Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- Raising each dollar of donations cost 60 cents.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY OF ST. CHARLES COUNTY IS A LEADER IN SOLVING THE AFFORDABLE HOUSING ISSUES IN ST. CHARLES COUNTY BY BRINGING PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE.
- Income
- $1.2 million
- Spending
- $1.4 million
- Spent on programs
- 66%
- Reserves
- 17.7 months of spending
- Largest source of income
- other income, 48%
- Employees
- 30
- Volunteers
- 800
- Highest pay
- $94,354, executive director
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 40 out of 100.
Reserves
35 of 35Spendable reserves would cover 17.7 months of spending.
Debt
5 of 20It owes 57% of what it owns.
Living within its means
0 of 15Spending exceeded income by 24% of income.
Income trend
0 of 15Income fell 30% on the year before.
Spending floor
0 of 1566% of spending went to programs and raising each dollar of donations cost 60 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Good: 85 out of 100.
Independent board
25 of 2516 of 16 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
0 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (2)
- $523,154 spent. MISSION: HABITAT FOR HUMANITY OF ST. CHARLES COUNTY IS DEDICATED TO BUILDING AND RENOVATING HOMES IN ST. CHARLES COUNTY IN PARTNERSHIP WITH HARD-WORKING, LOW-INCOME FAMILIES. DURING THE CURRENT FISCAL YEAR, THE ORGANIZATION DEVELOPED THE INFASTRUCTURE ON THE PROPERTY ON 11 ACREAS FOR OUR NEXT HOMES TO BE BUILT. AFTER A HOME IS SOLD TO A FAMILY, HABITAT FOR HUMANITY OF ST. CHARLES COUNTY PROVIDES A NON-INTEREST-BEARING MORTGAGE AND REQUIRES MONTHLY PAYMENTS FROM THE HOMEOWNERS. EACH MORTGAGE RECEIVABLE IS DISCOUNTED BASED ON THE MORTGAGE DISCOUNT RATE ESTABLISHED BY HABITAT FOR HUMANITY INTERNATIONAL, INC. IN THE YEAR THE MORTGAGE IS ORIGINATED. ALSO, THE ORGANIZATION PROVIDES ONE-ON-ONE COACHING TO THE FAMILIES FOR FINANCIAL AND HOMEOWNERSHIP TRAINING THROUGH THEIR FAMILY ADVOCATE PROGRAM.
- $424,974 spent. RESTORE: HABITAT FOR HUMANITY OF ST. CHARLES COUNTY OPERATES A RETAIL HARDWARE AND HOME GOODS STORE WITH SALES TO THE GENERAL PUBLIC. INVENTORY IS PRIMARILY DONATED, WITH THE SALES PROCEEDS USED TO CARRY OUT THE ORGANIZATION'S MISSION. THE INVENTORY CONSISTS PRIMARILY OF BUILDING MATERIALS, FURNITURE AND APPLIANCE. THE STORE ALSO SERVES AS A RECYCLING CENTER FOR GLASS, PLASTIC, AND PAPER.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.