Consumers Council of Mo Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
CONSUMERS COUNCIL OF MISSOURI BUILDS ON ITS FOUNDATION, LAID IN 1971, TO EDUCATE CONSUMERS STATEWIDE AND ADVOCATE FOR THEIR COLLECTIVE INTEREST THROUGH LEADERSHIP AND PARTNERSHIPS ON ISSUES SUCH AS UTILITY RATES, HEALTH CARE ACCESS, PERSONAL FINANCE AND OTHERS AS THEY ARISE.
- Income
- $1.3 million
- Spending
- $802,688
- Spent on programs
- 91%
- Reserves
- 13.5 months of spending
- Largest source of income
- donations and private grants, 97%
- Employees
- 12
- Volunteers
- 15
- Highest pay
- $82,838, executive director
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Strong: 100 out of 100.
Reserves
35 of 35Spendable reserves would cover 13.5 months of spending.
Debt
20 of 20It owes 3% of what it owns.
Living within its means
15 of 15Income exceeded spending by 41% of income.
Income trend
15 of 15Income rose 192% on the year before.
Spending floor
15 of 1591% of spending went to programs and raising each dollar of donations cost 2 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Fair: 63 out of 100.
Independent board
25 of 2511 of 11 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
0 of 10Did not give the board a copy of this return before filing it.
Pay set independently
0 of 5Reports no independent review process for its chief executive's pay.
Independent check of accounts
0 of 15Its accounts were not audited or reviewed by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $728,806 spent. FOCUSING ON UTILITY RATES, PERSONAL FINANCE, AND HEALTHCARE, CONSUMERS COUNCIL OF MISSOURI WORKS COLLABORATIVELY TO BUILD A MORE INCLUSIVE AND EQUITABLE COMMUNITY FOR MISSOURI CONSUMERS WHO ARE LOW AND MODERATE INCOME.INITIATIVES AND PROGRAMS OF THE CONSUMERS COUNCIL OF MISSOURI INCLUDE:*MISSOURI UTILITY AFFORABILITY PROGRAM *COMMUNITY ADVISORY GROUPS*ST. LOUIS WATER AFFORDABILITY PROGRAM *BANKING*HEALTHCAREDETAILED DESCRIPTIONS OF EACH INITIATIVE AND PROGRAM ARE INCLUDED ON SCHEDULE O.MISSOURI UTILITY AFFORDABILITY PROGRAM: CONSUMERS COUNCIL WORKS TO LIMIT UTILITY RATE INCREASES BY INTERVENING IN MISSOURI INVESTOR OWNED UTILITY RATE CASES TO SCRUTINIZE PROPOSED RATE INCREASES AND ESTABLISH AND MAINTAIN CUSTOMER ASSISTANCE PROGRAMS. OUR SUCCESS IS MEASURED BY THE LIMITATION OF THE PROPOSED RATE INCREASE. WE REDUCED AMEREN ELECTRIC'S RATE INCREASE FROM 15% TO 12% AND ACCOMPLISHED NO INCREASE IN THE MONTHLY RESIDENTIAL CHARGE. WE LIMITED MISSOURI AMERICAN WATER'S PROPOSED INCREASE FROM 40% TO 25% AND REDUCED THEIR PROPOSED MONTHLY CUSTOMER SERVICE CHARGE FROM $21.34 TO $11.00. WE LIMITED SPIRE'S PROPOSED RATE INCREASE FROM 15% TO 10-12% (DEPENDING ON SERVICE AREA). WE ESTABLISHED A NEW LOW-INCOME ASSISTANCE PROGRAM WAIVING THE $22 MONTHLY CHARGE FOR QUALIFYING HOUSEHOLDS. ESTIMATED NUMBER OF PEOPLE SERVED: 1.4 MILLION HOUSEHOLDS.COMMUNITY ADVISORY GROUPS: WE OPERATE COMMUNITY ADVISORY GROUPS MADE UP OF LOW-INCOME AND OLDER ADULTS WHO ARE UNABLE TO KEEP UP WITH RISING UTILITY BILLS. WE PROVIDE EDUCATION ABOUT UTILITY RATES, ADVOCACY, AND CUSTOMER ASSISTANCE PROGRAMS. WE ALSO GIVE COMMUNITY PRESENTATIONS REGARDING THESE SUBJECTS. THE COMMUNITY ADVISORY GROUPS HAVE INCREASED IN SIZE FROM ABOUT 15 ATTENDEES PER MEETING TO 30-45 ATTENDEES PER MEETING. OUR WORK LED TO AN INCREASE IN THE NUMBER OF LOW-INCOME RATE PAYERS APPLYING FOR UTILITY ASSISTANCE AND AN INCREASE IN THE NUMBER OF PEOPLE TESTIFYING AT LOCAL PUBLIC HEARINGS RELATED TO RATE CASES. ESTIMATED NUMBER OF PEOPLE SERVED: 800. ST LOUIS CITY WATER AFFORDABILITY PROGRAM: THIS PROGRAM FOCUSES ON THE ESTABLISHMENT OF A RATE REVIEW PROCESS FOR THE APPROVAL OF INCREASES IN ST LOUIS CITY WATER RATES AND THE ESTABLISHMENT OF A LOW-INCOME ASSISTANCE PROGRAM FOR THOSE WHO ARE BEHIND IN THEIR BILLS AND/OR AT RISK FOR WATER SHUTOFF. WE HAVE EDUCATED THE COMMUNITY ABOUT THE WATER RATE INCREASE PROCESS AND COMMUNITY MEMBERS HAVE ADVOCATED FOR THE ESTABLISHMENT OF A RATE REVIEW PROCESS. WE HAVE WORKED WITH THE CITY OF ST LOUIS TO ESTABLISH A RATE REVIEW PROCESS. ADDITIONALLY, THE CITY HAS ESTABLISHED A PILOT LOW-INCOME CUSTOMER ASSISTANCE PROGRAM, RAISING THE ELIGIBILITY FROM 60% AMI TO 80% AMI. BANKING: WE ARE MEMBERS OF THE ST LOUIS EQUAL HOUSING AND COMMUNITY REINVESTMENT ALLIANCE. THIS GROUP WORKS TO CREATE MORE EQUITABLE BANKING PRACTICES IN THE ST LOUIS AREA AND HAS ACCOMPLISHED THIS BY WORKING WITH BANKS TO ESTABLISH BANK BRANCHES IN UNDERSERVED COMMUNITIES, INCREASE DIVERSITY OF BANK BRANCH STAFF TO BETTER SERVE THE NEIGHBORHOOD COMMUNITY, CREATE PROGRAMS FOR LOW-INCOME BORROWERS, AND INVEST IN THE LOW-INCOME COMMUNITY. HEALTHCARE: CONSUMERS COUNCIL OVERSAW AN INITIATIVE FOCUSED ON CONSUMER PROTECTION WITHIN THE HEALTHCARE SYSTEM. THIS PROJECT PERFORMED GRASSROOTS RESEARCH INTO MEDICAL DEBT LAWSUITS AND AIMS TO EXPAND UNDERSTANDING OF HEALTHCARE DEBT COLLECTION, SUPPORT INDIVIDUALS IMPACTED BY MEDICAL FINANCIAL HARM, AND DRIVE SYSTEMS CHANGE THROUGH RESEARCH, POLICY, AND COMMUNITY ADVOCACY.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 1972.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
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