Conorth
Public records show a registered, tax-exempt organization in good standing.
What it says it does
NCF'S MISSION IS TO "TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE." WE CARRY OUT THIS MISSION BY PROVIDING TECHNICAL ASSISTANCE AND COOPERATIVE EDUCATION TO COOPERATIVE ORGANIZATIONS. FROM OUR INCEPTION, WE HAVE BEEN INNOVATIVE AND ENTREPRENEURIAL, SEEKING OUT CREATIVE, SOCIALLY ORGANIZED APPROACHES TO CHALLENGING PROBLEMS.
- Income
- $8.5 million
- Spending
- $2.5 million
- Spent on programs
- 87%
- Reserves
- 5.9 months of spending
- Largest source of income
- government grants, 80%
- Employees
- 17
- Volunteers
- 12
- Highest pay
- $154,431, executive di
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 75 out of 100. Higher than 62% of charities in its peer group (housing, $1m to $10m).
Reserves
20 of 35Spendable reserves would cover 5.9 months of spending.
Debt
10 of 20It owes 41% of what it owns.
Living within its means
15 of 15Income exceeded spending by 70% of income.
Income trend
15 of 15Income rose 145% on the year before.
Spending floor
15 of 1587% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).
Independent board
25 of 2512 of 13 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $2.2 million spent. CONORTH IS A NON-PROFIT 501C3 ORGANIZATION WORKING TO TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE FOR RESIDENTS OF MANUFACTURED HOUSING COMMUNITIES. THIS WORK SUPPORTS LOW-INCOME AND UNDERSERVED COMMUNITIES THROUGH THE DEVELOPMENT OF AFFORDABLE HOUSING COOPERATIVES BY PROVIDING EDUCATION, TECHNICAL ASSISTANCE, PROGRAMS, AND SERVICES TO RESIDENTS OF THE COMMUNITIES SERVED. THE ORGANIZATION CURRENTLY SUPPORTS 17 MANUFACTURED HOME COOPERATIVES, AND CONTINUES TO DEVELOP NEW COOPERATIVES EACH YEAR. CONORTH IS ONE OF NINE CERTIFIED TECHNICAL ASSISTANCE PROVIDERS (CTAPS) UNDER THE NATIONAL ROC USA NETWORK PROVIDING TAILORED TECHNICAL ASSISTANCE, TRAINING AND EDUCATION, AND PEER-TO-PEER ENGAGEMENT OPPORTUNITIES FOR THE AFFILIATED COOPERATIVES ACROSS MINNESOTA AND WISCONSIN. THIS WORK IS A COMMUNITY-ROOTED AND SYSTEMICALLY TRANSFORMATIVE APPROACH TO PRESERVING AFFORDABLE HOUSING THAT GIVES HOMEOWNERS THE POWER AND STABILITY THAT COMES WITH COOPERATIVE OWNERSHIP AND CONTROL OF THE LAND UNDER THEIR HOMES. CONORTH ALSO ADVOCATES FOR LEGISLATION AND LEGISLATIVE FUNDING THAT ADVANCES CO-OP OWNERSHIP AND SUPPORTS MANUFACTURED HOMEBUYERS AND COOPERATIVES, AND WORKS DIRECTLY WITH OUR MANUFACTURED HOUSING COOPERATIVE COMMUNITIES TO SECURE STATE GRANTS FOR CRITICAL IMPROVEMENT PROJECTS IN THEIR COMMUNITIES. TO FURTHER OUR MISSION AND EXPAND ACCESS TO COOPERATIVE FINANCING, WE ALSO ESTABLISHED A LENDING SUBSIDIARY, CONORTH LOAN FUND LLC (CLF), IN 2023. THIS SUBSIDIARY OFFERS LOANS AND OTHER FINANCING FOR COOPERATIVES WITH A FOCUS ON SERVING LOW-INCOME, LOW-WEALTH, AND HISTORICALLY MARGINALIZED COMMUNITIES. IN 2025, CONORTH FORMED TWO ADDITIONAL SUBSIDIARY ORGANIZATIONS TO FURTHER OUR MISSION AND ABILITY TO EXPAND AND PRESERVE AFFORDABLE HOUSING THROUGH MANUFACTURED HOME COOPERATIVE OWNERSHIP. CONORTH HOMES LLC WAS ESTABLISHED AS A MANUFACTURED HOME DEALERSHIP THAT ALLOWS US TO BUY AND SELL MANUFACTURED HOMES DIRECTLY FROM MANUFACTURER TO CONSUMERS TO ADDRESS CRITICAL VACANCY ISSUES THAT HAVE BECOME A MAJOR ISSUE FOR MANY OF OUR COOPERATIVE COMMUNITIES. CONORTH HOLDING LLC WAS FORMED AS A HOLDING COMPANY TO ALLOW THE ORGANIZATION TO HOLD TITLE TO A MANUFACTURED HOME COMMUNITY OR NEW GROUND-UP DEVELOPMENT WHEN DEVELOPMENT, REHABILITATION, OR