C M H Housing Inc
Public records show a registered, tax-exempt organization in good standing.
Points to look into
- It owes more than it owns.
These come from the organization's own tax return. There may be a good explanation; ask the charity.
What it says it does
TO PROVIDE HOUSING FOR ELDERLY AND DISABLED PERSONS.
- Income
- $203,005
- Spending
- $120,996
- Spent on programs
- 58%
- Reserves
- -15.9 months of spending
- Largest source of income
- fees for its services, 97%
- Employees
- 0
- Volunteers
- 4
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Weak: 38 out of 100.
Reserves
0 of 35Spendable reserves are negative: it owes or has committed more than it holds.
Debt
0 of 20It owes 174% of what it owns.
Living within its means
15 of 15Income exceeded spending by 40% of income.
Income trend
15 of 15Income rose 21% on the year before.
Spending floor
8 of 1558% of spending went to programs.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Fair: 54 out of 100.
Independent board
18 of 254 of 4 voting board members are independent.
Conflict of interest policy
0 of 15Reports no written conflict of interest policy.
Whistleblower policy
0 of 8Reports no written whistleblower policy.
Record keeping policy
0 of 7Reports no written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (1)
- $70,566 spent. CMH HOUSING, INC. OPERATES A 20 UNIT APARTMENT BUILDING KNOWN AS RIDGEVIEW APARTMENTS, WHICH PROVIDES AFFORDABLE HOUSING FOR ELDERLY AND DISABLED RESIDENTS OF THE SURROUNDING COMMUNITY. RIDGEVIEW APARTMENTS IS SUBSIDIZED BY THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD), ALLOWING TENANTS TO PAY RENT BASED ON THEIR INDIVIDUAL INCOME LEVELS. TENANT RENT IS GENERALLY CALCULATED AT APPROXIMATELY 30% OF INCOME AFTER ALLOWABLE MEDICAL EXPENSE DEDUCTIONS. DURING THE FISCAL YEAR ENDED SEPTEMBER 30, 2025, APPROXIMATELY $95,470, OR 52.7%, OF THE TOTAL RENTAL INCOME RECEIVED WAS PAID THROUGH HUD ASSISTANCE, WITH THE REMAINING 47.3% PAID DIRECTLY BY TENANTS. THIS SUBSIDY ENABLES RESIDENTS TO LIVE INDEPENDENTLY IN SAFE, COMFORTABLE HOUSING THAT WOULD OTHERWISE BE UNAFFORDABLE ON LIMITED OR FIXED INCOMES. ALL 20 UNITS AT RIDGEVIEW APARTMENTS ARE FULLY ACCESSIBLE FOR INDIVIDUALS WITH DISABILITIES, PROVIDING SEVERELY DISABLED INDIVIDUALS THE ABILITY TO LIVE IN AN INDEPENDENT SETTING WITH APPROPRIATE ACCOMMODATIONS AND, WHEN NEEDED, ASSISTANCE FROM CAREGIVERS. HALF OF THE UNITS ARE TWOBEDROOM APARTMENTS, WHICH ALLOWS RESIDENTS TO LIVE WITH INHOME CAREGIVERS WHEN REQUIRED. THE APARTMENT COMPLEX IS LOCATED ADJACENT TO ST. CLARE HOSPITAL, PROVIDING RESIDENTS WITH CONVENIENT ACCESS TO HEALTHCARE SERVICES. RIDGEVIEW APARTMENTS ALSO OFFERS A COMMUNITY ROOM THAT SERVES AS A GATHERING SPACE FOR RESIDENTS. ORGANIZED ACTIVITIES INCLUDE WEEKLY BINGO, QUARTERLY SOCIAL EVENTS, AND AN ANNUAL CHRISTMAS PARTY. RESIDENTS ADDITIONALLY USE THE COMMUNITY ROOM FOR CARD GAMES, FAMILY GATHERINGS, AND OTHER SOCIAL ACTIVITIES. THROUGH THESE SERVICES AND AMENITIES, CMH HOUSING, INC. PROVIDES ELDERLY AND DISABLED INDIVIDUALS THE OPPORTUNITY TO LIVE INDEPENDENTLY IN A SUPPORTIVE, AFFORDABLE, AND COMMUNITYORIENTED ENVIRONMENT.
Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending September 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since December 1994.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.