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Central Bible University

EIN 43-0743910 · Moberly, MO

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthWeak47 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

CENTRAL CHRISTIAN COLLEGE OF THE BIBLE (CENTRAL) EXISTS TO DEVELOP SERVANT-LEADERS FOR THE CHURCH. AS A TRADITIONAL UNDERGRADUATE BIBLE COLLEGE OF THE RESTORATION MOVEMENT, CENTRAL EQUIPS FAITHFUL MEN AND WOMEN FOR LEADERSHIP MINISTRY.

Income
$8.6 million
Spending
$8.5 million
Spent on programs
66%
Reserves
-0.1 months of spending
Largest source of income
donations and private grants, 59%
Employees
198
Volunteers
73
Highest pay
$145,450, president

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Weak: 47 out of 100. Higher than 24% of charities in its peer group (education, $1m to $10m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    10 of 20

    It owes 48% of what it owns.

  • Living within its means

    12 of 15

    Income exceeded spending by 1% of income.

  • Income trend

    10 of 15

    Income fell 7% on the year before.

  • Spending floor

    15 of 15

    65% of spending went to programs and raising each dollar of donations cost 20 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 74% of charities in its peer group (education, $1m to $10m).

  • Independent board

    25 of 25

    15 of 15 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (7)
  1. $2.7 million spent. ACADEMICS: CENTRAL IS A 4-YEAR ACCREDITED COLLEGE, OFFERING UNDERGRADUATE AND GRADUATE DEGREES AS WELL AS CERTIFICATE PROGRAMS. CENTRAL PROVIDES INSTRUCTION BOTH IN THE CLASSROOM AND ONLINE THAT EQUIPS STUDENTS WITH A BIBLE-CENTERED HIGHER EDUCATION BASED ON A CHRISTIAN WORLDVIEW AND THAT HELPS STUDENTS BECOME PRODUCTIVE, CONTRIBUTING MEMBERS OF THEIR COMMUNITIES. FOR FISCAL YEAR 2024-25, CENTRAL PROVIDED EDUCATIONAL AND LIBRARY SERVICES FOR APPROXIMATELY 195 STUDENTS.
  2. $771,148 spent. STUDENT SERVICES: CENTRAL OFFERS A VARIETY OF STUDENT-ORIENTED SERVICES, EVENTS, GROUPS, AND POLICIES THAT FOSTER A POSITIVE AND SAFE CAMPUS EXPERIENCE. THESE INCLUDE COMPUTERS & PRINTING SERVICES, WI-FI, PERSONAL WORKOUT & HEALTH EQUIPMENT, COUNSELING, A MAILROOM, A RECREATION AREA, A THEATER ROOM, CHURCH RELATIONS, INTRAMURALS, LEADERSHIP OPPORTUNITIES, A STUDENT DISCIPLESHIP PROGRAM, COMMUNITY SERVICE PROGRAMS, CHAPEL, STUDENT COUNCIL, AND MISSIONS TRIPS.
  3. $691,640 spent. AUXILIARY SERVICES: CENTRAL PROVIDED DORMITORY AND APARTMENT-BASED CAMPUS HOUSING, A VARIETY OF MEAL PLAN OPTIONS, A COFFEE HOUSE & SNACK BAR, AND A CONTEMPORARY BOOKSTORE THAT OFFERS TEXTBOOKS AND APPAREL FOR STUDENTS AND THAT PROVIDES LITERATURE AND EDUCATIONAL MATERIALS TO THE BROADER COMMUNITY.
  4. $672,695 spent. THE CHRISTIAN CHURCH LEADERSHIP NETWORK (CCLN) ADVANCED THE HEALTH, VITALITY, AND GROWTH OF THE CHURCH AND ITS LEADERS BY PROVIDING BIBLICAL TRAINING, COACHING, AND CONSULTING. CCLN OFFERS RESOURCES, CHURCH HEALTH ASSESSMENTS, WORKSHOPS, A JOB BOARD, AND VARIOUS OTHER OPPORTUNITIES TO ITS MEMBERS. CCLN'S VISION IS TO BECOME A NATIONAL NETWORK OF CHURCHES AND LEADERS EXPERIENCING HEALTHY, EFFECTIVE, AND RELEVANT MINISTRY.IN 2025, THE CCLN RAMPED UP THE NUMBER OF COHORTS INVOLVED WITH THE LEVEL-UP PREACHING AND HEATHY CHURCHES INITIATIVES, AND EXPANDED THE WEBINAR OFFERINGS FOR LEVEL-UP. BOTH INITIATIVES ARE ON-TRACK TO MEET ALL DELIVERABLES COMMITTED TO THE GRANTOR.IN 2025, THE CCLN CONDUCTED THE PROGRAM DESIGN AND AND BEGAN WRITING OF THE CHILDREN'S CURRICULUM FOR THE VIEW CHILDREN'S INITIATIVES. IMPLEMENTATION WILL BEGIN IN 2026, AND WILL LASTING UNTIL THE END OF 2029.
  5. $506,520 spent. ATHLETICS: CENTRAL PROVIDES NCCAA DIVISION 2 VARSITY SPORTS PROGRAMS, INCLUDING MEN'S & WOMEN'S BASKETBALL, MEN'S & WOMEN'S SOCCER, WOMEN'S VOLLEYBALL, AND SHOOTING SPORTS.
  6. $183,347 spent. THE RUSSELL SCHOOL OF MINISTRY (RSM) IS CENTRAL'S GRADUATE SCHOOL, DESIGNED TO EQUIP CHURCH LEADERS THROUGH A COMBINATION OF CLASSROOM LEARNING AND ACTUAL MINISTRY EXPERIENCE. RSM'S MASTER'S DEGREE COURSES UTILIZE BOTH INTENSIVE AND ONLINE FORMATS, AND ARE TAUGHT BY PROFESSORS WHO ARE BOTH SCHOLARS WITH A HIGH VIEW OF SCRIPTURE AND PROFESSIONAL LEADERS IN CHURCH AND PARACHURCH ORGANIZATIONS. PRACTICAL ASSIGNMENTS ARE EMPHASIZED IN ALL CLASSES, SO THAT THE KNOWLEDGE GAINED IN THE CLASSROOM CAN BE IMMEDIATELY APPLIED TO REAL-WORLD MINISTRY CONTEXTS.
  7. MISCELLANEOUS PROGRAMS

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since April 1963.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

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