Community Action Duluth
Public records show a registered, tax-exempt organization in good standing.
What it says it does
TO EMPOWER AND ENGAGE OUR COMMUNITY TO ELIMINATE POVERTY.
- Income
- $2.5 million
- Spending
- $2.5 million
- Spent on programs
- 86%
- Reserves
- -0.2 months of spending
- Largest source of income
- government grants, 80%
- Employees
- 58
- Volunteers
- 30
- Highest pay
- $109,492, executive di
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 42 out of 100.
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
5 of 20It owes 67% of what it owns.
Living within its means
12 of 15Income exceeded spending by 0% of income.
Income trend
10 of 15Income fell 6% on the year before.
Spending floor
15 of 1586% of spending went to programs and raising each dollar of donations cost 0 cents.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100.
Independent board
25 of 259 of 9 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $2.1 million spent. FREE TAX SITE COMMUNITY ACTION DULUTH OPERATED ITS FREE TAX SITE DURING 2024 TO PROVIDE FREE FEDERAL AND STATE INCOME TAX PREPARATION SERVICES TO ELIGIBLE INDIVIDUALS AND FAMILIES. THE PROGRAM HELPED PARTICIPANTS ACCESS TAX REFUNDS, REFUNDABLE TAX CREDITS, AND OTHER FINANCIAL RESOURCES THAT COULD SUPPORT HOUSEHOLD STABILITY. TAX SERVICES ALSO PROVIDED AN OPPORTUNITY TO CONNECT PARTICIPANTS WITH FINANCIAL EDUCATION AND OTHER COMMUNITY ACTION DULUTH SERVICES WHEN APPROPRIATE. INTEGRATED COACHING INTEGRATED COACHING PROVIDED INDIVIDUALIZED SUPPORT TO PARTICIPANTS WORKING TOWARD GREATER FINANCIAL AND ECONOMIC STABILITY. COACHES WORKED ONE-ON-ONE WITH PARTICIPANTS TO IDENTIFY BARRIERS, ESTABLISH GOALS, DEVELOP ACTION PLANS, AND CONNECT PARTICIPANTS WITH APPROPRIATE SERVICES. COACHING ADDRESSED AREAS INCLUDING EMPLOYMENT, FINANCES, EDUCATION, HOUSING, TRANSPORTATION, AND OTHER NEEDS THAT COULD AFFECT A PARTICIPANT'S ABILITY TO ACHIEVE LONG-TERM STABILITY. INTEGRATED COACHING ALSO SUPPORTED PARTICIPANTS ENROLLED IN OTHER COMMUNITY ACTION DULUTH WORKFORCE AND TRAINING PROGRAMS. BRIDGE TO EMPLOYMENT / MFIP EMPLOYMENT SERVICES COMMUNITY ACTION DULUTH PROVIDED EMPLOYMENT SERVICES TO INDIVIDUALS PARTICIPATING IN MINNESOTA FAMILY INVESTMENT PROGRAM EMPLOYMENT SERVICES AND OTHER WORKFORCE ACTIVITIES. SERVICES INCLUDED EMPLOYMENT PLANNING, JOB-READINESS SUPPORT, CAREER EXPLORATION, ASSISTANCE ADDRESSING BARRIERS TO EMPLOYMENT, AND CONNECTIONS TO EDUCATION AND TRAINING OPPORTUNITIES. PARTICIPANTS COULD ALSO RECEIVE SUPPORT RELATED TO TRANSPORTATION, FINANCIAL STABILITY, EDUCATION, AND OTHER NEEDS AFFECTING THEIR ABILITY TO OBTAIN OR MAINTAIN EMPLOYMENT. EDUCATION AND CAREER PATHWAYS COMMUNITY ACTION DULUTH PROVIDED EDUCATION AND CAREER PATHWAY SUPPORT TO PARTICIPANTS SEEKING ADDITIONAL EDUCATION, CREDENTIALS, OR TRAINING NECESSARY TO ADVANCE THEIR EMPLOYMENT GOALS. SERVICES INCLUDED GED CLASSES AND TUTORING, CAREER PATHWAY PROGRAMMING, CNA AND HEALTH CARE TRAINING OPPORTUNITIES, EMPLOYMENT COACHING, AND CONNECTIONS TO ADDITIONAL EDUCATION AND WORKFORCE RESOURCES. THESE SERVICES WERE DESIGNED TO HELP PARTICIPANTS INCREASE EMPLOYABILITY AND ACCESS OPPORTUNITIES FOR HIGHER-WAGE AND MORE STABLE EMPLOYMENT. TRANSPORTATION PROGRAMS TRANSPORTATION PROGRAMMING ADDRESSED BARRIERS THAT COULD PREVENT PARTICIPANTS FROM OBTAINING OR MAINTAINING EMPLOYMENT, ATTENDING EDUCATION AND TRAINING, ACCESSING HEALTH CARE, AND MEETING OTHER ESSENTIAL NEEDS. SERVICES AVAILABLE DURING 2024 INCLUDED: - DRIVER EDUCATION; - ASSISTANCE OBTAINING A DRIVER'S LICENSE; - ASSISTANCE