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Cutty Okoboji Resort Club

EIN 42-1186498 · Spirit Lake, IA

Public records raise at least one point you should look into before giving.

LegitimacyCautionRegistration and standingFinancial healthNot ratedToo small or too little detailGovernanceNot ratedToo small or too little detailImpact evidenceDescribes programsHow well its results are evidenced

What it says it does

Cutty's Okoboji Resort Club is committed to being a provider of quality customer service and family recreation for its owners and guests.

Income
$2.8 million
Spending
$2.6 million
Employees
56
Volunteers
25
Highest pay
$78,028, business office manager

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. How we rate

Financial health

We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. How we rate

Governance

This return does not answer enough of the governance questions to score.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (6)
  1. Camping: Members may occupy a campsite for $20 per night, which includes electric, water & sewer hookups. There are also a limited number of seasonal sites available on a yearly basis for an annual fee.
  2. Rental Accommodations: The resort offers low-cost accommodations for its members in the otherwise expensive tourist area of the Iowa Great Lakes. Rental rates range from $35.00 to $140 per night, based on the season, weekday vs weekend, and type of unit.
  3. Food Service: The resort offers a lunch thru dinner menu at its snack bar, typically Friday thru Sunday, subject to change depending on staffing. In addition to the snack bar, special events are held throughout the year including volunteer-hosted breakfasts and ice cream socials. These are low-cost options for the convenience and enjoyment of the membership.
  4. Store: The resort has a small convenience store with basic grocery & hba items, snacks, drinks, ice cream treats, ice, clothing, gift items and pool toys for the members to purchase.
  5. Activities & Entertainment: Activities and entertainment events are planned, especially during the busy times, for the enjoyment of our members. Activities include crafts, games, bingo, carnivals, mini-golf tournaments, scavenger hunts, bean bags, movies, parades, etc. Entertainment includes karaoke and other musical entertainment, dunk tank, inflatables, and trivia nights. These activities and events are strictly an amenity for the enjoyment of the membership and are not money-makers for the resort. Crafts, bingo, and carnivals have a small charge to pay for the cost of supplies and prizes, but most other events are provided at no cost to the members.
  6. RV & Boat Storage: Members have the option to apply for a storage space for their RV and/or boat based on space availability. This cost ranged from $350 to $475, based upon the size of the unit stored. This is a convenience for members who do not want, or have the ability, to pull their unit off grounds each time they leave the resort. This also saves them the expense of a tow vehicle, fuel, and their time. With this service is also offered a pull service where the members may request resort staff to move their RV from storage to a campsite and back to storage for an additional fee.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(7) social or recreational club.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Caution.

    The IRS master file records contributions to this 501(c)(7) social or recreational club as not deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending September 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since April 1991.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.