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Housing Services Mid Michigan

EIN 38-3245099 · Charlotte, MI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair59 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO ASSIST PEOPLE WITH LOW OR MODERATE INCOME TO OBTAIN SAFE AND AFFORDABLE HOUSING

Income
$3.8 million
Spending
$3.8 million
Spent on programs
98%
Reserves
2.4 months of spending
Largest source of income
government grants, 93%
Employees
26
Volunteers
14
Highest pay
$96,296, executive director

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 59 out of 100. Higher than 47% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    10 of 35

    Spendable reserves would cover 2.4 months of spending.

  • Debt

    16 of 20

    It owes 25% of what it owns.

  • Living within its means

    8 of 15

    Spending exceeded income by 0% of income.

  • Income trend

    10 of 15

    Income fell 1% on the year before.

  • Spending floor

    15 of 15

    98% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 70% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    13 of 13 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (7)
  1. $1.9 million spent. MAINSTREAM SECTION 8 - THIS PROGRAM HELPS INDIVIDUALS AND FAMILIES THAT HAVE AND ADULT MEMBER WHO IS DISABLED AND UNDER THE AGE OF 62 WITH MONTHLY RENT PAYMENTS.
  2. $536,714 spent. HOMELESS PREVENTION HOMLESS PREVENTION ASSISTS INDIVIDUALS AND FAMILIES TO KEEP THEIR CURRENT HOUSING OR HELPS MOVE THEM FROM UNSATISFACTORY HOUSING.
  3. $489,002 spent. SUPPORTIVE HOUSING PROGRAM PROVIDES RENTAL SUBSIDY FOR THE CHRONICALLY HOMELESS WHO HAVE A DISABILITY.
  4. $483,638 spent. HOMELESS ASSISTANCE PROGRAM HELPS FAMILIES WHO ARE IN SHELTERS OR HAVE BEEN EVICTED RELOCATE OFF THE STREET AND INTO HOUSING.
  5. $246,169 spent. PROJECT FOR ASSISTANCE IN TRANSITION FROM HOMELESSNESS (PATH) PROGRAM HELPS MEET THE NEEDS OF INDIVIDUALS AND FAMILIES THAT ARE TRANSITIONING FROM HOMELESSNESS INTO ANOTHER HOME.
  6. $55,377 spent. HOME COUNSELING PROGRAM PROVIDES EDUCATION AND COUNSELING FOR HOME BUYERS, INCLUDING ONE-ON-ONE HOMEBUYER EDUCATION TO CLIENTS WHO ARE WORKING WITH A MSHDA APPROVED LENDER TO FINALIZE THE PURCHASE OF THEIR HOME USING A MSHDA MORTGAGE PRODUCT. THIS PROGRAM ALSO INCLUDES FORECLOSURE PREVENTION COUNSELING FOR THOSE FACING A FORECLOSURE OR TAX FORECLOSURE. PROVIDES ADVOCACY WITH MORTGAGE COMPANIES TO COME UP WITH OPTIONS FOR THOSE WHO HAVE FALLEN BEHINCE ON PAYMENTS, INCLUDING SHORT SALES AND LOAN MODIFICATIONS.
  7. $27,624 spent. CONTINUUM OF CARE PLANNING GRANT HELPS MEET THE PLANNING NEEDS OF AGENCIES WHO ASSIST INDIVIDUALS AND FAMILIES EXPERIENCING HOMELESSNESS.

Source: Form 990 for the year ending May 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending May 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1996.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.