Kalamazoo Loaves & Fishes
Public records show a registered, tax-exempt organization in good standing.
What it says it does
KALAMAZOO LOAVES & FISHES WILL FEED HUNGRY PEOPLE AND ENGAGE OUR COMMUNITY IN THE FIGHT TO END HUNGER.
- Income
- $10.1 million
- Spending
- $10.0 million
- Spent on programs
- 92%
- Reserves
- 5.8 months of spending
- Largest source of income
- government grants, 51%
- Employees
- 39
- Volunteers
- 500
- Highest pay
- $124,433, executive di
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 82 out of 100. Higher than 71% of charities in its peer group (food and agriculture, $10m to $100m).
Reserves
20 of 35Spendable reserves would cover 5.8 months of spending.
Debt
20 of 20It owes 3% of what it owns.
Living within its means
12 of 15Income exceeded spending by 1% of income.
Income trend
15 of 15Income rose 18% on the year before.
Spending floor
15 of 1591% of spending went to programs and raising each dollar of donations cost 3 cents.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 31% of charities in its peer group (food and agriculture, $10m to $100m).
Independent board
25 of 2514 of 14 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (5)
- $6.3 million spent. GROCERY PANTRY PROGRAM (GPP): THROUGH A NETWORK OF PANTRIES AND HOME DELIVERIES ALL OVER KALAMAZOO COUNTY AND SURROUNDING COMMUNITIES, NON- PERISHABLE AND FRESH FOOD ITEMS ARE PROVIDED TO THOUSANDS OF INDIVIDUALS EACH YEAR.
- $1.0 million spent. AGENCY MEAL SUPPORT PROGRAM: FOOD IS PROVIDED TO PARTNER AGENCIES WHO PROVIDE HOT, PREPARED MEALS AND/OR PANTRY SERVICE TO THEIR CLIENTS.
- $1.0 million spent. MOBILE FOOD INITIATIVE (MFI): SUPPLEMENTAL GROCERY ASSISTANCE IS PROVIDED THROUGHOUT COMMUNITYWIDE LOCATIONS EACH MONTH TO THOUSANDS OF RECIPIENTS EACH YEAR.
- $793,376 spent. ALL OTHER ACCOMPLISHMENTS: COMMODITY SUPPLEMENTAL FOOD PROGRAM (CSFP): SENIOR CITIZENS RECEIVE SUPPLEMENTAL GROCERIES EACH MONTH. FOOD IS DIRECTLY DISTRIBUTED TO LOCAL HOUSING DEVELOPMENTS, SOCIAL SERVICE ORGANIZATIONS, AND COMMUNITY CENTERS. TARGETED OUTREACH: THIS PROGRAM IS DESIGNED TO SUPPORT INDIVIDUALS WHO ARE UNABLE TO SECURE FOOD ASSISTANCE FROM US IN TRADITIONAL WAYS FOR A VARIETY OF REASONS. FOOD PRODUCT AND DELIVERY METHODS ARE SPECIFIC TO THE POPULATION WE ARE TRYING TO SUPPORT (E.G. HOMELESS ENCAMPMENTS) AND MAY BE OFFERED IN PARTNERSHIP WITH ANOTHER ORGANIZATION IN THE COMMUNITY (E.G. EMERGENCY PACKS FOR KALAMAZOO DEPARTMENT OF PUBLIC SAFETY OFFICERS TO DISTRIBUTE). WEEKEND FOOD PACK PROGRAM: CHILD-FRIENDLY FOOD PACKS ARE PROVIDED TO STUDENTS AT DIFFERENT PUBLIC SCHOOLS IN ORDER TO HELP BRIDGE THE WEEKEND FOOD GAP.
- ALL OTHER ACCOMPLISHMENTS: COMMODITY SUPPLEMENTAL FOOD PROGRAM (CSFP): SENIOR CITIZENS RECEIVE SUPPLEMENTAL GROCERIES EACH MONTH. FOOD IS DIRECTLY DISTRIBUTED TO LOCAL HOUSING DEVELOPMENTS, SOCIAL SERVICE ORGANIZATIONS, AND COMMUNITY CENTERS. TARGETED OUTREACH: THIS PROGRAM IS DESIGNED TO SUPPORT INDIVIDUALS WHO ARE UNABLE TO SECURE FOOD ASSISTANCE FROM US IN TRADITIONAL WAYS FOR A VARIETY OF REASONS. FOOD PRODUCT AND DELIVERY METHODS ARE SPECIFIC TO THE POPULATION WE ARE TRYING TO SUPPORT (E.G. HOMELESS ENCAMPMENTS) AND MAY BE OFFERED IN PARTNERSHIP WITH ANOTHER ORGANIZATION IN THE COMMUNITY (E.G. EMERGENCY PACKS FOR KALAMAZOO DEPARTMENT OF PUBLIC SAFETY OFFICERS TO DISTRIBUTE). WEEKEND FOOD PACK PROGRAM: CHILD-FRIENDLY FOOD PACKS ARE PROVIDED TO STUDENTS AT DIFFERENT PUBLIC SCHOOLS IN ORDER TO HELP BRIDGE THE WEEKEND FOOD GAP.
Source: Form 990 for the year ending June 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending June 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since December 1983.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.