STABILIZATION ARE NEEDED BEFORE THE COMMUNITY WOULD BE IN A POSITION TO FORM A COOPERATIVE AND PURCHASE THE PARK. CONORTH IS ALSO HOME TO THE COMINNESOTA PROGRAM, A CROSS-SECTOR PROGRAM SERVING COOPERATIVES OF ALL TYPES ACROSS MINNESOTA, PROVIDING RESOURCES, TRAINING AND EDUCATION, AND NETWORKING OPPORTUNITIES FOR COOPERATIVE MEMBERS ACROSS ALL COOPERATIVE SECTORS. THIS PROGRAM WORKS TO ADVANCE THE COOPERATIVE MOVEMENT AND EXPAND AWARENESS OF THE COOPERATIVE BUSINESS MODEL, MAKE CONNECTIONS TO RESOURCES, AND FOSTER COLLABORATION FOR POSITIVE CHANGE. CONORTH IS A NON-PROFIT 501C3 ORGANIZATION WORKING TO TRANSFORM LIVES AND COMMUNITIES THROUGH COOPERATIVE ENTERPRISE FOR RESIDENTS OF MANUFACTURED HOUSING COMMUNITIES. THIS WORK SUPPORTS LOW-INCOME AND UNDERSERVED COMMUNITIES THROUGH THE DEVELOPMENT OF AFFORDABLE HOUSING COOPERATIVES BY PROVIDING EDUCATION, TECHNICAL ASSISTANCE, PROGRAMS, AND SERVICES TO RESIDENTS OF THE COMMUNITIES SERVED. THE ORGANIZATION CURRENTLY SUPPORTS 17 MANUFACTURED HOME COOPERATIVES, AND CONTINUES TO DEVELOP NEW COOPERATIVES EACH YEAR. CONORTH IS ONE OF NINE CERTIFIED TECHNICAL ASSISTANCE PROVIDERS (CTAPS) UNDER THE NATIONAL ROC USA NETWORK PROVIDING TAILORED TECHNICAL ASSISTANCE, TRAINING AND EDUCATION, AND PEER-TO-PEER ENGAGEMENT OPPORTUNITIES FOR THE AFFILIATED COOPERATIVES ACROSS MINNESOTA AND WISCONSIN. THIS WORK IS A COMMUNITY-ROOTED AND SYSTEMICALLY TRANSFORMATIVE APPROACH TO PRESERVING AFFORDABLE HOUSING THAT GIVES HOMEOWNERS THE POWER AND STABILITY THAT COMES WITH COOPERATIVE OWNERSHIP AND CONTROL OF THE LAND UNDER THEIR HOMES. CONORTH ALSO ADVOCATES FOR LEGISLATION AND LEGISLATIVE FUNDING THAT ADVANCES CO-OP OWNERSHIP AND SUPPORTS MANUFACTURED HOMEBUYERS AND COOPERATIVES, AND WORKS DIRECTLY WITH OUR MANUFACTURED HOUSING COOPERATIVE COMMUNITIES TO SECURE STATE GRANTS FOR CRITICAL IMPROVEMENT PROJECTS IN THEIR COMMUNITIES. TO FURTHER OUR MISSION AND EXPAND ACCESS TO COOPERATIVE FINANCING, WE ALSO ESTABLISHED A LENDING SUBSIDIARY, CONORTH LOAN FUND LLC (CLF), IN 2023. THIS SUBSIDIARY OFFERS LOANS AND OTHER FINANCING FOR COOPERATIVES WITH A FOCUS ON SERVING LOW-INCOME, LOW-WEALTH, AND HISTORICALLY MARGINALIZED COMMUNITIES. IN 2025, CONORTH FORMED TWO ADDITIONAL SUBSIDIARY ORGANIZATIONS TO FURTHER OUR MISSION AND ABILITY TO EXPAND AND PRESERVE AFFORDABLE HOUSING THROUGH MANUFACTURED HOME COOPERATIVE OWNERSHIP. CONORTH HOMES LLC WAS ESTABLISHED AS A MANUFACTURED HOME DEALERSHIP THAT ALLOWS US TO BUY AND SELL MANUFACTURED HOMES DIRECTLY FROM MANUFACTURER TO CONSUMERS TO ADDRESS CRITICAL VACANCY ISSUES THAT HAVE BECOME A MAJOR ISSUE FOR MANY OF OUR COOPERATIVE COMMUNITIES. CONORTH HOLDING LLC WAS FORMED AS A HOLDING COMPANY TO ALLOW THE ORGANIZATION TO HOLD TITLE TO A MANUFACTURED HOME COMMUNITY OR NEW GROUND-UP DEVELOPMENT WHEN DEVELOPMENT, REHABILITATION, OR STABILIZATION ARE NEEDED BEFORE THE COMMUNITY WOULD BE IN A POSITION TO FORM A COOPERATIVE AND PURCHASE THE PARK. CONORTH IS ALSO HOME TO THE COMINNESOTA PROGRAM, A CROSS-SECTOR PROGRAM SERVING COOPERATIVES OF ALL TYPES ACROSS MINNESOTA, PROVIDING RESOURCES, TRAINING AND EDUCATION, AND NETWORKING OPPORTUNITIES FOR COOPERATIVE MEMBERS ACROSS ALL COOPERATIVE SECTORS. THIS PROGRAM WORKS TO ADVANCE THE COOPERATIVE MOVEMENT AND EXPAND AWARENESS OF THE COOPERATIVE BUSINESS MODEL, MAKE CONNECTIONS TO RESOURCES, AND FOSTER COLLABORATION FOR POSITIVE CHANGE.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since January 2000.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.