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Arrowhead Economic Opportunity Agency Incorporated

EIN 41-6052144 · Virginia, MN

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthGood71 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

Arrowhead Economic Opportunity Agency (AEOA) strengthens communities by providing opportunities for people experiencing social and economic challenges.

Income
$52.5 million
Spending
$51.1 million
Spent on programs
82%
Reserves
1.8 months of spending
Largest source of income
government grants, 79%
Employees
604
Volunteers
1,800
Highest pay
$168,574, executive director

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Good: 71 out of 100.

  • Reserves

    10 of 35

    Spendable reserves would cover 1.8 months of spending.

  • Debt

    16 of 20

    It owes 23% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 3% of income.

  • Income trend

    15 of 15

    Income rose 5% on the year before.

  • Spending floor

    15 of 15

    81% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100.

  • Independent board

    25 of 25

    26 of 26 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (6)
  1. $9.5 million spent. Housing Services Mission: To build our communities by helping people meet their needs, have affordable, quality housing, and improve their quality of living. Our services are available in Cook, Lake, and St Louis Counties. The Housing Services provided include Energy Assistance, Single-Family Rehabilitation, Weatherization, Business Energy Retrofit, Downtown Business Rehabilitation.
  2. $14.9 million spent. Arrowhead Transit Mission: To provide affordable, safe, accessible public transportation and supports independent living and self-reliance. Services provided, public transportation which is handicap accessible, for the residents of ten counties in Minnesota, the counties are: Aitkin, Carlton, Chisago, Cook, Itasca, Isanti, Koochiching, Lake, Pine and St. Louis. We provide flexible and affordable routes in every county, including Dial-a-Ride in several cities. In addition to public transportation Arrowhead Transit coordinates a volunteer driver program to meet medical needs in Koochiching, Lake, Carlton, and St. Louis Counties
  3. $3.3 million spent. Senior & Nutrition Services Mission: To help individuals meet the demands of daily living, improve the quality of their lives, and gain access to nutritious food. Our services offered are: Bone Builder exercise classes, Farmers Markets EBT clerks, Grocery Delivery services, SNAP Outreach and application assistance, Medical Loan Closet, Tax Assistance, Volunteer Services (AmeriCorps Seniors Arrowhead RSVP and Arrowhead Volunteers, and nutrition services for seniors including frozen bundled meals, Meals on Wheels, and Senior dining sites.
  4. $5.2 million spent. Head Start Mission: To work with young children and families on healthy pre-natal and early childhood development, school readiness, and supporting their success in life. Some of the programs Arrowhead Head Start has are pre-school center based, pre-school home base, and Early Head Start Home based.
  5. $3.7 million spent. Employment and Training Mission: To enhance the employability and skills of individuals so that they may achieve their life goals. Some of the programs included are Adult Basic Education, Career Force, Divisionary Work Program, Dislocated Worker Program, Homeless Youth Services, Dislocated Worker Program, Minnesota Family Investment Program, Minnesota Family Resiliency Program, Senior Community Service Employment Program, SNAP Outreach and employment services supports, and YouthBuild.
  6. $5.0 million spent. Housing Resources Mission: To empower our communities by connecting people to programs that help them achieve their basic living needs, affordable housing, and improve their quality of living. Our services are available in Cook, Lake, and St Louis Counties. The Housing Resources provided include Emergency & Transitional Housing, Homeless Youth Housing, Homeownership Education & Financial Assistance, Homeless Prevention & Re-housing, Housing Support Services for Adults with Serious Mental Illness, MNSure Marketplace Assistance, and Permanent Supportive Housing.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since July 1966.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.