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Three Rivers Cde Inc

EIN 45-2527487 · Pontotoc, MS

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood79 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO SERVE, OR PROVIDE INVESTMENT CAPITAL FOR, LOW-INCOME COMMUNITIES AND LOW-INCOME PERSONS, AS DEFINED IN SECTION 45D(C) OF THE INTERNAL REVENUE CODE OF 1986; TO SEEK CERTIFICATION FROM THE UNITED STATES DEPARTMENT OF THE TREASURY FOR THE CORPORATION AS A QUALIFIED COMMUNITY DEVELOPMENT ENTITY; TO APPLY FOR SUCH FEDERAL TAX CREDITS AND OTHER BENEFITS AVAILABLE.

Income
$309,980
Spending
$307,234
Reserves
57.4 months of spending
Largest source of income
other income, 100%
Employees
0
Volunteers
0

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 79 out of 100. Higher than 76% of charities in its peer group (housing, $250k to $1m).

  • Reserves

    35 of 35

    Spendable reserves would cover 57.4 months of spending.

  • Debt

    20 of 20

    It owes 0% of what it owns.

  • Living within its means

    12 of 15

    Income exceeded spending by 1% of income.

  • Income trend

    0 of 15

    Income fell 46% on the year before.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 88% of charities in its peer group (housing, $250k to $1m).

  • Independent board

    25 of 25

    12 of 12 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (1)
  1. TO SUB-ALLOCATE FEDERAL AND MISSISSIPPI NEW MARKETS TAX CREDIT ("NMTC") INVESTMENT AUTHORITY TO VARIOUS SUBSIDIARY COMMUNITY DEVELOPMENT ENTITIES; SUB-ALLOCATED $8,000,000 OF ITS FEDERAL NMTC ALLOCATIONS TO 3 RIVERS SUB-CDE 5, LLC; SUB-ALLOCATED $4,000,000 OF ITS FEDERAL NMTC ALLOCATIONS TO 3 RIVERS SUB-CDE 6, LLC; SUB-ALLOCATED $8,000,000 OF ITS FEDERAL NMTC ALLOCATIONS TO 3 RIVERS SUB-CDE 7, LLC; SUB-ALLOCATED $5,000,000 OF ITS FEDERAL NMTC ALLOCATIONS TO 3 RIVERS SUB-CDE 8, LLC; SUB-ALLOCATED $2,905,408 OF ITS MISSISSIPPI NMTC ALLOCATION TO 3 RIVERS SUB-CDE 5; SUB-ALLOCATED $4,831,062 OF ITS MISSISSIPPI NMTC ALLOCATION TO 3 RIVERS SUB-CDE 6; SUB-ALLOCATED $6,452,704 OF ITS MISSISSIPPI NMTC ALLOCATION TO 3 RIVERS SUB-CDE 7; AND SUB-ALLOCATED $8,750,000 OF ITS MISSISSIPPI NMTC ALLOCATION TO 3 RIVERS SUB-CDE 8

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Worth knowing.

    Status was revoked on November 15, 2013 for not filing returns for three years, and reinstated on November 15, 2013.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since May 2014.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.