WITH VEHICLE INSURANCE; - CAR PURCHASE AND LOAN ASSISTANCE; - DONATED VEHICLE ASSISTANCE; - DONATED BICYCLES AND BICYCLE GIVEAWAYS; -GAS CARDS; AND -BUS PASSES TRANSPORTATION SERVICES ADDRESSED BOTH IMMEDIATE TRANSPORTATION NEEDS AND LONGER-TERM GOALS RELATED TO RELIABLE PERSONAL TRANSPORTATION. SEEDS OF SUCCESS SEEDS OF SUCCESS ADDRESSED FOOD INSECURITY AND ACCESS TO HEALTHY, AFFORDABLE FOOD THROUGHOUT DULUTH. PROGRAM ACTIVITIES DURING 2024 INCLUDED FARMERS MARKET OPERATIONS, MOBILE MARKET ACTIVITIES, SNAP ACCESS AND ENROLLMENT SUPPORT, HEALTHY FOOD EDUCATION, COOKING ACTIVITIES, AND PROGRAMMING CONNECTED WITH THE DEEP WINTER GREENHOUSE. THE PROGRAM WORKED TO IMPROVE ACCESS TO FRESH AND NUTRITIOUS FOOD WHILE PROVIDING OPPORTUNITIES FOR RESIDENTS TO INCREASE THEIR KNOWLEDGE OF HEALTHY FOOD PREPARATION AND LOCAL FOOD RESOURCES. COMMUNITY CONSTRUCTION COMMUNITY CONSTRUCTION PROVIDED PAID, HANDS-ON WORKFORCE TRAINING TO INDIVIDUALS FACING BARRIERS TO EMPLOYMENT WHILE CONTRIBUTING TO THE REHABILITATION OF HOUSING IN DULUTH. PARTICIPANTS GAINED PRACTICAL CONSTRUCTION EXPERIENCE IN AREAS INCLUDING DEMOLITION, FRAMING, FLOORING, DRYWALL, PAINTING, AND INSTALLATION OF WINDOWS, DOORS, AND TILE. THE PROGRAM COMBINED JOB-SITE EXPERIENCE WITH EMPLOYMENT-READINESS DEVELOPMENT, FINANCIAL EDUCATION, AND INDIVIDUALIZED COACHING. PARTICIPANTS ALSO HAD OPPORTUNITIES TO COMPLETE CONSTRUCTION-RELATED EDUCATION AND CERTIFICATIONS, INCLUDING BASIC CARPENTRY TRAINING, OSHA SAFETY TRAINING, CPR/FIRST AID/AED, AND OTHER CAREER-READINESS INSTRUCTION. INTEGRATED COACHING SUPPORTED COMMUNITY CONSTRUCTION PARTICIPANTS IN ADDRESSING FINANCIAL, EDUCATION, HOUSING, TRANSPORTATION, AND OTHER BARRIERS THAT COULD INTERFERE WITH SUCCESSFUL EMPLOYMENT. THE PROGRAM WAS DESIGNED TO PREPARE PARTICIPANTS FOR PERMANENT EMPLOYMENT AND CAREER OPPORTUNITIES IN CONSTRUCTION AND THE SKILLED TRADES WHILE PROVIDING MEANINGFUL HANDS-ON WORK EXPERIENCE. STREAM CORPS STREAM CORPS PROVIDED TRANSITIONAL EMPLOYMENT, WORKFORCE DEVELOPMENT, AND ENVIRONMENTAL STEWARDSHIP OPPORTUNITIES. PARTICIPANTS GAINED PAID WORK EXPERIENCE WHILE DEVELOPING WORKPLACE SKILLS, RELIABILITY, TEAMWORK, AND OTHER SKILLS NECESSARY FOR LONG-TERM EMPLOYMENT. PARTICIPANTS ALSO RECEIVED INTEGRATED COACHING TO HELP ADDRESS EMPLOYMENT, FINANCIAL, EDUCATION, TRANSPORTATION, AND PERSONAL STABILITY GOALS. DURING 2024, STREAM CORPS COMPLETED COMMUNITY-BASED ENVIRONMENTAL RESTORATION AND MAINTENANCE ACTIVITIES, INCLUDING WORK ASSOCIATED WITH LOCAL WATERWAYS AND INVASIVE VEGETATION WITHIN THE ST. LOUIS RIVER ESTUARY. MNSURE AND SNAP BENEFITS ENROLLMENT COMMUNITY ACTION DULUTH PROVIDED ASSISTANCE TO INDIVIDUALS AND FAMILIES SEEKING ACCESS TO PUBLIC BENEFITS, INCLUDING HEALTH INSURANCE THROUGH MNSURE AND FOOD ASSISTANCE THROUGH SNAP. STAFF ASSISTED PARTICIPANTS WITH UNDERSTANDING AVAILABLE BENEFITS, COMPLETING APPLICATIONS, NAVIGATING ENROLLMENT PROCESSES, AND ADDRESSING BARRIERS THAT COULD PREVENT ELIGIBLE HOUSEHOLDS FROM RECEIVING ASSISTANCE. BENEFITS ENROLLMENT SERVICES ALSO HELPED CONNECT PARTICIPANTS WITH OTHER COMMUNITY ACTION DULUTH PROGRAMS WHEN ADDITIONAL FINANCIAL, EMPLOYMENT, FOOD, TRANSPORTATION, OR HOUSING NEEDS WERE IDENTIFIED. FINANCIAL EDUCATION / COMMON CENTS COMMUNITY ACTION DULUTH PROVIDED FINANCIAL EDUCATION AND INDIVIDUALIZED FINANCIAL COACHING TO HELP PARTICIPANTS STRENGTHEN HOUSEHOLD FINANCIAL STABILITY. SERVICES ADDRESSED BUDGE
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since February 1982.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.