Thrivent Financial for Lutherans
Public records show a registered, tax-exempt organization in good standing.
What it says it does
THRIVENT FINANCIAL FOR LUTHERANS IS A NOT-FOR-PROFIT MEMBERSHIP ORGANIZATION OF CHRISTIANS. FOR MORE THAN A CENTURY, ITS PURPOSE HAS BEEN TO SERVE ITS MEMBERS AND SOCIETY BY GUIDING BOTH TO BE WISE WITH MONEY AND LIVE GENEROUSLY. THRIVENT BELIEVES THAT ALL WE HAVE IS A GIFT FROM GOD AND THAT GENEROSITY IS AN EXPRESSION OF FAITH. THRIVENT SUCEEEDS WHEN ITS MEMBERS, THEIR FAMILIES, AND THEIR COMMUNITIES THRIVE. AS STATED IN ITS ARTICLES OF INCORPORATION, THRIVENT ENABLES MEMBERS THROUGH THEIR MEMBERSHIP TO AID THEMSELVES AND OTHERS IN THESE WAYS: * BY OFFERING PROGRAMS OF INSURANCE AND OTHER BENEFITS PERMISSIBLE UNDER THE LAWS GOVERNING FRATERNAL BENEFIT SOCIETIES. * THROUGH FRATERNAL AND BENEVOLENT ACTIVITIES IN LOCAL LODGES. * BY PROVIDING ASSISTANCE TO LUTHERAN AND OTHER CHRISTIAN COMMUNITIES AND THEIR INSTITUTIONS. * BY ASSISTING WITH OTHER LAWFUL ENDEAVORS AS THE BOARD OF DIRECTORS MAY DETERMINE, INCLUDING THOSE THAT ARE SOCIAL, INTELLECTUAL, EDUCATIONAL, CHARITABLE, BENEVOLENT, MOR
- Income
- $11.8 billion
- Spending
- $11.2 billion
- Employees
- 8,385
- Volunteers
- 2,200,000
- Highest pay
- $23.3 million, ceo
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Financial health
We do not score finances when yearly spending is very small or the return has too little detail. The ratios stop meaning much at that size.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Governance
This return does not answer enough of the governance questions to score.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- AS A FRATERNAL BENEFIT SOCIETY, THRIVENT HAS A LEGAL PURPOSE TO PROVIDE FOR THE PAYMENT OF LIFE AND OTHER BENEFITS TO ITS MEMBERS. THESE BENEFITS ARE IN THE FORM OF LIFE INSURANCE AND ANNUITIES, DISABILITY INCOME INSURANCE, LONG-TERM CARE INSURANCE, AND MEDICARE SUPPLEMENT INSURANCE.
- THRIVENT ACTION TEAMS IS A VOLUNTEER PROGRAM THAT OFFERS A SIMPLE, FLEXIBLE WAY FOR MEMBERS TO BRING FRIENDS, FAMILIES, NEIGHBORS, AND OTHER THRIVENT MEMBERS TOGETHER TO MAKE AN IMMEDIATE IMPACT AND STRENGTHEN THEIR COMMUNITIES THROUGH SERVICE PROJECTS. IN 2024, 115,848 INDIVIDUALS LED 174,716 THRIVENT ACTION TEAMS AROUND THE COUNTRY. THESE VOLUNTEER TEAMS ENGAGED NEARLY 2.2 MILLION VOLUNTEERS WHO TOGETHER CONTRIBUTED 14.8 MILLION HOURS OF VOLUNTEER TIME AND RAISED MORE THAN $228 MILLION FOR COMMUNITITES AND CAUSES NATIONWIDE.
- THE THRIVENT CHOICE PROGRAM CROWD-SOURCES GENEROSITY. MEMBERS NOMIMATE NONPROFIT ORGANIZATIONS TO BE ENROLLED IN THE PROGRAM. THE NOMINATED ORGANIZATIONS ARE THEN REVIEWED AND APPROVED OR REJECTED BY THE MEMBER LEADERS OF THRIVENT'S CHAPTERS. QUALIFYING MEMBERS CAN THEN REQUEST THAT THRIVENT SUPPORT ENROLLED ORGANIZATIONS WITH DONATIONS. THRIVENT CHOICE ALSO ENABLES MEMBERS AND NONMEMBERS ALIKE TO MAKE FEE-FREE ONLINE DONATIONS OF THEIR OWN MONEY TO ENROLLED ORGANIZATIONS. IN 2024, 244,805 THRIVENT MEMBERS AND 5,497 OTHERS PARTICIPATED IN THRIVENT CHOICE, WITH $33.5 MILLION IN FUNDING DISTRIBUTED TO 36,000 ORGANIZATIONS.
Source: Form 990 for the year ending December 31, 2024, filed with the Internal Revenue Service. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(8) fraternal beneficiary society.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated September 30, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated September 10, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2024.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since March 1965.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated September 7, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 7, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.