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Saginaw County Community Action Committee

EIN 38-1797894 · Saginaw, MI

Public records show a registered, tax-exempt organization in good standing.

LegitimacyPassesRegistration and standingFinancial healthFair55 out of 100GovernanceStrong95 out of 100Impact evidenceDescribes programsHow well its results are evidenced

What it says it does

THE MISSION OF THE SAGINAW COUNTY COMMUNITY ACTION COMMITTEE, INC. IS TO SERVE AS A PROACTIVE AND DEDICATED COMMUNITY HUB PROVIDING INFORMATION, PROGRAMS AND SERVICES TO LOW-INCOME INDIVIDUALS AND FAMILIES HELPING THEM TO ACHIEVE A MORE PROSPEROUS LIFE.

Income
$2.9 million
Spending
$2.2 million
Spent on programs
86%
Reserves
-1 months of spending
Largest source of income
government grants, 79%
Employees
36
Volunteers
207
Highest pay
$103,579, executive director

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Financial health

Fair: 55 out of 100. Higher than 25% of charities in its peer group (human services, $1m to $10m).

  • Reserves

    0 of 35

    Spendable reserves are negative: it owes or has committed more than it holds.

  • Debt

    10 of 20

    It owes 32% of what it owns.

  • Living within its means

    15 of 15

    Income exceeded spending by 25% of income.

  • Income trend

    15 of 15

    Income rose 5% on the year before.

  • Spending floor

    15 of 15

    86% of spending went to programs and raising each dollar of donations cost 0 cents.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Governance

Strong: 95 out of 100. Higher than 60% of charities in its peer group (human services, $1m to $10m).

  • Independent board

    25 of 25

    11 of 11 voting board members are independent.

  • Conflict of interest policy

    15 of 15

    Has a written conflict of interest policy.

  • Whistleblower policy

    8 of 8

    Has a written whistleblower policy.

  • Record keeping policy

    7 of 7

    Has a written policy on keeping and destroying records.

  • Board minutes

    5 of 5

    Keeps minutes of board meetings.

  • Board sees the tax return

    10 of 10

    Gave the board a copy of this return before filing it.

  • Pay set independently

    0 of 5

    Reports no independent review process for its chief executive's pay.

  • Independent check of accounts

    15 of 15

    Its accounts were audited by an independent accountant.

  • No reported misuse

    10 of 10

    Reports no diversion of assets, excess benefits or loans to insiders.

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Impact evidence

Describes programs. Its tax return describes what it does but we have found no measurable results in it.

Programs described in its return (4)
  1. $798,266 spent. COMMUNITY SERVICES -COMMUNITY SERVICES PROGRAMS ARE ADMINISTERED BY THE AGENCY FOR PARTICIPANTS WHO MEET THE FEDERAL POVERTY INCOME GUIDELINES. PROGRAMS AND SERVICES ARE DESIGNED TO REDUCE POVERTY, REVITALIZE LOW-INCOME COMMUNITIES, AND EMPOWER LOW-INCOME FAMILIES TO BECOME SELF-SUFFICIENT. SENIOR OUTREACH SERVICES ASSISTED INDIVIDUALS OVER THE AGE OF 60. DURING THE YEAR 4,392 INDIVIDUALS BENEFITED FROM THESE PROGRAMS.
  2. $586,724 spent. FOOD PROGRAM -FOOD PROGRAM ACTIVITIES CONSIST OF COMMODITY FOODS THAT ARE MADE AVAILABLE BY THE U.S. DEPARTMENT OF AGRICULTURE TO LOCAL AGENCIES TO DISTRIBUTE TO LOW-INCOME HOUSEHOLDS. DURING THE YEAR 8,125 HOUSEHOLDS BENEFITED FROM THIS PROGRAM: INCLUDING 14 PANTRIES.
  3. $470,801 spent. HOUSING AND HOUSING REHABILITATION; THE AGENCY ASSISTED HOUSEHOLDS WITH REHABILITATION THROUGH OUR CDBG PROGRAMS WITH THE CITY OF SAGINAW, SAGINAW COUNTY ARPA, AND MSHDA . THIS INCLUDED, MINOR HOME REPAIR PROJECTS, MI-HOPE, AND MI-NEIGHBORHOOD PROGRAMS.
  4. $51,135 spent. OTHER PROGRAMS

Source: Form 990 for the year ending September 30, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate

Legitimacy checks

  1. Is it registered with the IRS? Passed.

    Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  2. Has the IRS revoked its tax-exempt status? Passed.

    Not on the IRS automatic revocation list.

    Source: Automatic revocation of exemption list, Internal Revenue Service, file dated November 6, 2026.

  3. Are donations tax-deductible? Passed.

    On the IRS list of organizations eligible to receive tax-deductible contributions.

    Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.

  4. Is it keeping up with its IRS filings? Passed.

    Most recent return on file covers the year ending September 2025.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  5. How long has it been tax-exempt? Passed.

    Recognized by the IRS since April 1966.

    Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.

  6. Is it in good standing with state regulators? Passed.

    Not on California's list of charities barred from soliciting. Other states are not yet checked.

    Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated November 4, 2026.

Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.