH THRIFT OPERATIONS TO SUPPORT PROGRAM SERVICES.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since February 2013.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.