Love Inc of Clay County
Public records show a registered, tax-exempt organization in good standing.
What it says it does
We mobilize local churches to transform lives and communities In the Name of Christ because we envision a world where Christian churches are united in purpose and fully engaged in actively living out their faith by lovingly serving people in need in their communities.
- Income
- $416,886
- Spending
- $432,897
- Spent on programs
- 79%
- Reserves
- 3.9 months of spending
- Largest source of income
- donations and private grants, 100%
- Employees
- 4
- Volunteers
- 100
- Highest pay
- $44,834, executive director
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 78 out of 100. Higher than 55% of charities in its peer group (religion, $250k to $1m).
Reserves
20 of 35Spendable reserves would cover 3.9 months of spending.
Debt
20 of 20It owes 1% of what it owns.
Living within its means
8 of 15Spending exceeded income by 4% of income.
Income trend
15 of 15Income rose 12% on the year before.
Spending floor
15 of 1579% of spending went to programs and raising each dollar of donations cost 3 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 91 out of 100. Higher than 90% of charities in its peer group (religion, $250k to $1m).
Independent board
25 of 257 of 7 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
6 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $106,834 spent. Love INC serves as a clearinghouse for anyone seeking information about resources available in the area for families in need. In 2025 Love INC received 2,474 telephone calls and emails from individuals seeking help. Love INC volunteers logged in 2,598 hours of service valued at $86,604. The Care Plan program provides families that were helped with rent or utilities with six months of help with free personal care and household cleaning items. In 2025 Love INC distributed $106,834 in in-kind assistance of 31,420 items.
- $182,379 spent. Emergency Rent and Utility Assistance: Love INC helps families living in Clay County MO who are facing an eviction or the shutoff of their utilities. In 2025, 64 households (187 individuals) received $71,115 in assistance helping them avoid eviction. 71 households (217 individuals) received $27,227 in assistance with utilities to help them avoid a shutoff of services.
- $52,842 spent. Happy Bottoms: Love INC, in partnership with the Happy Bottoms diaper bank, provides free diapers to any child living at or below 150 percent of poverty. In addition to the diapers, Love INC provides baby lotion, shampoo, body wash, wipes, and ointment. In 2025 Love INC distributed 220,276 diapers to families in need and served an average of 233 babies each month.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 2011.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.