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Monroe County Opportunity Program

EIN 38-1814239 · Monroe, MI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair63 out of 100GovernanceStrong100 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

MCOP PROVIDES SERVICES TO LOW-INCOME INDIVIDUALS AND FAMILIES IN MONROE COUNTY. MCOP MEETS THE NEEDS OF THE LOW-INCOME COMMUNITY BY ADMINISTERING MILLIONS OF DOLLARS OF FEDERAL, STATE, LOCAL, AND PRIVATE FUNDS TO ACHIEVE THE MISSION OF IMPROVING THE QUALITY OF LIFE AND PROMOTING SELF-SUFFICIENCY THROUGH COMMUNITY ACTION.

Income
$7.8 million
Spending
$7.7 million
Spent on programs
94%
Reserves
1.3 months of spending
Largest source of income
government grants, 66%
Employees
90
Volunteers
429
Highest pay
$123,384, executive director

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 63 out of 100. Higher than 35% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    10 of 35

    Spendable reserves would cover 1.3 months of spending.

  • Debt

    16 of 20

    It owes 29% of what it owns.

  • Living within its means

    12 of 15

    Income exceeded spending by 2% of income.

  • Income trend

    10 of 15

    Income fell 10% on the year before.

  • Spending floor

    15 of 15

    94% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    18 of 18 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    5 of 5

    Sets its chief executive's pay through independent review and comparison.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (6)
  1. $2.8 million spent. THE FOOD PROGRAM INCLUDES THE COMMUNITY SUPPLEMENTAL FOOD PROGRAM, THE EMERGENCY FOOD ASSISTANCE PROGRAM, AND EMERGENCY FOOD BOXES FOR ELIGIBLE MONROE COUNTY RESIDENTS.
  2. $1.8 million spent. ENERGY CONSERVATION & ENERGY ASSISTANCE PROGRAMS PROVIDE UTILITY ASSISTANCE, ENERGY EDUCATION & WEATHERIZATION SERVICES TO CONSERVE ENERGY & REDUCE HEATING COSTS, FOR LOW-INCOME MONROE COUNTY RESIDENTS.
  3. $1.0 million spent. THE AGING AND DISABLED RESOURCES PROGRAMS LINK SENIORS WITH SERVICES AND BENEFITS FOR WHICH THEY MAY QUALIFY THROUGH HOME VISITS TO ASSESS APPROPRIATE COMMUNITY INVOLVEMENT, INCLUDING COMMUNITY RESOURCE HANDBOOK, SAVE A LIFE PROGRAM, ELDERLY PRESCRIPTION INSURANCE COVERAGE CENTER, TAX CREDITS, MEDICAID/MEDICARE APPLICATIONS, SENIOR PRESCRIPTION ASSISTANCE PROGRAM, SENIOR FUEL AND UNMET EMERGENCY NEEDS PROGRAM, AND HOME INJURY CONTROL. ADDITIONAL SERVICES PROVIDED TO SENIORS AT LOW OR NO COST ARE HOME CHORE AND MAINTENANCE TASKS, INCLUDING LAWN MOWING, SNOW SHOVELING, CLEANING GUTTERS, MINOR CARPENTRY, ELECTRICAL AND PLUMBING REPAIRS, AND INSTALLING STORM WINDOWS AND AIR CONDITIONERS TO IMPROVE SAFETY IN AND OUTSIDE THE HOME. THE ORGANIZATION ALSO ASSISTS OTHER MONROE COUNTY RESIDENTS WITH DAILY ROUTINES, SUCH AS HOMEMAKING AND PERSONAL CARE TASKS SO THAT CLIENTS MAY REMAIN LIVING INDEPENDENTLY IN THEIR OWN HOMES. RESPITE CARE IS ALSO AVAILABLE FOR CAREGIVERS. TRANSPORTATION IS PROVIDED FOR ELIGIBLE PASSENGERS TO MEDICAL APPOINTMENTS AND OTHER NON-EMERGENCY TRIPS THROUGHOUT SOUTHEASTERN MICHIGAN AND TOLEDO, OHIO WITH VANS EQUIPPED WITH WHEELCHAIR LIFTS AND SEATING FOR SIX TO TEN PASSENGERS.
  4. $809,549 spent. THE ORGANIZATION OPERATES A COMMUNITY CENTER THAT SERVES THE CITY OF MONROE AND SURROUNDING COMMUNITIES WHICH OFFERS ACTIVITIES, FREE COMMUNITY EVENTS AND MANY OTHER PROGRAMS AND SERVICES FOR YOUTH, SENIORS, FAMILIES AND THE ENTIRE COMMUNITY. THE OPPORTUNITY CENTER PROVIDES POSITIVE EDUCATIONAL, SOCIAL, CULTURAL AND RECREATIONAL EXPERIENCES.
  5. $688,982 spent. SUPPORTIVE SERVICES PROGRAMS ASSIST THE HOMELESS POPULATION THROUGH THE HOMELESS PREVENTION PROGRAM, WHICH OFFERS PERMANENT HOUSING SUPPORT, LINKS HOMEOWNERSHIP COUNSELING, FAMILY SELF-SUFFICIENCY, FEDERAL EMERGENCY MANAGEMENT ASSISTANCE, & CONTINUUM OF CARE TO ELIGIBLE PARTICIPANTS & PROVIDE RENTAL ASSISTANCE, EMERGENCY HOTEL STAYS, SUPPLEMENTAL HOUSING, & EMERGENCY SHELTER.
  6. $65,459 spent. THE REHABILITATION PROGRAM PROVIDES HOUSING REHABILITATION TO IMPROVE HOMES THROUGH GRANTS AND LOW-INTEREST LOANS; ACQUISITION, DEVELOPMENT, AND RESALE PROGRAM TO PROVIDE HOMES TO QUALIFIED FIRST-TIME HOMEBUYERS BY PURCHASING PROPERTY AND BUILDING NEW HOMES OR REHABILITATING EXISTING STRUCTURES; AND WEATHERIZATION AND ENERGY ASSISTANCE PROGRAM TO PROVIDE UTILITY ASSISTANCE, ENERGY EDUCATION, AND WEATHERIZATION SERVICES TO CONSERVE ENERGY AND REDUCE HEATING COSTS FOR LOW-INCOME RESIDENTS.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending September 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since August 1966.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.