Child and Family Service of Saginaw County
Public records show a registered, tax-exempt organization in good standing.
What it says it does
Child and Family Service of Saginaw County is a social work agency dedicated to enhancing the quality of life in our community by fostering personal growth, emotional development, recovery from trauma, self- reliance, and healthy relationships.
- Income
- $2.2 million
- Spending
- $2.3 million
- Spent on programs
- 82%
- Reserves
- 9.4 months of spending
- Largest source of income
- fees for its services, 45%
- Employees
- 38
- Volunteers
- 128
- Highest pay
- $113,568, president/ceo
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Financial health
Good: 78 out of 100. Higher than 58% of charities in its peer group (human services, $1m to $10m).
Reserves
28 of 35Spendable reserves would cover 9.4 months of spending.
Debt
16 of 20It owes 18% of what it owns.
Living within its means
4 of 15Spending exceeded income by 6% of income.
Income trend
15 of 15Income rose 22% on the year before.
Spending floor
15 of 1582% of spending went to programs and raising each dollar of donations cost 1 cents.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Governance
Strong: 100 out of 100. Higher than 65% of charities in its peer group (human services, $1m to $10m).
Independent board
25 of 2515 of 16 voting board members are independent.
Conflict of interest policy
15 of 15Has a written conflict of interest policy.
Whistleblower policy
8 of 8Has a written whistleblower policy.
Record keeping policy
7 of 7Has a written policy on keeping and destroying records.
Board minutes
5 of 5Keeps minutes of board meetings.
Board sees the tax return
10 of 10Gave the board a copy of this return before filing it.
Pay set independently
5 of 5Sets its chief executive's pay through independent review and comparison.
Independent check of accounts
15 of 15Its accounts were audited by an independent accountant.
No reported misuse
10 of 10Reports no diversion of assets, excess benefits or loans to insiders.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Impact evidence
Describes programs. Its tax return describes what it does but we have found no measurable results in it.
Programs described in its return (3)
- $893,686 spent. Counseling Center The Counseling Center's services are designed to help individuals and families deal with difficult life issues and stressors. Master's level, licensed clinicians provide comprehensive outpatient mental health services to children, adolescents, adults, seniors and families. Clinical services are billable to most health insurances. United Way subsidies are available to eligible consumers.
- $846,325 spent. Sexual Assault Center Sexual Assault Center's professional staff offers a continuum of care to victims of sexual assault and of childhood sexual abuse and to their families affected by the sexual trauma. Services include counseling, crisis services, and advocacy services. All services are provided free of charge to consumers due to funding from the Division of Victim Services with MDHHS, United Way funding, and local donations and grants.
- $134,415 spent. Employee Wellness Center The Employee Wellness Center - EAP (employee assistance program)believes in the importance of a holistic approach to health that encompasses, physical, emotional, spiritual and financial well being. The Employee Wellness Center is a benefit funded by employers to help employees and dependent family members resolve life stressors that affect life satisfaction and job performance. Employees receive help through problem solving sessions and companies receive training and professional consultation services.
Source: Form 990 for the year ending December 31, 2025, filed with the Internal Revenue Service. Rating method 2026.2. How we rate
Legitimacy checks
Is it registered with the IRS? Passed.
Listed in the IRS master file of tax-exempt organizations as a 501(c)(3) charitable organization.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Has the IRS revoked its tax-exempt status? Passed.
Not on the IRS automatic revocation list.
Source: Automatic revocation of exemption list, Internal Revenue Service, file dated October 13, 2026.
Are donations tax-deductible? Passed.
On the IRS list of organizations eligible to receive tax-deductible contributions.
Source: Publication 78 data: organizations eligible for tax-deductible contributions, Internal Revenue Service, file dated October 13, 2026.
Is it keeping up with its IRS filings? Passed.
Most recent return on file covers the year ending December 2025.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
How long has it been tax-exempt? Passed.
Recognized by the IRS since June 1960.
Source: Exempt Organizations Business Master File, Internal Revenue Service, file dated October 13, 2026.
Is it in good standing with state regulators? Passed.
Not on California's list of charities barred from soliciting. Other states are not yet checked.
Source: May Not Operate or Solicit for Charitable Purposes list, California Attorney General, Registry of Charities and Fundraisers, file dated October 21, 2026.
Ratings and checks are our reading of public records, using the published method. They are not a statement about anyone's honesty. If you work for this organization, you can send corrections or results, confirm you want gifts through Veridonate, or ask to be removed from giving.