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Love Inc of the Tri-Cities

EIN 38-2856482 · Grand Haven, MI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair65 out of 100GovernanceStrong93 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

TO EXALT JESUS CHRIST BY MOBILIZING CHURCHES, CORPORATIONS, AND INDIVIDUALS IN THE TRI-CITIES TO MEET THE NEEDS OF OUR COMMUNITY. LOVE IN ACTION OVERSEES 29 DIFFERENT MINISTRIES DESIGNED TO HELP THOSE WHO ARE HURTING PHYSICALLY, SPIRTUALLY, OR EMOTIONALLY.

Income
$5.9 million
Spending
$5.1 million
Spent on programs
94%
Reserves
-0.2 months of spending
Largest source of income
donations and private grants, 86%
Employees
49
Volunteers
1,150
Highest pay
$110,109, executive director

Source: Form 990 for the year ending February 28, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 65 out of 100. Higher than 38% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    20 of 20

    It owes 1% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 14% of income.

  • Income trend

    15 of 15

    Income rose 11% on the year before.

  • Spending floor

    15 of 15

    94% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending February 28, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 93 out of 100. Higher than 55% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    11 of 11 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    0 of 7

    Reports no written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending February 28, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (3)
  1. $3.2 million spent. LIFE SKILLS AND CLIENT ASSISTANCE - LOVE IN ACTION PROVIDES OVER 30 SERVICES TO NEEDY PEOPLE IN THE COMMUNITY INCLUDING FOOD PANTRIES, FURNITURE, APPLIANCES, BUDGET COUNSELING, BABY CRIBS AND MUCH MORE. LOVE IN ACTION IS OPEN SIX DAYS PER WEEK AND MEETS WITH AN AVERAGE OF 30 FAMILIES EACH DAY. LOVE IN ACTION ALSO PROVIDES FINANCIAL SUPPORT FOR RENT AND UTILITY BILLS BUT REQUIRES CLIENTS TO ATTEND BUDGET COUNSELING TO HELP THEM AVOID THE SAME SITUATION FROM OCCURRING IN THE FUTURE. LOVE IN ACTION USES 395 COMMUNITY VOLUNTEERS TO DELIVER ITS SERVICES.
  2. $1.0 million spent. OPERATION OF RESALE STORES LOCATED IN WEST MICHIGAN - LOVE IN ACTION RECEIVES MANY MATERIAL DONATIONS FROM THE COMMUNITY. THE FIRST THING THAT IS DONE WITH THE DONATIONS IS TO SEE IF THEY CAN BE GIVEN AWAY IN ONE OF THE OVER 30 SERVICES IT PROVIDES. IF ALL NEEDS ARE MET, THEY THEN GO TO THEIR RESALE STORE AND ARE SOLD TO THE GENERAL PUBLIC. PROFITS FROM THE RESALE STORE ARE USED TO FUND ALL THE GOOD WORK THAT LOVE IN ACTION DOES IN THE COMMUNITY.
  3. $484,699 spent. LOVE MINISTRY CENTER, LLC FORMED AS A MICHIGAN LIMITED LIABILITY COMPANY NOVEMBER 17, 2010. THE CENTER OPERATES SHELTERED HOUSING PROGRAMS FOR WOMEN AND CHILDREN (ONE FACILITY) AND FOR MEN (IN ANOTHER FACILITY). THE CENTER USES A HOLISTIC APPROACH TO ENCOURAGE PERSONAL DEVELOPMENT AND LIFE TRANSFORMATION. ALL ACTIVITIES ARE FOR CHARITABLE AND EDUCATIONAL PURPOSES. PROVIDENCE PLACE, LLC FORMED AS A MICHIGAN LIMITED LIABILITY COMPANY MARCH 3, 2016 FOR PURPOSES OF DEVELOPING NEEDED INFRASTRUCTURE TO HELP ADULTS AND FAMILIES SECURE AND SUSTAIN HOMES IN THE COMMUNITY. EIGHT INCOME-BASED UNITS, FOUR OF WHICH ARE COMPLETELY ACCESSIBLE FOR THOSE LIVING WITH PHYSICAL DISABILITIES, HAVE BEEN ESTABLISHED. BOTH OF THESE ENTITIES ARE SINGLE MEMBER LLCS, FOR WHICH LOVE IN ACTION IS THE SOLE MEMBER. THESE ORGANIZATIONS ARE ALIGNED WITH LOVE IN ACTION'S EXEMPT PURPOSE.

Source: Form 990 for the year ending February 28, 2026, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending February 2026.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since April 1991.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.