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Young Mens Christian Association of Spencer Iowa

EIN 42-0820570 · Spencer, IA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood78 out of 100GovernanceStrong93 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE YMCA OF SPENCER IS A CHARITABLE, COMMUNITY SERVICE ORGANIZATION THAT INCLUDES MEN, WOMEN, AND CHILDREN OF ALL AGES, ABILITIES, INCOMES, RACES, AND RELIGIONS WE ARE DEDICATED TO BUILDING STRONG KIDS, STRONG FAMILIES, AND STRONG COMMUNITIES BY PUTTING CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT PROMOTE HEALTHY LIFESTYLES, STRONG VALUES, LEADERSHIP DEVELOPMENT, COMMUNITY INTERACTION, AND INTERNATIONAL UNDERSTANDING ALL PERSONS ARE WELCOME AT OUR YMCA, THROUGH GENEROUS CONTRIBUTIONS FROM YMCA MEMBERS AND THE UNITED WAY, NO ONE IS TURNED AWAY FROM THE YMCA DUE TO INABILITY TO PAY OUR YMCA IS FOUNDED AND LED BY VOLUNTEERS FROM OUR COMMUNITY, VOLUNTEERS ALSO SERVE AS MENTORS, COACHES, PROGRAM LEADERS, INSTRUCTORS, AND MORE. GOALS OF PROGRAMS THE GOALS OF ALL YMCA PROGRAMS AND PRACTICES ARE TO HELP PARTICIPANTS - GROW AS RESPONSIBLE MEMBERS OF FAMILIES AND COMMUNITIES - RECOGNIZE THAT EVERYONE IS A CHILD OF GOD AND WORTHY OF RESPECT.

Income
$3.1 million
Spending
$3.2 million
Spent on programs
82%
Reserves
5.8 months of spending
Largest source of income
fees for its services, 55%
Employees
258
Volunteers
200

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 78 out of 100. Higher than 58% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    20 of 35

    Spendable reserves would cover 5.8 months of spending.

  • Debt

    20 of 20

    It owes 10% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 3% of income.

  • Income trend

    15 of 15

    Income rose 7% on the year before.

  • Spending floor

    15 of 15

    82% of spending went to programs and raising each dollar of donations cost 16 cents.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 93 out of 100. Higher than 55% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    9 of 9 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $1.3 million spent. THE CHILDCARE AND PRESCHOOL PROGRAM OFFERS HIGH QUALITY CHILD CARE AND PRESCHOOL BY PROVIDING COMPREHENSIVE ACTIVITIES FOR CHILDREN OF ALL AGES, DRAWING ON DIVERSE MEMBERS OF THE COMMUNITY. THIS PROGRAM RELIEVES THE BURDEN OF BALANCING WORK AND FAMILY. IT ALLOWS PARENTS OF CHILDREN IN THE ORGANIZATION'S CARE TO REMAIN EMPLOYED, KNOWING THAT THEIR CHILDREN ARE THRIVING IN A SAFE, DEVELOPMENTALLY SOUND ENVIRONMENT. (EXPENSES $ 106,920 INCLUDING GRANTS OF $)(REVENUE $ 128,150) THE CITY POOL AND PLAYGROUND PROGRAM PROVIDES AREA YOUTH OPPORTUNITIES TO SHAPE VALUES AND DEVELOP HEALTHIER LIFESTYLES WITH THE USE OF THE CITY PARKS AND AQUATIC CENTER.
  2. $620,184 spent. THE MEMBERSHIP AND HEALTHY LIVING PROGRAM STRIVES TO DEVELOP HEALTH IN SPIRIT, MIND AND BODY FOR PEOPLE OF ALL AGES AND ABILITIES. THIS PROGRAM IS DESIGNED TO HELP PEOPLE CREATE REALISTIC GOALS FOR SELF-IMPROVEMENT AND EMPHASIZE DISEASE PREVENTION THROUGH REGULAR EXERCISE, PROPER NUTRITION, STRESS MANAGEMENT AND HEALTH EDUCATION.
  3. $576,685 spent. THE PROGRAM CLASSES AND SERVICES PROGRAM IS USED TO DEVELOP VALUES RELATED TO DAILY LIVING. THIS PROGRAM ENCOURAGES MORAL AND ETHICAL BEHAVIOR BASED ON JUDEO-CHRISTIAN PRINCIPLES. IT EMPHASIZES THE APPRECIATION OF ALL DIVERSITIES BY TEACHING TO RESPECT PEOPLE OF DIFFERENT AGES, ABILITIES, INCOME LEVELS, RACES, RELIGIONS, CULTURES, AND BELIEFS. IT CREATES FUTURE LEADERS AND SUPPORTERS BY DEMONSTRATING THE APPROPRIATE GIVE AND TAKE NECESSARY TO WORK TOWARD THE COMMON GOOD. LASTLY, IT EXPANDS THE DEVELOPMENT OF SPECIFIC SKILLS USED TO GROW IN SPIRIT, MIND, AND BODY. (EXPENSES $ 106,920 INCLUDING GRANTS OF $)(REVENUE $ 128,150) THE CITY POOL AND PLAYGROUND PROGRAM PROVIDES AREA YOUTH OPPORTUNITIES TO SHAPE VALUES AND DEVELOP HEALTHIER LIFESTYLES WITH THE USE OF THE CITY PARKS AND AQUATIC CENTER.
  4. $106,920 spent. THE CITY POOL AND PLAYGROUND PROGRAM PROVIDES AREA YOUTH OPPORTUNITIES TO SHAPE VALUES AND DEVELOP HEALTHIER LIFESTYLES WITH THE USE OF THE CITY PARKS AND AQUATIC CENTER.

Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending December 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1965.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

  7. Could it be confused with another charity? Worth knowing.

    A much larger organization has a similar name: Young Mens Christian Association of the North (Minneapolis, MN), EIN 45-2563299. If that is the one you meant, check the EIN before giving.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.