Habitat for Humanity International Inc
Public records show a registered, tax-exempt organization in good standing.
What it says it does
OUR MISSION IS TO TRANSFORM LIVES AND OUR CITY BY BUILDING AND REPAIRING HOMES IN PARTNERSHIP WITH FAMILIES IN NEED, AND UNITING ALL PHILADELPHIANS AROUND THE CAUSE OF AFFORDABLE HOUSING. OUR VISION IS A CITY WHERE ALL PHILADELPHIANS LIVE IN SAFE, AFFORDABLE HOMES.
- Income
- $17.3 million
- Spending
- $17.5 million
- Spent on programs
- 78%
- Reserves
- 7.2 months of spending
- Largest source of income
- donations and private grants, 40%
- Employees
- 100
- Volunteers
- 1,494
- Highest pay
- $227,837, chief executive officer
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 76 out of 100. Higher than 70% of charities in its peer group (housing, $10m to $100m).
Reserves
28 of 35Spendable reserves would cover 7.2 months of spending.
Debt
10 of 20It owes 45% of what it owns.
Living within its means
8 of 15Spending exceeded income by 1% of income.
Income trend
15 of 15Income rose 25% on the year before.
Spending floor
15 of 1578% of spending went to programs and raising each dollar of donations cost 16 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 44% of charities in its peer group (housing, $10m to $100m).
Independent board
25 of 2526 of 26 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $7.0 million spent. HABITAT FOR HUMANITY PHILADELPHIA'S HOMEOWNERSHIP PROGRAM BUILDS STRENGTH, STABILITY AND SELF-RELIANCE THROUGH AFFORDABLE HOMEOWNERSHIP. FAMILIES IN THE HOMEOWNERSHIP PROGRAM INVEST SWEAT EQUITY HOURS IN LIEU OF A DOWN PAYMENT, ATTEND HOMEOWNERSHIP AND FINANCE WORKSHOPS, CONTRIBUTE ESCROW PAYMENTS TO COVER CLOSING COSTS, AND PURCHASE THEIR NEW HABITAT HOME WITH AN AFFORDABLE MORTGAGE. HABITAT WORKS WITH VOLUNTEERS AND COMMUNITY MEMBERS TO BUILD ALONGSIDE FUTURE HOMEOWNERS AND LEVERAGES DONATIONS OF MONEY AND MATERIALS TO BUILD HOMES. HABITAT HAS SOLD 265 HOMES SINCE 1985.
- $4.6 million spent. HABITAT FOR HUMANITY PHILADELPHIA'S HOME REPAIR PROGRAM PARTNERS WITH HOMEOWNERS WHO CANNOT AFFORD CRITICAL HOME REPAIRS. THE HOME REPAIR PROGRAM STABILIZES HOMES THROUGH A SUITE OF CRITICAL REPAIRS, ENERGY EFFICIENCY UPGRADES AND ADAPTIVE AGING-IN-PLACE IMPROVEMENTS. HOMEOWNERS PAY FOR REPAIRS THROUGH A LOW-COST REPAYMENT PLAN SCALED TO INCOME. HABITAT HAS REPAIRED MORE THAN 954 HOMES SINCE THE PROGRAM'S LAUNCH IN 2010.
- $2.1 million spent. THE RESTORE IS A DISCOUNT HOME IMPROVEMENT STORE OPERATED BY HABITAT PHILADELPHIA. THE RESTORE ACCEPTS DONATIONS OF NEW AND GENTLY USED FURNITURE, APPLIANCES, BUILDING SUPPLIES AND HOME GOODS, AND RESELLS THEM TO THE PUBLIC AT REDUCED COSTS. PROFIT FROM THE RESTORE IS RETURNED TO HABITAT PHILADELPHIA TO FUND HOMEBUILDING AND HOME REPAIR PROJECTS. THE RESTORE IS A LOW COST SOURCE OF HOME GOODS THAT PROVIDES DONORS WITH AN EASY WAY TO DISPOSE OF UNWANTED ITEMS AND MATERIALS THAT MIGHT OTHERWISE BE THROWN AWAY, THEREBY KEEPING GOOD QUALITY, USABLE ITEMS OUT OF THE LANDFILL.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Worth knowing.
Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 1987.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.