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Habitat for Humanity International Inc

EIN 38-2558965 · Kalamazoo, MI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthStrong100 out of 100GovernanceGood85 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

ACQUIRING LAND AND HOMES FOR THE PURPOSE OF BUILDING NEW HOMES, AND RENOVATING EXISTING HOMES TO SELL TO VERY LOW INCOME FAMILIES UNDER INTEREST FREE LAND CONTRACTS OR MORTGAGES. THE HOMES ARE LOCATED IN URBAN AREAS OF KALAMAZOO COUNTY, WHICH ARE GENERALLY CONSIDERED TO BE ECONOMICALLY DEPRESSED. HABITAT'S SUPPORT COMES PRIMARILY FROM THE SALE OF HOMES, VARIOUS GOVERNMENT GRANTS AND CONTRIBUTIONS FROM INDIVIDUAL DONORS AND VARIOUS ORGANIZATIONS. KALAMAZOO VALLEY HABITAT FOR HUMANITY HAS IMPLEMENTED A HOME REPAIR PROGRAM, TO HELP MEET THE CHANGING NEEDS OF THE COMMUNITIES WE SERVE.

Income
$2.9 million
Spending
$2.2 million
Spent on programs
77%
Reserves
21.8 months of spending
Largest source of income
donations and private grants, 67%
Employees
19
Volunteers
1,300
Highest pay
$80,162, exec. direct

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Strong: 100 out of 100. Higher than 91% of charities in its peer group (housing, $1m to $10m).

  • Reserves

    35 of 35

    Spendable reserves would cover 21.8 months of spending.

  • Debt

    20 of 20

    It owes 6% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 24% of income.

  • Income trend

    15 of 15

    Income rose 32% on the year before.

  • Spending floor

    15 of 15

    77% of spending went to programs and raising each dollar of donations cost 19 cents.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Good: 85 out of 100. Higher than 42% of charities in its peer group (housing, $1m to $10m).

  • Independent board

    25 of 25

    9 of 9 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    0 of 10

    Did not give the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $1.0 million spent. CONSTRUCTION - BUILD, RENOVATES OR REPAIRS HOMES FOR LOW INCOME KALAMAZOO COUNTY RESIDENTS. THIS IS ACCOMPLISHED THROUGH A COMBINATION OF VOLUNTEER AND PAID STAFF AS WELL AS PROFESSIONAL AND CONTRACTED LABOR. KALAMAZOO VALLEY HABITAT OVERSEES THE ENTIRE HOME BUILDING PROCESS; LAND ACQUISITION; SITE PLANNING, HOME DESIGN, PULLING PERMITS, UTILITY HOOK-UPS, CONSTRUCTION, LANDSCAPING AND SERVING AS GENERAL CONTRACTOR WITH SUB- CONTRACTORS.
  2. $72,366 spent. MORTGAGE SERVICES - ALL KALAMAZOO VALLEY HABITAT PROPERTIES ARE SOLD TO OUR FAMILY PARTNERS USING A MORTGAGE NOTE AND DEED WHICH ARE PREPARED BY HABITAT FOR HUMANITY MICHIGAN. KALAMAZOO VALLEY HABITAT IS THE LIEN HOLDER FOR ALL ITS MORTGAGES. THE MORTGAGES ARE HELD "IN HOUSE AND TITLE INSURANCE IS PROVIDED FOR ALL THE PROPERTIES SOLD. HABITAT FOR HUMANITY MICHIGAN SERVICES AND COLLECTS ALL THE PAYMENTS, WITH PROCEEDS RETURNING TO KALAMAZOO VALLEY HABITAT, REINVESTING INTO OTHER HOME PROJECTS.
  3. $418,246 spent. RESTORE - SELLS NEW AND USED OVERSTOCK AND DISCONTINUED BUILDING AND HOME IMPROVEMENT MATERIALS DONATED BY MANUFACTURERS, STORES, CONTRACTORS AND INDIVIDUALS. THESE DONATED ITEMS ARE SOLD TO THE PUBLIC OR USED IN THE CONSTRUCTION OF HOMES. PROFITS ARE USED TO SUPPORT HOUSING SOLUTIONS FOR LOW INCOME FAMILIES.
  4. $138,416 spent. VOLUNTEER DEVELOPMENT - ENABLES HABITAT TO FULFILL THEIR TWO FOLD VISION TO MAKE SIMPLE, DECENT, AFFORDABLE HOUSING AVAILABLE AND TO TRANSFORM LIVES AND OUR COMMUNITY. UTILIZING VOLUNTEER LABOR AND RESOURCES SIGNIFICANTLY LOWERS THE COST OF HOME CONSTRUCTION. YET, MOST IMPORTANTLY, THROUGH THE ACT OF WORKING IN PARTNERSHIP WITH VOLUNTEERS AND HOMEBUYERS, WE EMPOWER INDIVIDUALS AND FAMILIES TO ENGAGE THEMSELVES IN THEIR COMMUNITY AND TO IMPACT THE LIVES OF THEIR NEIGHBORS THROUGH SERVICE AND ADVOCACY. FAMILY SERVICE - HAS TWO MAJOR SETS OF ACTIVITY. THE FIRST ACTIVITY IS THE RECRUITMENT AND SELECTION OF HABITAT PARTNER FAMILIES. THIS IS A COMPLICATED PROCESS INVOLVING COMMUNITY EDUCATION EVENTS, PARTNER RECRUITMENT SESSIONS, SCREENING MANY APPLICANTS WITH THE GOAL OF SERVING 12 - 15 PARTNER FAMILIES PER YEAR (DEPENDING ON ELIGIBILITY OF APPLICANTS). THE SECOND MAJOR SET OF ACTIVITIES IS FAMILY SUPPORT. THIS INVOLVES THREE STAGES: 1.STRENGTHENING THE PARTNER RELATIONSHIP BETWEEN THE HABITAT PARTNER AND THE AFFILIATE. 2.SUPPORTING THE PARTNER FAMILY WITH INFORMATION AND TRAINING THROUGH THEIR HOMEBUILDING AND SWEAT EQUITY PROCESS. 3.PREPARING THE PARTNER FAMILY FOR A SUCCESSFUL TRANSITION FROM RENTER TO OWNER (TRAINING, SKILL DEVELOPMENT, ATTITUDE AND RESPONSIBILITY).

Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Worth knowing.

    Not individually listed by the IRS as eligible, which is usual for local chapters covered by a parent organization's exemption. The master file records contributions to it as deductible.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending June 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since January 1987.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.