Skip to the page content
Passes our checks

Family YMCA of Black Hawk County

EIN 42-0681109 · Waterloo, IA

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood89 out of 100GovernanceStrong90 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND, AND BODY FOR ALL.

Income
$3.4 million
Spending
$2.7 million
Spent on programs
86%
Reserves
7.4 months of spending
Largest source of income
fees for its services, 57%
Employees
244
Highest pay
$116,887, executive di

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 89 out of 100.

  • Reserves

    28 of 35

    Spendable reserves would cover 7.4 months of spending.

  • Debt

    16 of 20

    It owes 18% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 20% of income.

  • Income trend

    15 of 15

    Income rose 29% on the year before.

  • Spending floor

    15 of 15

    86% of spending went to programs and raising each dollar of donations cost 2 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 90 out of 100.

  • Independent board

    25 of 25

    18 of 18 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (5)
  1. $808,541 spent. WELLNESS: THROUGH OUR CORE VALUES OF HONESTY, RESPECT, CARING, AND RESPONSIBILITY WE STRIVE TO ENCOURAGE PEOPLE TO LIVE A HEALTHY LIFESTYLE. WE OFFER PROGRAMS FOR ALL AGES AND STAGES THROUGH THE HEALTHY KIDS DAY, START SOMEWHERE WALK, AND SILVER SNEAKER PROGRAM TO THOSE WHO ARE ALREADY AT AND MAINTAINING A VERY HEALTHY LIFESTYLE. THROUGH OUR ENCOURAGEMENT AND ASSISTANCE, 3,800 PEOPLE ARE WORKING TOWARD A MORE PHYSICALLY, MENTALLY, AND SPIRITUALLY REWARDING LIFE.
  2. $670,088 spent. BEFORE/AFTER SCHOOL: THE FAMILY YMCA OF BLACK HAWK COUNTY WORKS TO ENSURE THAT YOUTH HAVE ACCESS TO AFFORDABLE AND QUALITY BEFORE/AFTER SCHOOL PROGRAMMING. WE STRIVE TO PROVIDE A SAFE AND NURTURING ENVIRONMENT AROUND CARING ADULTS WHERE CHILDREN CAN LEARN, PLAY, AND GROW. THE BEFORE/AFTER SCHOOL PROGRAMMING PROVIDES A PRACTICAL CHILD CARE OPTION FOR WORKING PARENTS. THROUGHOUT THE SCHOOL YEAR, APPROXIMATELY 250 CHILDREN ARE FROM LOW INCOME HOUSEHOLDS AND ARE SERVED VIA A SCHOLARSHIP.
  3. $608,332 spent. CHILD CARE: CHILD CARE IS A PREMIER PROGRAM AT THE FAMILY YMCA OF BLACK HAWK COUNTY. WE OFFER SCHOLARSHIPS AS WELL AS DHS ACCEPTANCE TO MAKE CHILD CARE AFFORDABLE TO ANYONE. BECAUSE OF OUR FACILITY, WE CAN OFFER SWIM LESSONS AND OTHER RECREATIONAL ACTIVITIES TO THESE CHILDREN IN ADDITION TO STIMULATING THEIR MINDS. WE INCORPORATE HEALTHY MEALS AND SNACKS INTO THE DAY AS WELL AS WORKING WITH PARENTS TOWARD THAT SAME HEALTHY LIFESTYLE AT HOME. ON ANY GIVEN DAY, APPROXIMATELY 30 CHILDREN ARE IMPACTED BY INSTRUCTORS AND PROGRAMMING DESIGNED TO DEVELOP A GREAT FOUNDATION FOR HEALTHY LIVING INTO ADULTHOOD AND TO SERVE AS A COMPLEMENT TO PARENT EFFORTS IN REARING THEIR CHILDREN
  4. $286,237 spent. THE YMCA OF BLACK HAWK COUNTY HAS MULTIPLE OTHER SMALL PROGRAMS THEY OFFER.
  5. THE YMCA OF BLACK HAWK COUNTY HAS MULTIPLE OTHER SMALL PROGRAMS THEY OFFER.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 1942.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.