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Habitat for Humanity International Inc

EIN 42-1320296 · Cedar Rapids, IA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood89 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

SEEKING TO PUT GODS LOVE INTO ACTION, CEDAR VALLEY HABITAT FOR HUMANITY, SERVING LINN AND BENTON COUNTIES, BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. CEDAR VALLEY HABITAT FOR HUMANITY ADHERES TO A STRICT NON-PROSELYTIZING POLICY AND WILL NOT BASE AN OFFER OF ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.

Income
$3.3 million
Spending
$3.4 million
Spent on programs
87%
Reserves
20.3 months of spending
Largest source of income
donations and private grants, 49%
Employees
26
Volunteers
2,500
Highest pay
$102,176, executive di

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 89 out of 100.

  • Reserves

    35 of 35

    Spendable reserves would cover 20.3 months of spending.

  • Debt

    16 of 20

    It owes 20% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 5% of income.

  • Income trend

    15 of 15

    Income rose 20% on the year before.

  • Spending floor

    15 of 15

    87% of spending went to programs and raising each dollar of donations cost 8 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    10 of 10 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. $2.7 million spent. AT CVHFH WE BUILD NEW HOMES OR PURCHASE DISTRESSED AND BLIGHTED PROPERTIES FOR HOMEOWNERSHIP. VOLUNTEERS ARE UTILIZED FOR CONSTRUCTION AND SUPERVISED BY HABITAT STAFF ADHERING TO STRICT SAFETY PROTOCOLS. FUTURE HOMEOWNERS CONTRIBUTE SWEAT EQUITY BY VOLUNTEERING ON CONSTRUCTION SITES OR IN OTHER HABITAT ACTIVITIES. HOMES ARE PRICED AT APPRAISED VALUE AND SOLD TO LOW TO MODERATE INCOME FAMILIES USING AN AFFORDABLE MORTGAGE. AFFORDABLE MEANS THAT NO MORE THAN 30% OF THE HOUSEHOLD INCOME WOULD BE SPENT FOR HOUSING (MORTGAGE PAYMENT, PROPERTY TAX, AND PROPERTY INSURANCE). THE MONTHLY MORTGAGE PAYMENTS ARE DEPOSITED INTO THE FUND FOR HUMANITY AND USED TO FURTHER OUR MISSION.
  2. RESTORE PROGRAM: CVHFHS RESTORE SUPPORTS THE MISSION BY SELLING A VARIETY OF DONATED GOODS AND SOME NEW PRODUCTS AT REDUCED PRICES TO COMMUNITY MEMBERS. BY SELLING GENTLY USED ITEMS, CVHFH REDUCES LANDFILL COSTS, PROVIDES VOLUNTEER/EMPLOYMENT OPPORTUNITIES, AND ASSISTS FAMILIES BY PROVIDING AFFORDABLE HOME GOODS AND BUILDING MATERIALS. FUNDS GENERATED BY THE RESTORE HELP FUND THE MISSION OF CVHFH OF PROVIDING AFFORDABLE HOUSING FOR LOW TO MODERATE INCOME FAMILIES.
  3. $213,593 spent. HOMEBUYER EDUCATION: CVHFH REQUIRES ALL FAMILIES IN THE HOMEOWNERSHIP PROGRAM TO COMPLETE A SERIES OF EDUCATIONAL CLASSES FOCUSED ON BECOMING A HOMEOWNER. TOPICS INCLUDE BUDGETING, MAINTENANCE, AND INSURANCE AND WILLS. CLASSES ARE TAUGHT BY LOCAL EXPERTS IN THEIR FIELD. ADDITIONALLY, CVHFH PROVIDES EACH FAMILY WITH A SUPPORT PARTNER TO HELP GUIDE THEM THROUGH THE HOMEOWNERSHIP PROCESS AND ANSWER QUESTIONS.
  4. CVHFHS HOME REPAIR PROGRAM SEEKS TO PROVIDE HOME REPAIRS FOR LOW TO MODERATE HOMEOWNERS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY, FINANCIAL LIMITATIONS, OR FAMILY CIRCUMSTANCE. REPAIR PROJECTS CONSIST OF INTERIOR/EXTERIOR REPAIRS INTENDED TO ALLEVIATE HEALTH AND/OR SAFETY ISSUES. CVHFH PARTNERS WITH VOLUNTEERS, SUB-CONTRACTORS, AND OTHER NON-PROFIT ORGANIZATIONS TO COMPLETE REPAIRS THAT ALLOW FAMILIES TO LIVE SAFELY IN THEIR HOMES WITH DIGNITY AND PRIDE.
  5. CVHFHS HOME REPAIR PROGRAM SEEKS TO PROVIDE HOME REPAIRS FOR LOW TO MODERATE HOMEOWNERS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY, FINANCIAL LIMITATIONS, OR FAMILY CIRCUMSTANCE. REPAIR PROJECTS CONSIST OF INTERIOR/EXTERIOR REPAIRS INTENDED TO ALLEVIATE HEALTH AND/OR SAFETY ISSUES. CVHFH PARTNERS WITH VOLUNTEERS, SUB-CONTRACTORS, AND OTHER NON-PROFIT ORGANIZATIONS TO COMPLETE REPAIRS THAT ALLOW FAMILIES TO LIVE SAFELY IN THEIR HOMES WITH DIGNITY AND PRIDE.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.