Upper Midwest Automated Clearing House Association Inc
Public records raise at least one point you should look into before giving.
What it says it does
IT IS OUR MISSION TO BRING CLARITY TO COMPLEX RULES AND REGULATIONS BY DIGGING IN TO UNDERSTAND THE NEEDS OF OUR MEMBERS AND CLIENTS AND PROVIDE LEARNING OPPORTUNITIES AND CONSULTATIVE PACKAGES THAT BEST MEET THOSE NEEDS.
- Income
- $2.8 million
- Spending
- $2.7 million
- Employees
- 15
- Volunteers
- 26
- Highest pay
- $252,962, president/ceo
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- UMACHA PROVIDES EDUCATIONAL WORKSHOPS, WEBINARS, SYMPOSIUMS, AND CONFERENCES TO MEMBERS AND OTHER INDUSTRY STAKEHOLDERS ON ELECTRONIC PAYMENTS WITH A FOCUS ON THE ACH NETWORK. THE FACE-TO-FACE SESSIONS ARE PRIMARILY IN THE UPPER MIDWEST, WHILE THE VIRTUAL LEARNING OPPORTUNITIES ARE OPEN TO ANYONE INTERESTED IN THE TOPIC. THE ORGANIZATION PARTICIPATED IN 71 CONFERENCES, SEMINARS AND WEBINARS DURING 2025.
- UMACHA OFFERS PUBLICATIONS AND EDUCATIONAL MATERIALS TO ASSIST MEMBER AND NON-MEMBER ORGANIZATIONS IN THE AREAS OF ACH AND ELECTRONIC PAYMENTS.THE ORGANIZATION SOLD A TOTAL OF 4,700 PUBLICATIONS DURING 2025.
- UMACHA PERFORMS COMPLIANCE SERVICES FOR MEMBERS AND INDUSTRY STAKEHOLDERS, SPECIALIZING IN VARIOUS ELECTRONIC PAYMENT METHODS WITH A STRONG FOCUS ON THE ACH NETWORK. THE ORGANIZATION WAS INVOLVED IN 292 AUDITS AND 91 RISK ASSESSMENTS DURING 2025.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(6) business league.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Caution.
The IRS master file records contributions to this 501(c)(6) business league as not deductible.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since August 1980.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.